Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Citigroup

First Republic

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

PNC Financial Services

Truist Financial

Wells Fargo

A rescue of First Republic by big banks wouldn't put to bed emerging questions about the banking system.

Banks' Big Plan Might Solve the Immediate Problem, but Not the Bigger Ones

Ally Financial

As the end of the first quarter approaches, a handful of Warren Buffett (Trades, Portfolio) stocks are trading near their 52-week lows.

3 Buffett Financial Stocks Approach 52-Week Lows Amid Banking Fears

Credit Suisse

SVB Financial Group

Bank stocks aren't doing well on Wednesday as the continued fallout of the SVB Financial (NASDAQ: SIVB ) collapse weighs on the sector. The big news keeping bank stocks down comes from Credit Suisse (NYSE: CS ).

Why Are Bank Stocks CS, UBS, DB Down Today?

Citizens Financial Group

Regions Financial

Despite fallout from SVB, investors have already began returning to bank stocks, and should seek out firms with strong deposit franchises.

Investors are flocking to these well capitalized regional banks after SVB's collapse, market analyst says

Ares Capital

Bank of New York Mellon

Warren Buffett of Berkshire Hathaway (NYSE: BRK-A , NYSE: BRK-B ) is famous in the investing world for two things: buying when others are panicking and holding stocks for years. This has left his portfolio as susceptible to the current bear market in banks as yours.

Warren Buffett Is Betting Big on These 5 Bank Stocks

Federal Reserve rate-raising cycles have a history of breaking things on Wall Street. The decision to buy long-dated Treasury bonds doomed SVB Financial during an aggressive rate-hiking cycle.

Regional Bank Fallout: The 1 Regional Bank Stock You Can Confidently Buy Right Now

PacWest Bancorp

Synovus Financial

Synchrony Financial

Last week's sell-off is now spreading more broadly, to other banks and even non-banking lenders. Investors are worried SVB Financial's failure is a sign that other banks are in similar trouble.

Why Bank Stocks Ranging From Ally Financial to U.S. Bank Are Crashing (Again) Today

Apollo Global Management

Comerica

KeyCorp

Old National Bancorp

Signature Bank

South State

With the demise of Silicon Valley Bank and Signature Bank and Monday's sharp drop in shares of First Republic Bank, analysts are reshuffling their ratings on bank stocks.

Bank analysts reshuffle ratings in response to seismic shifts in industry

U.S. Bancorp is the bank holding company and parent company of U.S. Bank. It is the fifth-largest bank in the United States by assets, with over $550 billion in assets and it is based in Minneapolis, Minnesota.

U.S. Bancorp Preferred Equity - Poor Risk/Reward

Western Alliance Bancorporation

Some banks have paper losses on their debt holdings as high as 67% of their current stock price. As interest rates rose sharply the last 15 months because the Fed increased their Fed Funds target, bond prices dropped sharply.

A List Of Some Banks And Their Shocking Paper Losses On Debt Securities Holdings

Charles Schwab

SVB stock craters 60% as parent of Silicon Valley Bank sells $2.25 billion in stock to stem its liquidity crisis, shocking the financial sector The post Silicon Valley Bank Liquidity Crisis Sends Shockwaves Through Financial Industry appeared first on Investor's Business Daily.

Silicon Valley Bank Liquidity Crisis Sends Shockwaves Through Financial Industry

Coterra Energy

Digital Realty Trust

Diamondback Energy

Federal Realty Investment Trust

International Paper

Newell Brands

Why wait for U.S. Treasury yields to poke above 4%? Analysts see upside in S&P 500 stocks that already yield that much or more.

9 Stocks With Upside Already Pay Treasury-Topping 4% Yields

US Bancorp, Inc. (NYSE:USB ) RBC Capital Markets Global Financial Institutions Conference March 7, 2023 10:00 AM ET Company Participants Terrance Dolan - CFO Shailesh Kotwal - Vice Chairman, Payment Services Conference Call Participants Gerard Cassidy - RBC Capital Markets Gerard Cassidy Started with our second fireside chat today with the management of U.S. Bancorp. As many of you know, U.S. Bancorp recently completed the Union Bank acquisition.

US Bancorp, Inc. (USB) RBC Capital Markets Global Financial Institutions Conference Call Transcript

American Electric Power Company

Amgen

Broadcom

Comcast

ConocoPhillips

Cisco Systems

Coca-Cola

Medtronic

Pfizer

Phillips 66

Sempra Energy

Vanguard High Dividend Yield ETF

There are 17 stocks on my high-yield watchlist for March 2023. The majority of the stocks on my watchlist are undervalued based on dividend yield theory.

High Yield Stock Watchlist: March 2023

U.S. Bancorp's Q4'22 results were uninspiring on a core basis, but some of that was due to a meaningful balance sheet repositioning that should drive improved growth and capital returns. With the Union Bank deal done and the company beyond a pivot point after years of IT investment, this bank should deliver significant operating leverage over the next three years.

U.S. Bancorp Heading Into 2023 With Uncommonly Good Growth Potential

Franklin Resources

Bank of Montreal

Crown Castle International

Enbridge

Evergy Inc

Sun Life Financial

SPDR S&P 500 ETF Trust

Toronto-Dominion Bank

T. Rowe Price Group

TC Energy

In this series, I rank a selection of Dividend Radar stocks and present the ten top-ranked stocks for further research and possible investment. This month, I screened for high-yielding, discounted stocks with 5-year dividend growth rates of at least 7%. Stocks with forward yields above 4% and exceeding their 5-year average yields qualified.

10 Dividend Growth Stocks - February 2023

Digital assets software company Ownera has added U.S. Bancorp to its investor list. The company announced Wednesday (Mar. 1) that the banking giant had joined its Series A investment round as it works to "digitize paper-heavy and illiquid" private markets.

U.S. Bancorp Backs Tokenized Assets Network Firm Ownera

Johnson & Johnson

Visa

These three stocks stand out as the best buys right now in Berkshire Hathaway's 49-security investment portfolio.

3 Warren Buffett Stocks Are Begging to Be Bought in March

LONDON--(BUSINESS WIRE)--U.S. Bancorp has joined the Series A investment round of Digital Asset Tokenization Fintech, Ownera.

U.S. Bancorp Invests in Digital Assets Fintech, Ownera

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) announced today that Vice Chair and Chief Financial Officer Terry Dolan and Vice Chair of Payment Services Shailesh Kotwal will present at the RBC Capital Markets Global Financial Institutions Conference.

U.S. Bancorp to Speak at the RBC Capital Markets Global Financial Institutions Conference

U.S. Bancorp USB, -0.13% said in a filing Monday that the Consumer Financial Protection Bureau (CFPB) is considering a potential enforcement action against the bank as part of a previously-disclosed probe into its administration of unemployment insurance benefit prepaid debit cards during the COVID-19 pandemic. The bank said it's cooperating with the regulators.

U.S. Bancorp says Feds weighing enforcement action on prepaid debit cards used for unemployment insurance payments

News for U.S. Bancorp Stock (USB)