Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

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Vanguard High Dividend Yield ETF

There are 20 stocks on my high yield watchlist for October 2023. The majority of the stocks on my watchlist are undervalued based on dividend yield theory. An equally weighted portfolio of these stocks underperformed the Vanguard High Yield Dividend ETF by about 0.50% during the month of September.

High Yield Stock Watchlist - October 2023

American Water Works

Freeport-McMoRan

Kimberly-Clark

Microsoft

PepsiCo

Walmart

In 2023, the stock market has dazzled and daunted investors with highs and lows, prompting conversations that reverberate through the financial corridors over the best stocks to buy for stability. It's a pivotal discourse as Wall Street recently took a significant tumble, shedding light on the downside of a seemingly robust job market.

Q4 2023 Strategy: The 7 Best Stocks to Stabilize Your Portfolio in Market Turmoil

In the closing of the recent trading day, U.S. Bancorp (USB) stood at $31.86, denoting a -0.03% change from the preceding trading day.

U.S. Bancorp (USB) Stock Declines While Market Improves: Some Information for Investors

American Electric Power Company

Dominion Energy

Entergy

FirstEnergy

Truist Financial

Wells Fargo

Subscribers to  Chart of the Week  received this commentary on Sunday, October 1.

2 Sectors to Watch Before Halloween

U.S. Bancorp shares are a buy-the-drop opportunity ahead of Q3 earnings, with the potential for surprise deposit growth and focus on Union Bank acquisition. The bank's deposit situation is improving, with inflows expected due to eased interest rate increases. The acquisition of Union Bank could result in cost savings and increased investor interest in USB.

U.S. Bancorp's 6.2% Yield: A Very Attractive Buy Ahead Of Q3

Comcast

Ecolab

Estee Lauder

Gilead Sciences

Intercontinental Exchange

Kenvue

Medtronic

Raytheon Technologies

Yum China Hlds

There's a bright side to the S&P 500's recent slide. Some stocks are set up for likely gains, at least according to a Morningstar strategist.

Morningstar Says Stocks Are 8% Undervalued — Likes These 13 Best

Citigroup

Fifth Third Bancorp

Interactive Brokers

LPL Financial Hlds

Oppenheimer Holdings

Voya Financial

The U.S. Securities and Exchange Commission (SEC) is finalizing settlements with around two dozen Wall Street firms to resolve investigations into record-keeping lapses, said two people with knowledge of the matter.

U.S. SEC nearing settlement with Wall Street firms over WhatsApp probe -sources

Citizens Financial Group

Comerica

Capital One

SPDR S&P Bank ETF

SPDR S&P Regional Banking ETF

Higher interest rates, which were supposed to be a savior for the sector, have instead led to many problems.

Banks Have Problems but Their Stocks Are Cheap. 5 Worth a Look.

U.S. Bancorp stock trades down about 21% year to date. The bank's capital ratios are above regulatory minimums but are at the bottom of its peer group.

Is U.S. Bancorp Stock a Buy?

U.S. Bancorp shares have been among the weakest performers in its peer group over the past six months, despite a growth outlook that is no worse (and arguably better). The Fed's proposals for new capital rules have come under fire and the final outcome remains uncertain, but USB management has moved quickly to boost its capital ratios. Higher deposit costs and weaker loan demand are weighing on revenue growth potential, but synergies from the Union Bank (including cross-selling and cost savings) can help drive above-average growth.

U.S. Bancorp Marking Time In A Banking Sector That's Still Out Of Favor

Amid uncertain economic conditions, investors may desire to hold solid dividend-yielding stocks like U.S. Bancorp (USB) in their portfolios.

U.S. Bancorp (USB) Stock to Watch on 5.6% Dividend Yield

Regional bank shares have fallen, and investors' confidence in the US financial system has declined. Thus offering enticing investment opportunities. Despite last quarter's disappointing results, looking at the big picture, USB revenues and interest income year to date are growing compared to YTD 2022. U.S. Bancorp has a diversified income composition, sound capital structure, and pays dividends with a respectable yield of 5.2%.

U.S. Bancorp: High-Quality Bank, With Tempting Dividend Yield At Steep Discount

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Investors wanting to buy good quality S&P 500 stocks at great prices should consider the following seven stocks. Even better, Morningstar analysts have assigned 5-star ratings to all seven of these picks, indicating that each is severely undervalued.

The 7 Most Undervalued S&P 500 Stocks to Buy in September 2023

Cisco Systems

Schlumberger

Tesla

Uber

This article is an excerpt from the InvestorPlace Digest newsletter. To get news like this delivered straight to your inbox, click here.

5 Blue-Chip Growth Stocks to Buy According to AI

U.S. Bancorp leaders presented at an industry conference Wednesday. Guidance suggested muted net interest income and revenue in Q3.

Why U.S. Bancorp Stock Was Down Today

U.S. Bancorp (NYSE:USB ) Barclays 21st Annual Global Financial Services Conference Call September 13, 2023 9:00 AM ET Company Participants Andrew Cecere - Chairman, President and Chief Executive Officer John Stern - Senior Executive Vice President and Chief Financial Officer Conference Call Participants Jason Goldberg - Barclays Jason Goldberg Great. Showing nine o'clock.

U.S. Bancorp (USB) Presents at Barclays 21st Annual Global Financial Services Conference Call Transcript

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp announces quarterly dividends.

U.S. Bancorp Announces Quarterly Dividends

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Provides Schedule for 2025 Earnings Conference Calls.

U.S. Bancorp Provides Schedule for 2025 Earnings Conference Calls

A rise in revenues, solid loan and deposit balance and strategic expansion activities are likely to support U.S. Bancorp (USB). However, escalated expenses and lack of diversification in the loan portfolio are concerns.

U.S. Bancorp (USB) Rides on Revenue Growth Amid High Costs

AT&T

Vertex Pharmaceuticals

September is not known as a good month to buy stocks. In fact, historically it's the worst month.

September Rally? 3 Stocks to Buy Before Liftoff

News for U.S. Bancorp Stock (USB)