Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Adyen NV

Block

Here are the key differences between the three and more.

Investing in Fintechs: Square, PayPal, and Adyen

Mastercard

PayPal Holdings appears to currently be a better pick compared to Mastercard. PayPal stock trades at about 13.7x trailing revenues, compared to around 21.1x for Mastercard.

Is PayPal Stock A Better Choice Than Mastercard Stock?

Robinhood

Robinhood Markets Inc suffered losses at the start of the week after a series of bad news. The trading platform may soon have a new competitor after it was reported that PayPal Holdings Inc is exploring how to allow customers to buy stocks and shares on its website.

Robinhood lower on PayPal competition, SEC investigation concerns

NEW YORK--(BUSINESS WIRE)--WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of PayPal Holdings, Inc. (NASDAQ: PYPL) between February 9, 2017 and July 28, 2021, inclusive (the “Class Period”), of the important October 19, 2021 lead plaintiff deadline. SO WHAT: If you purchased PayPal securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. WHAT TO DO

ROSEN, A LEADING LAW FIRM, Encourages PayPal Holdings, Inc. Investors with Losses Exceeding $100K to Secure Counsel Before Important Deadline in Securities Class Action – PYPL

Months after PayPal Holdings Inc (NASDAQ: PYPL) launched cryptocurrency trading, it is set for the next move that turns it into a prominent competitor for the likes of Robinhood. The fintech firm wants to launch a stock-trading platform that will enable its users to buy, sell, and hold individual stocks, two sources familiar with the […] The post PayPal could launch a stock-trading platform for its U.S. users appeared first on Invezz.

PayPal could launch a stock-trading platform for its U.S. users

PayPal Holdings Inc. shares PYPL, +3.97% are up 4% in afternoon trading Monday after a report highlighted the company's hire of an executive to lead its consumer-investing efforts. The CNBC report pointed to the LinkedIn profile of Rich Hagen, a former Ally Invest president who now lists himself as the chief executive of "Invest at PayPal" responsible for "[l]eading PayPal's efforts to explore opportunities in the consumer investment business.

PayPal makes hire around future stock-trading feature; shares rally

PayPal Holdings Inc. is looking into launching a stock-trading platform, according to a report.

PayPal considers launching stock-trading platform: report

Payments giant PayPal is reportedly exploring the launch of a stock-trading platform for its US customers that could take on Robinhood.

PayPal exploring a stock-trading platform that may take on Robinhood

To help launch the effort, PayPal hired Rich Hagen to lead a previously unreported division called "Invest at PayPal," CNBC reported.

PayPal is reportedly exploring stock-trading service for US customers

PayPal Holdings, Inc. (NASDAQ: PYPL) shares are trading higher on reports the company is exploring a stock trading platform for users.  According to a CNBC report, after rolling out the ability to trade cryptocurrencies last year, PayPal has been exploring ways to let users trade individual stocks.

Why PayPal's Stock Is Trading Higher Today

PayPal Holdings is exploring ways to let its US customers trade individual stocks on its platform, CNBC reported on Monday, citing two sources familiar with the matter. The payments company also hired brokerage industry veteran Rich Hagen, the report said.

PayPal wants to let customers trade stocks on its platform

PayPal is considering launching a stock-trading platform for its U.S.-based customers, according to a CNBC report on Monday (Aug. 30), following its successful rollout of cryptocurrency trading last year. The report cites two sources familiar with PayPal's plans along with its recent hiring of brokerage industry veteran Rich Hagen to be CEO of a previously […]

PayPal Considers US Stock Trading Offering

j2 Global

JCOM vs. PYPL: Which Stock Is the Better Value Option?

JCOM vs. PYPL: Which Stock Should Value Investors Buy Now?

PayPal Holdings Inc is exploring ways to let its U.S. customers trade individual stocks on its platform, CNBC reported on Monday, citing two sources familiar with the matter.

PayPal exploring stock-trading platform for U.S. users - CNBC

Paypal Holdings Inc (NASDAQ:PYPL) shares dropped roughly 10% following the company's second-quarter earnings, but Bank of America analyst Jason Kupferberg says investors shouldn't hesitate to buy the dip in the digital payment giant. New Venmo Features: Kupferberg said PayPal has rolled out a number of promising new Venmo features in the past year, including the Venmo credit card, cryptocurrency trading and Business Profiles.

