Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Block

Our theme of Fintech Stocks – which includes digital payments and lending players, card networks, and insurance technology players – has declined by about 21% year-to-date, considerably underperforming the S&P 500 which remains down by about 11% over the same period. This follows a near 22% decline.

Block, PayPal: Why Are New-Age Financial Stocks Having Such A Rough Year?

eBay

Etsy

Microsoft

Should investors allocate money for IPOs or wait one year to measure performance?

Should Investors Set Money Aside for Pending IPOs?

There is a lot of noise surrounding the slowdown in PayPal's growth and precipitous decline in stock price. The noise was caused by loss of the eBay account, difficult year-over-year comparisons against exceptionally strong COVID-19 driven growth from Q2 2020 to Q1 2021, as well as exogenous factors.

PayPal: Buy When There's Blood In The Streets, Even If The Blood Is Your Own

Intel

Paramount Global

Shares of PayPal, Intel, and the former ViacomCBS are trading at levels not seen in years. Executives and directors at the companies bought up stock last week.

PayPal, Intel and Paramount Stock Hit Multiyear Lows. Insiders Scooped Up Shares.

Digital payments platform PayPal, Inc. (NASDAQ: PYPL) shares has been battered brutally on both a slowdown in its top and bottom line magnified by the sell-off in the benchmark indexes.

PayPal Stock is Ready for Bargain Hunters

Investors had big hopes when PayPal Holdings, Inc. (NASDAQ:PYPL) reported its fourth quarter of 2021 results early this month. The company's Non-GAAP EPS of $1.11 in the fourth quarter was below estimates of $1.12.

Is PayPal losing the glamor, or are investors too hopeful?

Chegg

Don't be too quick to abandon these two tech companies.

Tech Sell-Off: 2 Growth Stocks Near Their 52-Week Lows to Buy Right Now

PayPal is one of the most vertically-integrated fintech players in the market capitalizing on the digital wallet trend.

PayPal: Deep Value Fintech

SAN JOSE, Calif., Feb. 25, 2022 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) has been notified of an unsolicited mini-tender offer by Tutanota LLC to purchase up to 360,000 shares of PayPal common stock, representing significantly less than one percent of PayPal's common stock outstanding.

PayPal Recommends Stockholders Reject Mini-tender Offer by Tutanota LLC

PayPal stock is down 62% in the past six months amid macroeconomic headwinds, geopolitical concerns, and a discouraging fourth quarter earnings report.

PayPal Insiders Are Buying And So Should You

PayPal stock is around its cheapest valuation since going public. Does that make it a buy?

Down 66% From Its High -- Is Now the Time to Buy PayPal?

After a brutal conference call and price drop, can the stock rebound?

1 Green Flag and 1 Red Flag for PayPal Stock

Advanced Micro Devices

Blackrock Inc

Iris Energy Ltd

Marathon Digital Holdings

Taiwan Semiconductor Manufacturing

If you can handle the blistering risks of the market right now, these blockchain stocks may offer upside once circumstances normalize. The post 7 Blockchain Stocks to Buy If You Are Bullish on Crypto appeared first on InvestorPlace.

7 Blockchain Stocks to Buy If You Are Bullish on Crypto

Mastercard

Both PayPal and Mastercard shares are attractive, but PayPal is a higher-risk, higher-reward proposition with multibagger potential.

PayPal Vs. Mastercard Stock: Which Is The Better Buy?

Fiverr

These two stocks present buying opportunities for long-term investors.

Don't Wait for a Market Crash -- These 2 Top Stocks Are on Sale

PYPL stock is completely out of favor on Wall Street, but that's not bad news at all for opportunistic value hunters. The post Strong Balance Sheet Makes PayPal Stock a Hard-to-Resist Holding appeared first on InvestorPlace.

Strong Balance Sheet Makes PayPal Stock a Hard-to-Resist Holding

MercadoLibre

Moderna

Their businesses continue to make lots of money. And analysts think the stocks could make investors a lot of money, too.

3 Highly Profitable Stocks to Buy That Wall Street Thinks Can Soar 80% to 90%

The thesis of this article is that PayPal is not only good as a business, but also as an investment under current conditions.

PayPal's Bull Thesis In 4 Charts

Investors are panicking about PayPal. The stock keeps making new lows, but the firm's free cash flow only gets more valuable.

PayPal: Panic Time Is Buying Time

Which fintech giant will hit the trillion-dollar mark first?

This $1 Trillion-Potential Fintech Stock Is on Sale Right Now

Ford Motor Company

NextEra Energy

Shopify

Upstart Holdings

The growth catalysts for these hot stocks right now are too big to ignore.

5 Unstoppable Stocks to Invest $25,000 In Right Now

SoFi Technologies

Let's take a look at these three companies and why I'm adding all of them to my buy list.

Is Fintech Dead? 3 Stocks I'm Buying Now

Ceridian HCM Holding Inc.

DexCom

EPAM Systems

Netflix

Teradyne

Zebra Technologies

The S&P 500 is off almost 9% for the year-to-date, but the biggest decliners in the main benchmark of U.S. equity performance are faring far, far worse. From small, somewhat obscure members of the index to the planet's best-known and biggest stocks, the S&P 500's most beaten-down names do have at least a few commonalities.

10 Biggest Losers in the S&P 500 This Year

DraftKings

Peloton

Zoom Video

Bitcoin (BTC) continues to get all the negative attention for its recent poor performance, which saw the flagship crypto fall more than 50% from its peak in November. But stocks have had it even worse and the following 5 large-cap stocks all post over 60% in losses since their 52-week highs.

News for PayPal Stock (PYPL)