Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

BNPL grows significantly in the U.S. market as more retailers offer this service to customers The U.S. BNPL market is expected to grow by 41.7% on an annual basis to reach over $126 million in 2021.

Pay In 4, PayPal's Buy-Now-Pay-Later Product, Resonates With Shoppers

PayPal (NASDAQ: PYPL) shares continue to trade above the $250 support level, and the company continues to benefit from the increased adoption of digital payments. Paypal reported better than expected first-quarter results last month, and the company continues to expand its business.

Should I invest in PayPal shares after better than expected first-quarter results?

PayPal (PYPL) intends to deposit $135 million its capital into mission-driven financial institutions and management funds to extend its aid to black and underserved communities.

PayPal's (PYPL) Latest Move Supports Black & Underserved

Alphabet

Micron Technology

Prices on goods and services are up as the economy reopens, but that's no reason to stop investing.

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Teladoc

Another bear market could be looming, but PayPal and Teladoc should prosper even if Wall Street takes a tumble.

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Lemonade

Novocure

These fundamentally strong stocks are much better bets than the over-hyped Dogecoin.

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Paypal (PYPL) reported earnings 30 days ago. What's next for the stock?

Paypal (PYPL) Up 2.3% Since Last Earnings Report: Can It Continue?

Apple

Global Payments

Visa

With more people preferring the contactless mode of payment owing to the pandemic, companies like Paypal (PYPL), Visa (V), and Apple???s (AAPL) Apple Pay have been gaining new active users over the past few quarters.

4 Stocks to Watch as Pandemic Boosts Contactless Payments

PayPal will soon let customers who hold cryptocurrency in their accounts transfer the funds to external digital wallets rather than just hold or spend the money, CoinDesk reported. PayPal Head of Blockchain Services Jose Fernandez da Ponte the company's intentions at a CoinDesk-hosted conference called Consensus 2021, according to CoinDesk.

PayPal Plans To Add Crypto Withdraw Feature

PayPal has made strong inroads into the cryptocurrency market as a high-margin enabler of digital transactions. With 392 million active accounts, the company is benefiting from its lucrative network effect when consumers transact in cryptos.

PayPal: Gain Exposure To Cryptocurrency With This Highly Profitable Enterprise

American Water Works

Disney

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Amazon

Lockheed Martin

Target

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Block

Square has been a better long-term stock-market performer and it is growing more quickly. But analysts, on the whole, prefer PayPal.

StockWatch: PayPal vs. Square — which is the better stock to own now?

PayPal and Square have the potential to reward investors over many years, but in the past few months, their share prices have slumped.

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Top digital payments stock PayPal is one of the leading growth stocks in the current stock market. But is it a buy right now?

Is PayPal Stock A Buy Right Now After Reporting Strong Earnings Results?

Amgen

When you have to grow your own nest egg, a balance among growth, reliability, and longevity must be found.

3 Stocks for a Better Retirement

PayPal Holdings Inc. (NASDAQ:PYPL) will finally allow users to withdraw Bitcoin (BTC), Ethereum (ETH), and other cryptocurrencies to third-party wallets, according to a report by CoinDesk. What Happened: PayPal's head of cryptocurrency, Jose Fernandez da Ponte, reportedly made the announcement at CoinDesk's Consensus 2021 conference on Wednesday.

PayPal Will Finally Let Users Withdraw Bitcoin, Ethereum Other Cryptocurrencies

Paypal's general manager of blockchain, crypto and digital currencies, Jose Fernandez da Ponte, said during Coindesk's Consensus 2021 Conference on Wednesday that the payment company is currently developing a withdrawal function.

PayPal developing cryptocurrency withdrawal function for third-party wallet transfers

Online-payments giant PayPal Holdings is now allowing users to withdraw cryptocurrencies to third-party wallets, the company told CoinDesk on Wednesday.  "We want to make it as open as possible, and we want to give choice to our consumers, something that will let them pay in any way they want to pay," PayPal head of cryptocurrency Jose Fernandez da Ponte said during CoinDesk's Consensus 2021 conference.

PayPal will allow users to withdraw crypto funds into third-party wallets

When PayPal Holdings Inc. (NASDAQ:PYPL) reported a first-quarter 2021 earnings beat on May 5, CEO Dan Schulman said in a conference call that cryptocurrency had contributed to the company's strong growth. Cryptocurrency increased user engagement within the PayPal app, with over half of its users are now logging in daily to check the fluctuating prices of their crypto investments, the CEO said.

PayPal Stock Looks To Break Bullish: What's Next?

SAN JOSE, Calif., May 26, 2021 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced that it will invest an additional $50 million in 11 Black- and Latinx-led early-stage venture capital funds, including Aperture Venture Capital; Collab Capital; Interlace Ventures; Kapor Capital; MaC Venture Capital; Noemis Ventures; Seae Ventures; SV LATAM Capital; and three additional funds.

PayPal Invests Additional $50 Million in Black and Latinx-Led Venture Capital Funds as Part of $535 Million Commitment

CME Group

NVIDIA

Bitcoin prices have plummeted from levels of around $62,000 in mid-April to just about $35,000 as of Sunday. The sell-off is driven by factors including Tesla's decision to not accept the digital currency as payment for its cars and China's move to ban financial institutions and payment companies.

Are Crypto Stocks Worth A Look As Bitcoin Tanks To $35k?

Mastercard

We take a sneak peek into four stocks that are well-poised for growth amid the growing demand for advanced payment technologies.

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Social Capital Hedosophia Holdings Corp. V

SVB Financial Group

Upstart Holdings

Inflation concerns are all the rage right now. Inflation won't kill investment opportunities, though.

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PayPal Holdings, Inc. (PYPL) Management Presents at JPMorgan 49th Annual Global Technology, Media and Communications Conference (Transcript)

News for PayPal Stock (PYPL)