Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q1 2022

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Earnings data Q4 2022

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Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Churchill Capital Corp IV

Equinor

GlaxoSmithKline

Home Depot

Microsoft

Unilever

While sustainable initiatives sound like a strategy for non-profit organizations, shifting demographics bode well for ESG stocks. The post The 7 Best ESG Stocks to Buy for the Biggest (Socially Responsible) Gains appeared first on InvestorPlace.

The 7 Best ESG Stocks to Buy for the Biggest (Socially Responsible) Gains

Venmo will soon introduce new fees and privacy updates that should bring it one step closer to profitability.

How Venmo's new fees can bring it closer to profitability

PayPal Holdings Inc's (NASDAQ: PYPL) payment app Venmo will soon allow users to sell products and services on their accounts for a fee effective July 20, the Wall Street Journal reports as the company disclosed. Previously users were prohibited from receiving money for business transactions through personal Venmo profiles, the violation of which leading to possible account suspension.

PayPal's Venmo To Start Monetizing Product, Service Transactions: WSJ

The shares of PayPal Holdings Inc (NASDAQ: PYPL) have received a $337 price target from Morgan Stanley. These are the details.

PYPL Stock Price: $337 Target From Morgan Stanley

Is the fintech giant's price hike a show of strength or a fatal mistake?

Why PayPal Raised Its Processing Fees -- and Why It Could Backfire

Analysts have provided the following ratings for PayPal Holdings (NASDAQ:PYPL) within the last quarter: Last 30 Days 1 Month Ago 2 Months Ago 3 Months Ago Bullish 1 0 0 1 Somewhat Bullish 0 0 3 0 Indifferent 0 0 0 0 Somewhat Bearish 0 0 0 0 Bearish 0 0 0 0 In the last 3 months, 5 analysts have offered 12-month price targets for PayPal Holdings. The company has an average price target of $327.4 with a high of $350.00 and a low of $310.00.

What 5 Analyst Ratings Have To Say About PayPal Holdings

PayPal Holdings Inc.'s Venmo is making several changes to its platform, with plans to increase the fees for instant deposits that users make to their bank accounts and add an option that lets people designate that they're paying another user for the purchase of goods and services.

PayPal steps up efforts to make money off Venmo with new fee changes

Carvana

eBay

Our theme of E-Commerce Stocks – which is comprised of U.S.-based e-commerce companies as well as logistics, and digital payment players – is up by 18% year-to-date, outperforming the broader Nasdaq-100 which is up by about 11% over the same period. The gains come despite a sharp decline in U.S..

Carvana, EBay, PayPal: E-Commerce Stocks Have Room For Gains Despite The Re-Opening

Amplify Transformational Data Sharing ETF

NVIDIA

Block

Buy digital assets over exchange-traded products tied to cryptocurrencies, two traders say.

Crypto selling is an opportunity, two traders say. What they would be buying

Analysts say the fintech will gain market share as e-commerce speeds up. Merchants are already chafing against what they claim are excessive charges.

PayPal Is Hiking Its Digital Fees for Retailers. Wall Street Likes the Move.

PayPal is increasing the rates it charges businesses on its platform in a move to accentuate its value over its competitors and emphasize the benefits it provides, according to a press release on Friday (June 18). The global FinTech company, owned by eBay, pointed out the benefits of using its platform, which includes accelerated launches of new […]

PayPal Boosts Rates Charged To Merchant Partners

PayPal Holdings Inc will lift merchant costs for its branded payment products while cutting those for behind-the-scenes processing of some Visa and Mastercard transactions, a bold move in an increasingly competitive digital payments sector.

PayPal overhauls U.S. rates as payments competition heats up

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) may be on the verge of a breakout, as they're testing the resistance at the $275 level. When the stock reached this level in April, it ran into a wall of sellers.

Is It Time To Buy PayPal Stock?

PayPal And Facebook Lead The Nasdaq Lower Wednesday

Paypal Holdings, Inc. (NASDAQ:PYPL) is almost back within arm's reach of its Feb. 16 all-time high of $309.14. Paypal's stock has undergone a lengthy period of consolidation since making its new all-time high, in part due to some uncertainty across the major indexes in May.

PayPal's Stock Battles Resistance: What's Next?

Equifax

EVERTEC

Fiserv

The fintech umbrella offers several segments that investors can tap into for higher returns. Here are the stocks to watch -- EVERTEC (EVTC), Equifax (EFX), PayPal (PYPL), Fiserv (FISV) & Square (SQ)

5 Fintech Stocks to Watch Beyond the Cryptocurrency Hype

Its most recent earnings seem to point in that direction.

Is PayPal a No-Brainer Fintech Investment?

Investors who want exposure to cryptocurrencies but are terrified of the current volatility that's impacting digital coins should look to PayPal as a safe way to capitalize on assets such as Bitcoin and Ethereum. Customers of PayPal can now buy, sell, hold, and checkout with cryptocurrencies, including Bitcoin and Ethereum, as well as lesser known digital assets such as Bitcoin Cash and Litecoin.

Buy PayPal Stock Here to Gain Cryptocurrency Exposure

Alibaba

Baidu

China Online Education Group

Invesco China Technology ETF

New Oriental Education & Technology Group

iShares China Large-Cap ETF

JD.com

KraneShares CSI China Internet ETF

iShares MSCI China ETF

Pinduoduo Inc - ADR

SoftBank Group Corp

TAL Education Group

Tencent Holdings Limited

A litany of contradictions surfaced last week, including the continued filings of U.S. IPOs by Chinese companies despite the rising political tensions between the U.S. and China. The suppression of Chinese technological advancements appeared to have spurred China's self-reliance, benefiting its domestic tech giants.

Chinese Internet Stocks Are Riding On China's Rising Self-Reliance And Policy Changes

PayPal is a leading fintech company that benefits immensely from the secular growth trend in the digital payments industry. Its growth history is impressive and momentum is not showing any sign of slowing down, making its 2025 targets quite achievable.

PayPal: One Of The Best Plays On The Secular Growth Trend Of Digital Payments

Amazon

Roblox

The tech sector is warming up. Here are three tech stocks that offer great trade setups.

3 Tech Stocks to Buy as the Nasdaq Eyes a New High

PayPal is worth at least 23% more based on analyst estimates. PYPL stock is worth $332.79 based on its historical P/E and analysts' estimates.

PayPal Stock is Worth At Least 23% More Based On Analyst Estimates

Coinbase

Marathon Digital Holdings

MicroStrategy Incorporated

Riot Blockchain

The cryptocurrency train left the station midway through last year. That initial train ride took Bitcoin all the way to more than $60k per coin in a matter of months.

News for PayPal Stock (PYPL)