Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The headline numbers for U.S. Bancorp (USB) give insight into how the company performed in the quarter ended March 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Compared to Estimates, U.S. Bancorp (USB) Q1 Earnings: A Look at Key Metrics

U.S. Bancorp (NYSE:USB) reported first-quarter results that beat expectations after it benefited from rising interest rates and the December 2022 acquisition of MUFG Union Bank (MUB).

U.S. Bancorp reports record 1Q revenue on interest rates, MUB acquisition

U.S. Bancorp (USB) came out with quarterly earnings of $1.16 per share, beating the Zacks Consensus Estimate of $1.13 per share. This compares to earnings of $0.99 per share a year ago.

U.S. Bancorp (USB) Q1 Earnings and Revenues Surpass Estimates

U.S. Bancorp (USB) on Wednesday beat estimates for first-quarter profit as rapid rate hikes from the Federal Reserve helped the lender earn more from the interest charged on loans.

U.S. Bancorp beats profit estimates as higher rates boost interest income

At 9 a.m. Central Time, Chairman, President and Chief Executive Officer Andy Cecere and Vice Chair and Chief Financial Officer Terry Dolan will host a conference call to review the financial results. The conference call will be available online or by telephone. To access the webcast and presentation, visit U.S. Bancorp's website at usbank.com and click on “About Us,” “Investor Relations” and “Webcasts & Presentations.” To access the conference call from locations within the United States and Canada, please dial 877-692-8955.

U.S. Bancorp Reports First Quarter 2023 Results

Ally Financial

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Regions Financial

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We're about to see how the recent banking turmoil affected regional financial institutions.

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Bank of America

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U.S. Bancorp's (USB) Q1 NII is likely to have been supported by a decent rise in loan balances and higher interest rates. Yet, expectations of declining fee income and rising expenses are headwinds.

U.S. Bancorp (USB) to Report Q1 Earnings: What's in Store?

Apple

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Johnson & Johnson

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Mastercard

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Microsoft

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Charles Schwab

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Visa

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In this article, I will show you how you could allocate $10,000 among my top 20 dividend growth and high dividend yield companies for the month of April. Due to the allocation I have chosen, that I'll discuss in this article, you would achieve a Weighted Average Dividend Yield [FWD] of 3.12% with this portfolio.

How To Allocate $10,000 Among My Top 20 Dividend Stocks Of April 2023

We take a look at the action in preferreds and baby bonds through the first week of April and highlight some of the key themes we are watching. Preferreds were roughly flat on the week as lower Treasury yields were offset by wider credit spreads.

Preferreds Weekly Review: Issuers Are Providing Guidance On LIBOR Transition

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Earnings season is here, with 87% of the S&P reporting in the next month. Earnings are the only time we learn objective facts about a company; everything else is speculation.

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Are all regional American banks the same? Definitely not!

U.S. Bancorp Stock Is a Banking Bet to Buy Now

Goldman Sachs

Bank failures have been a major topic of 2023 following the collapse of Silicon Valley Bank. This morning, Warren Buffett spoke on CNBC and answered various questions related to his stance on the banking system and bank stocks.

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Citigroup

First Republic

Morgan Stanley

PNC Financial Services

Truist Financial

Western Alliance Bancorporation

JPMorgan reports Friday, along with Wells Fargo, Citigroup and PNC Financial. Balance sheets and guidance may trump Q1 earnings.

JPMorgan Leads Bank Earnings This Week As Balance Sheets, Guidance Key

BancFirst

Meta Financial Group

Cathay General Bancorp

First Bancorp

First Citizens BancShares

First Financial Bankshares

New York Community Bancorp

PacWest Bancorp

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Pfizer

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The regional banking crisis has caused even the highest quality financials to crash. USB is down 21% in the last three weeks, despite being the largest and considered by some the strongest regional bank in America.

U.S. Bancorp: A 5.5% Yielding Buffett Style Table-Pounding Buy

In this article, I point out clear differences of U.S. Bancorp and Truist Financial Corp. with Silicon Valley Bank and show where the management of the latter went wrong. I discuss whether management of TFC and USB may have foreseen what was coming - after all, the two banks did not report any HTM securities in 2020.

U.S. Bancorp And Truist: Are The True Extent Of Losses Hidden?

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The S&P 500 is "significantly undervalued," says Morningstar, but making money with stocks will still be a "rough road." The post These 10 Most Undervalued Stocks Are Unstoppable, Morningstar Says appeared first on Investor's Business Daily.

These 10 Most Undervalued Stocks Are Unstoppable, Morningstar Says

American Express

The regional banking crisis triggered a nearly 30% two-week crash in regional bank stocks, and all financials got hit hard. The US and global financial systems are not imploding, which means this is a great time to "be greedy when others are fearful" on top-quality banks.

Buffett Loves These 3 Banks, And So Should You

First Republic has been significantly impacted by the banking crisis and at one point had seen $70 billion of deposit outflows. Truist and US Bancorp are sitting on billions of unrealized bond losses.

Why Shares of First Republic, Truist, and US Bancorp Got Creamed in March

M&T Bank

Office loans are of big concern because the shift to remote work pushed up office vacancy rates and lowered demand. Analysts say banks could experience high loss rates in their office portfolios.

Are the Largest U.S. Banks Prepared for Stress in Their Office Loan Portfolios?

News for U.S. Bancorp Stock (USB)