Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Revenue came in slightly lower than expected. But the fintech company's growth story remains strong.

Why You Should Grab PayPal Shares on the Post-Second-Quarter Report Dip

LOS ANGELES--(BUSINESS WIRE)--Glancy Prongay & Murray LLP (“GPM”), a leading national shareholder rights law firm, today announced that it has commenced an investigation on behalf of PayPal Holdings, Inc. (“PayPal” or the “Company”) (NASDAQ: PYPL) investors concerning the Company's possible violations of the federal securities laws. If you suffered a loss on your PayPal investments or would like to inquire about potentially pursuing claims to recover your loss under the federal securities l

Glancy Prongay & Murray LLP, a Leading Securities Fraud Law Firm, Announces Investigation of PayPal Holdings, Inc. (PYPL) on Behalf of Investors

Payoneer Global

The payments company Payoneer Global has named former PayPal executive Robert Clarkson as its new chief revenue officer. “Robert is an expert business executive with more than 20 years of experience leading global revenue and account management teams at leading FinTech and payment companies, like PayPal and American Express,” Payoneer CEO Scott Galit said in […]

Payoneer Names Ex-PayPal Exec As Chief Revenue Officer

LOS ANGELES--(BUSINESS WIRE)---- $PYPL #investors--The Law Offices of Frank R. Cruz Announces Investigation of PayPal Holdings, Inc. (PYPL) on Behalf of Investors

The Law Offices of Frank R. Cruz Announces Investigation of PayPal Holdings, Inc. (PYPL) on Behalf of Investors

BENSALEM, Pa.--(BUSINESS WIRE)--Law Offices of Howard G. Smith announces an investigation on behalf of PayPal Holdings, Inc. (“PayPal” or the “Company”) (NASDAQ: PYPL) investors concerning the Company's possible violations of the federal securities laws. On July 29, 2021, PayPal filed a quarterly report for the second quarter of 2021, which disclosed investigations by the U.S. Securities and Exchange Commission (“SEC”) and the Consumer Financial Protection Bureau (“CFPB”). PayPal “has responded

INVESTOR ALERT: Law Offices of Howard G. Smith Announces Investigation of PayPal Holdings, Inc. (PYPL) on Behalf of Investors

LOS ANGELES--(BUSINESS WIRE)---- $PYPL #PYPL--INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc.

INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against PayPal Holdings, Inc. and Encourages Investors with Losses to Contact the Firm

The top finance stories for Aug. 5, including the latest on the M&A frenzy and Square and PayPal's budding competition.

Goldman M&A frenzy - CLO power players - Square and PayPal duke it out

NEW YORK--(BUSINESS WIRE)--Bragar Eagel & Squire, P.C., a nationally recognized stockholder rights law firm, is investigating potential claims against PayPal Holdings, Inc. (“PayPal” or the “Company”) (NASDAQ: PYPL) on behalf of PayPal stockholders. Our investigation concerns whether PayPal has violated the federal securities laws and/or engaged in other unlawful business practices. Click here to participate in the action. On July 29, 2021, PayPal filed a quarterly report on Form 10-Q with

PAYPAL ALERT: Bragar Eagel & Squire, P.C. is Investigating PayPal Holdings, Inc. on Behalf of PayPal Stockholders and Encourages Investors to Contact the Firm

NEW YORK--(BUSINESS WIRE)--WHY: Rosen Law Firm, a global investor rights law firm, announces it is investigating potential securities claims on behalf of shareholders of PayPal Holdings, Inc. (NASDAQ: PYPL) resulting from allegations that PayPal may have issued materially misleading business information to the investing public. SO WHAT: If you purchased PayPal securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

EQUITY ALERT: Rosen Law Firm Encourages PayPal Holdings, Inc. Investors with Losses to Inquire About Class Action Investigation – PYPL

Advanced Micro Devices

Siren Nasdaq NexGen Economy ETF

CME Group

DocuSign

Roundhill Ball Metaverse ETF

Blockchain stocks will benefit from the increased use of use blockchain-related products and services in areas other than crypto. The post 7 of the Best Blockchain Stocks to Buy in Lieu of Crypto appeared first on InvestorPlace.

