Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Disney

Uber

PulteGroup

David Tepper's Appaloosa LP disclosed late Monday that it reduced its investment in nearly all of its holdings during the second quarter, as the value of equities held by the hedge fund declined by about 31%. The value of Appaloosa's equity holdings as of June 30 was $4.83 billion, down from $6.96 billion as of March 31, even as the S&P 500 rose 8.2% during that period.

David Tepper's Appaloosa trims equity holdings, sells off Disney, PayPal stakes while adding Uber, Pulte bets

BioNTech SE

eBay

In yesterday' Market360, I showed you an example of when it's a good idea to let a fundamentally superior stock like BioNTech SE (NASDAQ:BNTX) keep running. Source: Shutterstock Today, I'm going to show you the other side of the coin — how I know when it's time to cut loose a stock that had been.

When It's Time to “Cut and Run” on a Strong Stock

Boston, Massachusetts--(Newsfile Corp. - August 16, 2021) - Block & Leviton is investigating PayPal Holdings, Inc. (NASDAQ: PYPL) for potential securities law violations. Investors who have lost money in their PayPal investment should contact the firm to learn more about how they might recover those losses. For more details, visit https://www.blockleviton.com/cases/pypl.What is this all about?On July 29, 2021, PayPal filed a quarterly report on Form 10-Q with the U.S. Securities and Exchange Commission ("SEC"), for...

PAYPAL INVESTIGATION: Block & Leviton Investigates PayPal Holdings, Inc. For Potential Securities Law Violations; Investors Who Have Lost Money Are Encouraged to Contact the Firm

Block

In this installment of the ongoing series of comparisons between two stocks, I'll take a look at two Fintech behemoths: Square (NYSE:SQ) and PayPal (NASDAQ:PYPL).

Better Investment: Square vs PayPal

How many apps do you have on your smartphone? If you're like me, it's a lot.

The Two Disruptors Racing to Build America's First Super App

JCOM vs. PYPL: Which Stock Is the Better Value Option?

The fintech giant keeps growing. Here's where it stands now and what investors should expect.

PayPal's Second Quarter Earnings: What Investors Need to Know

Zoom Video

This company has already delivered 20-bagger returns for me, but I don't plan to sell.

Here's Why I'm More Excited Than Ever After This Fintech's Second-Quarter Earnings

Here's a roundup of what investors need to know in the financial sector.

PayPal, Square, and 3 New SPAC Deals to Watch

Los Angeles, California--(Newsfile Corp. - August 12, 2021) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of PayPal Holdings, Inc. ("PayPal" or "the Company") (NASDAQ: PYPL) for violations of the securities laws.The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. PayPal filed a quarterly report on Form 10-Q with the SEC...

ONGOING INVESTIGATION NOTICE: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc. and Encourages Investors with Losses to Contact the Firm

Los Angeles, California--(Newsfile Corp. - August 11, 2021) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of PayPal Holdings, Inc. ("PayPal" or "the Company") (NASDAQ: PYPL) for violations of the securities laws.The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. PayPal filed a quarterly report on Form 10-Q with the SEC...

ONGOING INVESTIGATION REMINDER: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc. and Encourages Investors with Losses to Contact the Firm

Venmo Credit Card holders will be able to set up the automatic crypto purchases.

Venmo rolls out Cash Back to Crypto feature

Payments mobile application Venmo — owned by fintech giant PayPal Holdings Inc. (NASDAQ:PYPL) — now allows users to automatically buy cryptocurrency using their cash back. What Happened: According to a Tuesday PayPal announcement, the feature is meant to be a new way to spend credit card rewards.

Venmo Launches Crypto Cashback For Credit Card Holders

PayPal's peer-to-peer vending app Venmo unveiled a program Tuesday (Aug. 10) called Cash Back to Crypto, which allows customers using its credit card to automatically buy cryptocurrency using cash back earned from Venmo card purchases. The company said in a news release that the feature expands on Venmo's crypto functionality, while also giving consumers more […]

Venmo Lets Users to Buy Crypto With Cash Back From Credit Card

Paypal Holdings Inc-owned Venmo on Tuesday rolled out a feature that would allow holders of its credit cards to automatically buy cryptocurrencies with the cashback earned on their purchases.

PayPal's Venmo allows credit cardholders to buy crypto with cashback

Los Angeles, California--(Newsfile Corp. - August 10, 2021) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of PayPal Holdings, Inc. ("PayPal" or "the Company") (NASDAQ: PYPL) for violations of the securities laws.The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. PayPal filed a quarterly report on Form 10-Q with the SEC...

ONGOING INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc. and Encourages Investors with Losses to Contact the Firm

Venmo launched a credit card feature that lets users convert their cash-back to crypto for free.

Venmo is letting its credit cardholders convert cash-back to crypto for free

PayPal-owned Venmo is expanding its support for cryptocurrency with today's launch of a new feature that will allow users to automatically buy cryptocurrency using the cash back they earned from their Venmo credit card purchases. Unlike when buying cryptocurrency directly, these automated purchases will have no transaction fees associated with them — a feature Venmo […]

Venmo to allow credit cardholders to automatically buy cryptocurrency with their cash back

Coinbase

Mogo

MicroStrategy Incorporated

Riot Blockchain

Silvergate Capital Corp

Investors seeking exposure to bitcoin have few options other than directly buying it, as a bitcoin ETF has yet to be approved in the US.

These are the 8 stocks that give investors exposure to bitcoin, according to Fundstrat

Shift4 Payments

Global Payments

Western Union

The tap-and-pay megatrend has pushed fintech stocks higher and investors should watch the likes of Global Payments (GPN), Shift4 Payments (FOUR), Western Union (WU), PayPal (PYPL) & Square (SQ).

5 Fintech Stocks to Watch Amid the Digital Payment Boom

Los Angeles, California--(Newsfile Corp. - August 9, 2021) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of PayPal Holdings, Inc. ("PayPal" or "the Company") (NASDAQ: PYPL) for violations of the securities laws.The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. PayPal filed a quarterly report on Form 10-Q with the SEC...

INVESTIGATION NOTICE: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc. and Encourages Investors with Losses to Contact the Firm

PayPal is an established international player with high cash flow generation (120% plus) and strong margins that are forecast to improve further (28% EBIT).

PayPal - The Net Is Wide; The Migration Is Here And The Fish Are Swimming

NEW YORK, Aug. 6, 2021 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of PayPal Holdings, Inc. (NASDAQ: PYPL) resulting from allegations that PayPal may have issued materially misleading business information to the investing public. SO WHAT: If you purchased PayPal securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

ROSEN, RESPECTED INVESTOR COUNSEL, Encourages PayPal Holdings, Inc. Investors With Losses Over $100K to Inquire About Securities Class Action Investigation - PYPL

Option activity after earnings suggest that traders are not confident in PYPL's share price going forward.

PayPal (PYPL) Option Traders Shift Outlook After Earnings

Los Angeles, California--(Newsfile Corp. - August 6, 2021) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of PayPal Holdings, Inc. ("PayPal" or "the Company") (NASDAQ: PYPL) for violations of the securities laws.The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. PayPal filed a quarterly report on Form 10-Q with the SEC...

INVESTIGATION REMINDER: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc. and Encourages Investors with Losses to Contact the Firm

News for PayPal Stock (PYPL)