Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q1 2024

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Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Cost of revenue

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Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

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Stockholders equity

Minority interest

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Total debt

Net debt

Book value per share

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Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Consumer Financial Protection Bureau (CFPB) hit U.S. Bank with a $37.5 million consent order for illegally accessing customers' credit reports and personal information to open accounts without their permission. U.S.

CFPB Slaps U.S. Bank With $37.5M Fine Over Unauthorized Accounts

U.S. Bancorp was fined $37.5 million on Thursday by a U.S. regulator for illegally accessing customers' credit reports and opening checking accounts, savings accounts, credit cards and credit lines without customers' permission.

U.S. regulator fines U.S. Bancorp $37.5 million for opening sham accounts

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank Increases Prime Lending Rate to 5.50 Percent

U.S. Bank Increases Prime Lending Rate to 5.50 Percent

Financial services concern U.S. Bancorp (NYSE:USB) is rallying from its July 14 annual low of $43.74, already adding 4.5% month-to-date.

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Freight payments data released Wednesday showed a sequential uptick in trucking shipments during the second quarter, reversing the declining trend seen in the prior two quarters. Freight spending advanced again in the period as elevated fuel costs continue to push up all-in rates.

U.S. Bank: Freight shipments and costs step higher in Q2

U.S. Bancorp had a well-balanced outperformance in Q2, with strength in net interest margin, earning asset growth, fee-generating business, and expense leverage. Loan growth is tracking a little better than the overall sector, with strong C&I lending, but weaker deposits are worth watching as deposit costs could exceed expectations.

U.S. Bancorp Looks Better Placed Than Most

Often the market prices bank stocks that have been less dependable historically similar to banks that have more dependable histories. In this article, I share the purchasing strategy I successfully used with U.S. Bancorp in the past, and I share what price I would be willing to buy again.

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U.S. Bancorp (NYSE:USB ) Q2 2022 Earnings Conference Call July 15, 2022 9:00 AM ET Company Participants Jen Thompson - Head, Corporate Finance and Investor Relations Andy Cecere - Chairman, President and Chief Executive Officer Terry Dolan - Vice Chair and Chief Financial Officer Conference Call Participants Scott Siefers - Piper Sandler John Pancari - Evercore Gerard Cassidy - RBC Erika Najarian - UBS Mike Mayo - Wells Fargo Securities Matt O'Connor - Deutsche Bank Bill Carcache - Wolfe Research Ebrahim Poonawala - Bank of America Operator Welcome to the U.S. Bancorp's Second Quarter 2022 Earnings Conference Call. Following a review of the results by Andy Cecere, Chairman, President and Chief Executive Officer; and Terry Dolan, Vice Chair and Chief Financial Officer, there will be a formal question-and-answer session.

U.S. Bancorp (USB) CEO Andy Cecere on Q2 2022 Results - Earnings Call Transcript

U.S. Bancorp's (USB) second-quarter earnings beat estimates on a significant rise in NII. However, a weak capital position is a matter of concern.

U.S. Bancorp's (USB) Q2 Earnings Beat Estimates, NIM Up

U.S. Bancorp (USB) delivered earnings and revenue surprises of 1.87% and 1.64%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

U.S. Bancorp (USB) Q2 Earnings and Revenues Surpass Estimates

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Reports Second Quarter 2022 Results

U.S. Bancorp Reports Second Quarter 2022 Results

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As investors monitor bank earnings and the possibility for larger interest rate hikes, five bank stocks in Warren Buffett (Trades, Portfolio)'s first-quarter 13F equity portfolio that are trading near 52-week lows are Citigroup Inc. ( C , Financial), Bank of America Corp. ( BAC , Financial), Bank of New York Mellon Corp. ( BK , Financial), U.S. Bancorp ( USB , Financial) and Ally Financial Inc. ( ALLY , Financial).

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The three major U.S. equity indexes closed lower again Tuesday. The Dow Jones industrials closed down 0.6%, the S&P 500 dropped 0.92% and the Nasdaq shed 0.95%.

Earnings Previews: Citigroup, UnitedHealth, US Bancorp, Wells Fargo

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Despite a decent lending environment and improvement in fee income, rising expenses are expected to have acted as a spoilsport for U.S. Bancorp's (USB) Q2 earnings.

What's in the Cards for U.S. Bancorp (USB) in Q2 Earnings?

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News for U.S. Bancorp Stock (USB)