Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal, in partnership with the sports, fashion and media company IMG, announced on Tuesday (April 19) that it is helping relaunch IMG's MADE as a platform for emerging fashion designers. This revamped platform, known as MADE X PayPal and produced by IMG FOCUS, will provide much needed support to new and diverse designers, entrepreneurs, creators […]

PayPal Partners With IMG to Relaunch Fashion Platform MADE

Together with PayPal, IMG is bringing back MADE and showcasing emerging designers, K.NGSLEY, Whensmokeclears and Bed On Water, with an immersive, two-day cultural experience and marketplace in Brooklyn NEW YORK , April 19, 2022 /PRNewswire/ -- MADE, which first debuted in 2009 as a fashion platform for emerging designers and cultural creators, such as Telfar Clemens, Eckhaus Latta, Jonathan Simkhai and Hood By Air, is relaunching with support from  PayPal . Continuing the MADE legacy as an intersection between fashion and culture, MADE x PayPal will identify and empower the next generation of diverse designers through a two-day experience taking place June 24-25, 2022, in Brooklyn, New York.

IMG To Relaunch MADE In Collaboration With PayPal

Adobe

Atai Life Sciences BV

COMPASS Pathways

Cybin

Delta Air Lines

GW Pharmaceuticals

Home Depot

Johnson & Johnson

JPMorgan Chase & Co

Lowe's

Mind Medicine MindMed

Netflix

Twitter

Wells Fargo

Walmart

Interested in Investing in Psychedelics? Check Out This Podcast.

The top dog in fintech is down over 60% this past year.

3 Reasons PayPal Is a Golden Buying Opportunity Today

PayPal's recent layoff of its emerging tech team only adds more confusion for investors considering PYPl stock. The post Are Recent Layoffs a Bad Omen for PayPal Stock?

Are Recent Layoffs a Bad Omen for PayPal Stock?

I expect PayPal management to continue showing flexibility in terms of increasing cash flows in an environment of declining take rates. PayPal management has been open minded with goals as they have shifted to a stronger focus on engagement.

PayPal: Flexibility Is Key

Pfizer

DNB Asset Management sold more than half its AMC stake, trimmed holdings in Apple, and loaded up on PayPal and Pfizer in the first quarter.

Big Investor Halves Stake in AMC Stock and Trims Apple. It Bought PayPal and Pfizer.

Apple

Visa

Should investors be keeping tabs on these fintech industry leads now?

Best Stocks To Invest In 2022? 5 Fintech Stocks To Watch

In the tech bust we have seen in the last few months, with many tech companies which boomed during the pandemic losing steam, one less-appreciated factor in the share price declines is the role of stock-based compensation. Stock options and restricted shares are common in young tech companies where they are generously distributed to executives and key employees.

The Stock Compensation Millstone

Coinbase

Which beaten-down fintech stock has a better shot at a comeback?

Better Fintech Stock: PayPal vs. Coinbase Global

Amazon

Shopify

These three companies are still reeling from their recent sell-off, but their prospects are as strong as ever.

3 Top E-Commerce Stocks to Buy in April

The digital payments giant faces a lot of near-term challenges.

4 Red Flags for PayPal's Future

Digital Realty Trust

Some technology stocks should prosper despite (or possibly because of) rising prices.

Inflation Got You Down? These 3 Tech Stocks Can Prosper in a Rising-Price Environment

The stock is down massively this year but the business is showing some signs of better days ahead.

Down 65%, Is PayPal a Buy Now, Get Paid Later Stock?

Although there were execution issues at PayPal Holdings Inc (NASDAQ: PYPL), the departure of John Rainey as CFO was unexpected and shares declined by 2% in after-hours trading on Tuesday, according to BofA Securities. The PayPal Holdings Analyst: Jason Kupferberg maintained a Neutral rating for.

BofA On PayPal CFO Departure, Company's New Strategy

With earnings fast approaching, a change at CFO is a reason, but not the reason, not to make an impulsive move into PYPL stock at this time. The post Why PayPal Stock May Continue to Struggle Before Earnings appeared first on InvestorPlace.

Why PayPal Stock May Continue to Struggle Before Earnings

A news story seems to be making investors nervous today.

Here's Why PayPal Stock Is Falling

The shares of PayPal Holdings Inc (NASDAQ:PYPL) are sinking even deeper into the red this morning, last seen down 4.7% at $103.15, on news that the company's Chief Financial Officer (CFO) John Rainey will be leaving PayPal to serve in the same role at Walmart (WMT), taking over for Brett Biggs who has been with the retailer for 22 years.

PayPal Stock Sinks After CFO Leaves Company for Walmart

PayPal Holdings Inc (NASDAQ: PYPL) shares are trading lower by 3.91% at $104.02 during Wednesday's pre-market session after the company announced the departure of CFO John Rainey. The company says, after almost seven years at PayPal, Rainey is leaving the company to join Walmart Inc. as.

Here's Why PayPal Shares Are Falling

Paysafe

The digital payments industry is ripe for disruption, though the nature and speed of that disruption aren't perfectly clear.

Better Buy: PayPal vs. Paysafe

Walmart has announced a new executive vice president and CFO in John Rainey, a company blog said Tuesday (April 12). He plans to take the role on June 6, replacing current CFO Brett Biggs.

PayPal Exec John Rainey Named Walmart CFO

The retailer's longtime CFO Brett Biggs announced in November that he would step down.

Walmart hires PayPal executive as its chief financial officer

Walmart Inc. WMT, -0.69% said late Tuesday it has named John Rainey as its chief financial officer, effective June 6. Rainey joins Walmart from PayPal Holdings Inc. PYPL, -1.42% , which announced his departure as CFO also on Tuesday.

Paypal CFO leaving to become new Walmart CFO

PayPal Holdings Inc. PYPL, -1.42% on Tuesday said its chief financial officer, John Rainey, is leaving after nearly seven years for the same role at Walmart Inc. WMT, -0.69% . Rainey will stay with PayPal until late May.

PayPal CFO Rainey is headed to Walmart in similar role

Walmart Inc has appointed Paypal's John Rainey as chief financial officer effective June 6, the retailer said on Tuesday.

News for PayPal Stock (PYPL)