7 of the Best Blockchain Stocks to Buy in Lieu of Crypto

PayPal's new digital wallet could accelerate growth next year.

3 Reasons PayPal Stock Is a Buy After Earnings

American Tower

Anheuser-Busch InBev

Naspers Ltd

Orange

Block

AT&T

Tencent Holdings Limited

Vodafone Group

Discussing the business environment in Africa and what trends might drive it in the next decade.

Investing in Africa

First, I talk about PayPal and industry growth.

PayPal: The Star Business

What Happened: Online payments giant PayPal Holdings Inc (NASDAQ:PYPL) is hiring a team of executives in Ireland to further its efforts in the crypto space. According to a report from the Irish Independent, PayPal is now recruiting people to fill crypto-related positions for its offices in Dublin and Dundalk.

PayPal Expands Crypto Team In Ireland

PayPal is an excellent business with strong competitive advantages. The company is well positioned in large and attractive market.

PayPal: Strong But Expensive

PayPal is building a "small team" of cryptocurrency experts in Ireland as the payments company increases customer offerings related to bitcoin and other digital currencies, Ireland's "Independent" newspaper reported. PayPal's new hires in the Emerald Isle include experts in compliance and money-laundering prevention, the Independent reported.

PayPal Puts Together Crypto Support Team In Ireland

Amazon

Lam Research

Don't let a muted investor response to these quarterly updates dull the power of the numbers.

3 Top Growth Stocks to Buy After Q2 Earnings

PayPal Ventures was among investors taking part in VNLIFE's Series B funding round of more than $250 million, which secured the digital banking and payments company's standing as Vietnam's second tech unicorn, according to a Tech in Asia report. The funding round, announced Friday (July 30), was led by Dragoneer Investment Group and General Atlantic, […]

PayPal Ventures Joins VNLIFE's $250M Funding Round

The shares of PayPal Holdings Inc (NASDAQ:PYPL) are down 6.2% to trade at $283.24 at last check, after the digital payment platform's second-quarter report.

PYPL Plummets on Revenue Miss, Forecast

PayPal's total payment volume hit a whopping $311 billion, and it will likely sustain that momentum as it dives deeper into BNPL and cryptocurrencies.

PayPal follows the money in Q2, moving deeper into BNPL and in-store payments

Salesforce

Veeva Systems

Salesforce, Veeva, and PayPal all have rosy expectations for the future.

These 3 Tech Companies Could Double Their Revenues by 2025

Paypal Holdings Inc (NASDAQ:PYPL) will soon roll out a new version of its digital wallet interface, called the “super app”, which will include increased functionality with cryptocurrencies. What Happened: In an earnings call on Wednesday, PayPal's President and Chief Executive Officer Dan Schulman told analysts that the super app was already code-complete and would include 25 new capabilities, including high-yield savings, early access to direct deposit funds, and additional crypto capabilities.

PayPal's New 'Super App' Will Come With Added Crypto Capabilities

Last year, Alphabet's (NASDAQ:GOOG) (NASDAQ:GOOGL) Google launched a major redesign and expansion of its Google Pay app on Android and iOS, threatening Square (NYSE:SQ) and the market leader PayPal (NASDAQ:PYPL) who are favored by millennials and Gen Z users. So, should PayPal feel threatened?

PayPal's Fintech Domination Is Being Questioned

Twilio

Lucid Group

Amazon, Twilio, PayPal and Lucid Motors were our top stock trades for Friday. Now, let's get a look at some of the charts going forward.

4 Top Stock Trades for Friday: AMZN, TWLO, PYPL, LCID

PayPal sees a "drag" of $485 million on Q3 revenue as eBay payments move off PayPal's platform faster than expected.

News for PayPal Stock (PYPL)