Should You Buy The Dip In PayPal?

PayPal is exploring ways to let users trade individual stocks, according to two sources familiar with the plan.

PayPal is exploring a stock-trading platform for its U.S. customers

NEW YORK--(BUSINESS WIRE)--Attorney Advertising-- Bronstein, Gewirtz & Grossman, LLC notifies investors that a class action lawsuit has been filed against PayPal Holdings, Inc. (“PayPal” or the “Company”) (NASDAQ: PYPL) and certain of its officers, on behalf of shareholders who purchased or otherwise acquired PayPal securities between February 9, 2017 and July 28, 2021, inclusive (the “Class Period”). Such investors are encouraged to join this case by visiting the firm's site: www.bgandg.co

PYPL Investor Alert: Bronstein, Gewirtz & Grossman, LLC Reminds PayPal Holdings, Inc. Investors of Class Action and Encourages Shareholders to Contact the Firm

NEW YORK, Aug. 29, 2021 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, announces the filing of a class action lawsuit on behalf of purchasers of the securities of PayPal Holdings, Inc. (NASDAQ: PYPL) between February 9, 2017 and July 28, 2021, inclusive (the "Class Period"). A class action lawsuit has already been filed.

ROSEN, NATIONAL TRIAL LAWYERS, Encourages PayPal Holdings, Inc. Investors with Losses to Secure Counsel Before Important Deadline in Securities Class Action - PYPL

Paycom Software

Starbucks

Don't fight the Fed. These companies can withstand inflation.

3 Growth Stocks That Can Make You Richer If Inflation Stays Hot

RADNOR, Pa.--(BUSINESS WIRE)---- $PYPL--Kessler Topaz Meltzer & Check, LLP Reminds PayPal Holdings, Inc. Shareholders of Securities Fraud Class Action Lawsuit

PayPal Holdings, Inc. Reminder: Kessler Topaz Meltzer & Check, LLP Reminds Investors of Securities Fraud Class Action Lawsuit Filed Against PayPal Holdings, Inc.

SAN DIEGO, Aug. 28, 2021 /PRNewswire/ --  Robbins Geller Rudman & Dowd LLP announces that purchasers of PayPal Holdings, Inc. (NASDAQ: PYPL) securities between February 9, 2017 and July 28, 2021, inclusive (the "Class Period"), have until October 19, 2021 to seek appointment as lead plaintiff in the PayPal class action lawsuit.  The PayPal class action lawsuit charges PayPal and certain of its top executives with violations of the Securities Exchange Act of 1934.

DEADLINE: PayPal Holdings, Inc. Investors with Substantial Losses Have Opportunity to Lead the PayPal Class Action Lawsuit - PYPL

DocuSign

3 Stocks That Could Make You Rich One Day

RADNOR, Pa., Aug. 27, 2021 /PRNewswire/ -- The law firm of Kessler Topaz Meltzer & Check, LLP announces that a securities fraud class action lawsuit has been filed against PayPal Holdings, Inc. (NASDAQ: PYPL) ("PayPal") on behalf of those who purchased or acquired PayPal securities between February 9, 2017 and July 28, 2021 , inclusive (the "Class Period").

Investor Reminder: Kessler Topaz Meltzer & Check, LLP Reminds Investors of Deadline in Securities Fraud Class Action Lawsuit Filed Against PayPal Holdings, Inc.

New York, New York--(Newsfile Corp. - August 27, 2021) - WHY: Rosen Law Firm, a global investor rights law firm, announces the filing of a class action lawsuit on behalf of purchasers of the securities of PayPal Holdings, Inc. (NASDAQ: PYPL) between February 9, 2017 and July 28, 2021, inclusive (the "Class Period"). A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no...

Rosen, A Top Ranked Law Firm, Encourages PayPal Holdings, Inc. Investors with Losses to Secure Counsel Before Important Deadline in Securities Class Action - PYPL

Paypal (PYPL) reported earnings 30 days ago. What's next for the stock?

News for PayPal Stock (PYPL)