Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q1 2024

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Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

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When the Federal Reserve met in December, it threw the stock market and Wall Street a pretty big curveball when it revealed that the dot plot for interest rate cuts for 2025 had been lowered to just two cuts.

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U.S. Bancorp USB will release its fourth-quarter financial results before the opening bell on Thursday, Jan. 16.

U.S. Bancorp Gears Up For Q4 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts

U.S. Bancorp has a net interest margin roughly in line with its competitors. The bank has a low NPL ratio, indicating effective credit risk management and a healthy loan portfolio. The bank has shown it has a robust deposit base, indicating a strong, cost-effective funding structure.

U.S. Bancorp: Strong Return On Equity Should Lead To Sector Outperformance

U.S. Bancorp (USB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

U.S. Bancorp (USB) Reports Next Week: Wall Street Expects Earnings Growth

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High funding costs and poor asset quality will hurt the Zacks Major Regional Banks. Yet, interest rate cuts, decent loan demand, solid economic growth and business restructuring will likely aid industry players like USB, TFC, BK and NTRS.

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U.S. Bancorp (USB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Will U.S. Bancorp (USB) Beat Estimates Again in Its Next Earnings Report?

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Announces Fourth Quarter Earnings Conference Call Details.

U.S. Bancorp Announces Fourth Quarter Earnings Conference Call Details

Dublin, Jan. 02, 2025 (GLOBE NEWSWIRE) -- The "Retimer Market by PCIe (PCIe 1.0, PCIe 2.0, PCIe 3.0, PCIe 4.0, PCIe 5.0, PCIe 6.0), CXL, USB, SATA, HDMI, ThunderBolt, Ethernet, DisplayPort Interfaces, Servers, Storage Devices, Accelerators, Workstations, Routers, Gaming PCs - Global Forecast to 2029" report has been added to ResearchAndMarkets.com's offering. The global retimer market is estimated to grow from USD 613.6 million in 2024 to USD 1.02 billion in 2029; it is expected to grow at a CAGR of 10.7% during the forecast period.

Retimer Market Research 2024: CXL, USB, SATA, HDMI, ThunderBolt, Ethernet, DisplayPort Interfaces, Servers, Storage Devices, Accelerators, Workstations, Routers, Gaming PCs - Global Forecast to 2029

Dublin, Jan. 02, 2025 (GLOBE NEWSWIRE) -- The "USB Type-C Market 2024-2028" report has been added to ResearchAndMarkets.com's offering. The USB Type-C market is expected to witness substantial growth, with a projected market increase of USD 17.35 billion over the 2023-2028 period. This acceleration is attributed to a compound annual growth rate (CAGR) of 17.1%, underscoring the rapid expansion and adoption of USB Type-C technology across various industry verticals.

USB Type-C Market Report 2024: Poised for Remarkable Growth, Expected to Surge at a CAGR of 17.1% from 2023-2028, Driven by Diverse Applications

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Viking Global Investors, the $27 billion investment giant led by Ole Andreas Halvorsen , is making waves with bold bets in the financial sector.

Viking Global's Bullish Bets: Top 3 Financial Stocks Powering Its Portfolio

SANTA ANA, Calif., Dec. 30, 2024 (GLOBE NEWSWIRE) -- As automotive technology continues to advance, so does the need for more efficient and versatile diagnostic tools. The launch of VDIAGTOOL VD70S is an example of how the industry is adapting, combining both Wi-Fi and USB connectivity in a single device. With a focus on practical functionality, this tool offers a range of features designed to address the everyday challenges faced by technicians. In this article, we explore the role of such innovations in improving diagnostic accuracy and efficiency in modern vehicle repairs.

VDIAGTOOL launches VDIAGTOOL VD70S, the First Under-$400 Diagnostic tool with WiFi & USB Connectivity

U.S. Bancorp's stock (NYSE: USB) has risen by about 23% year-to-date. This is below the S&P 500 which gained about 28% over the same period and also well below banking bellwether JPMorgan which is up 47% over the same period.

What's The Outlook For U.S. Bancorp Stock?

U.S. Bancorp (NYSE:USB ) Goldman Sachs 2024 U.S. Financial Services Conference Call December 11, 2024 9:20 AM ET Company Participants Andrew Cecere - Chairman & CEO John Stern - Senior Executive VP & CFO Conference Call Participants Richard Ramsden - Goldman Sachs Group Richard Ramsden Okay. I'm delighted to welcome our next panelists.

U.S. Bancorp (USB) Goldman Sachs 2024 U.S. Financial Services Conference Call Transcript

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp announces quarterly dividends.

U.S. Bancorp announces quarterly dividends

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Goldman Sachs Financial Services Conference.

U.S. Bancorp to speak at the Goldman Sachs Financial Services Conference

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US Bancorp's Series A preferred stock offers inflation protection and a floating rate tied to SOFR, making it a compelling investment despite expected lower future dividends. USB.PR.A is currently trading at $859, with a recent dividend of $16.86, demonstrating strong past performance even in low-rate environments. Future dividends are expected to decrease as SOFR drops, but USB.PR.A remains attractive compared to other fixed-income securities due to its favorable intrinsic qualities.

U.S. Bancorp Series A Preferred Stock: A Hidden Treasure With Appealing Capital Appreciation Potential

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank announced Kristy Carstensen as the new leader of its Global Treasury Management business. In this position, Carstensen heads the unit that provides comprehensive treasury management and payment solutions to the bank's business, government and institutional clients. In addition to Global Treasury Management, Carstensen will also oversee the bank's prepaid card organization. “Kristy's leadership has been instrumental in our ability to continually improve th.

Kristy Carstensen takes over as leader of U.S. Bank Global Treasury Management

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Dublin, Nov. 14, 2024 (GLOBE NEWSWIRE) -- The "USB Camera Controller Market: Analysis By Type, By Device Type, By Connectivity, By Application, By Region Size and Trends and Forecast up to 2029" report has been added to ResearchAndMarkets.com's offering. The global USB camera controller market in 2023 stood at US$2.01 billion and is likely to reach US$4.30 billion by 2029. The global USB camera controller market is projected to grow at a CAGR of 13.53% during the forecast period of 2024-2029.

$4.3 Billion USB Camera Controller Market Forecast to 2029

US Bancorp's Series A preferred shares remain a top income investment despite recent interest rate volatility, offering a yield of 7%. The bank's net interest margin has improved, with interest income rising to nearly $8.1 billion and net interest income up $112 million from Q2. Loan and deposit levels declined by 0.5% in Q3, maintaining a stable loan-to-deposit ratio of 70%, reducing the need for external financing.

US Bancorp: Despite Rate Risk, Series A Preferred Still A Good Buy

U.S. Bancorp (NYSE:USB ) BancAnalysts Association of Boston's Annual Bank Conference November 7, 2024 10:30 AM ET Company Participants John Stern - Senior Executive Vice President and Chief Financial Officer Stephen Philipson - Senior Executive Vice President and Head of Wealth, Corporate, Commercial and Institutional Banking Conference Call Participants Gerard Benson - Fidelity Gerard Benson Good morning, everyone. There we go.

U.S. Bancorp (USB) BancAnalysts Association of Boston's Annual Bank Conference (Transcript)

News for U.S. Bancorp Stock (USB)