Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal is collaborating with the Anti-Defamation League on research aimed at cutting off funding for extremist or hate groups.

PayPal working with Anti-Defamation League on research to cut funding to extremist groups

The growth in job listings at tech behemoths — positions dedicated to the development of cryptocurrencies to be used in larger, presumably retail settings — may be the latest signal that bitcoin and other offerings will be mainstream before too long. One recent posting hints at the challenge of getting to that stage, where cryptos […]

PayPal's Regulatory Affairs Hiring Hints At Cryptos' Retail Challenges

SAN JOSE, Calif., July 26, 2021 /PRNewswire/ -- PayPal Holdings Inc. (NASDAQ: PYPL), in partnership with ADL (the Anti-Defamation League), today announced a new partnership initiative to fight extremism and hate through the financial industry and across at-risk communities.

PayPal Partners with ADL to Fight Extremism and Protect Marginalized Communities

PayPal Holdings Inc is partnering with non-profit organisation the Anti-Defamation League (ADL) to investigate how extremist and hate movements in the United States take advantage of financial platforms to fund their criminal activities.

PayPal to research blocking transactions that fund hate groups, extremists

Jesse Spiro, a former Chainalysis head of policy and regulatory affairs, will be working with PayPal's crypto division, CoinDesk reported. Spiro called his new job “extremely attractive and exciting” as PayPal helps to bring crypto more into the mainstream for payments, according to CoinDesk.

PayPal Hires Chainalysis Exec To Lead Crypto Regulatory Affairs

PayPal is firing on all cylinders and shows no signs of slowing down.

Fintech Growth Stocks Don't Come Much Safer Than This

Block

Could the ambitious fintech company overtake the market leader?

Will Square Be Worth More Than PayPal by 2025?

Is (PYPL) Outperforming Other Computer and Technology Stocks This Year?

Is PayPal Holdings (PYPL) Outperforming Other Computer and Technology Stocks This Year?

PayPal's (PYPL) second-quarter results are likely to reflect growing user engagement, solid P2P momentum and portfolio strength.

PayPal (PYPL) to Report Q2 Earnings: What's in the Cards?

ARK Fintech Innovation ETF

JPMorgan Chase & Co

Capital Link Global Fintech Leaders ETF

First Trust Indxx Innovative Transaction & Process ETF

Mastercard

The fintech market is expected to triple in size over the next decade, creating a tremendous opportunity for investors in fintech stocks. The post 7 Fintech Stocks To Buy Before They Explode appeared first on InvestorPlace.

7 Fintech Stocks To Buy Before They Explode

Venmo is getting rid of the feed that shows users' payments to strangers. It's part of a drastic redesign that's rolling out in the coming weeks.

Venmo is getting rid of one of its most recognizable features

A new Venmo redesign will boost privacy settings and make it so that payments can't be seen by strangers, a Tuesday (July 20) news release from parent company PayPal said. Per the release, as part of its update, Venmo is removing the global feed.

Venmo Boosts Privacy Settings In New Update

The updated payments app will only show transactions between friends.

Venmo drops global social feed that let you see strangers' payments

Venmo is finally ditching a notoriously controversial and unsettling feature — the ability to see strangers' transactions. The PayPal-owned app — which rocketed to success by combining easy mobile payments with elements of social media — revealed Tuesday that it's axing its “global feed” that had allowed customers to see payments between other users even.

Venmo finally ditches controversial feature over privacy concerns

PayPal-owned payments app Venmo will no longer offer a public, global feed of users' transactions, as part of a significant redesign focused on expanding the app's privacy controls and better highlighting some of Venmo's newer features. The company says it will instead only show users their “friends feed” — meaning, the app's social feed where […]

Venmo removes its global, public feed in a significant app redesign

The redesigned app, which rolls out over the coming weeks, will make it easier for users to access newer Venmo functions, such as cryptocurrency purchasing and management of debit and credit cards.

Venmo ends global payments feed as part of app redesign

What Happened: U.S. customers can now buy up to $100,000 in crypto on PayPal Holdings Inc (NASDAQ:PYPL) per week. The payments company said in a Thursday press release that it would increase the existing purchase limit in order to enable customers to have “more choice and flexibility in purchasing cryptocurrency” on its platform.

PayPal Increases Crypto Purchase Limit To $100,000 Per Week

PayPal is going to allow US users to spend more crypto every week, as part of its efforts to expand mainstream use of digital assets.

PayPal raises the cryptocurrency purchase limit for US customers to $100,000 a week

PayPal users can now buy $100,000 of bitcoin and other digital assets per week, up from a previous limit of $20,000.

PayPal increases weekly cryptocurrency purchase limit fivefold to $100,000

PayPal (PYPL) makes its Pay in 4 service BNPL solution available in Australia.

PayPal (PYPL) Boosts Reach to Australia With Pay in 4 Access

MercadoLibre

Sometimes the best place to look for an investment is at the top.

3 Top Stocks in Fintech

The company has several tailwinds, but it's being priced like a different business since the pandemic began.

The First Stock I'm Going to Buy in the Next Stock Market Correction

Coinbase

Cathie Wood-led Ark Investment on Wednesday shed 41,435 shares, estimated to be worth about $12.46 million, in payments company PayPal Holdings Inc (NASDAQ:PYPL). Shares of the company closed 0.15% lower at $300.75 on Wednesday.

Cathie Wood Sells $12.5M In PayPal To Load Up More On Coinbase

When we say long-term investments, we think of transactions with lower risk in the long run and earnings higher than savings or rent, but with no extraordinary profits. Still, we keep hoping to run into some stock that will make us spectacular returns.

PayPal's Epic Success Continues With Crypto

PayPal Holdings Inc's new "buy now, pay later" offering in Australia will not charge late payment fees, the U.S. payments giant said on Wednesday, as it attempts to edge past main industry rival Afterpay in the country.

News for PayPal Stock (PYPL)