Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Lucid Group

Prosperity Bancshares

Following ferocious bear markets, these three Nasdaq stocks are shaping up to be strong buys off and on their price charts. The post 3 Wildly Oversold Nasdaq Stocks to Buy appeared first on InvestorPlace.

3 Wildly Oversold Nasdaq Stocks to Buy

Datadog

Zoom Video

Tech stocks got off to a slow start Thursday morning. The Nasdaq traded down about 1.7%, the S&P 500 down by about 1.1% and the Dow down by around 0.5% shortly after the opening bell.

Thursday Morning's 14 Tech Stock Movers Include Datadog, PayPal and Zoom

Better Buy: Meta Platforms vs. PayPal Holdings

The payments sector was crushed in the after of PayPal's earnings, but one stock still stands out.

Can This Beaten-Down Growth Stock Overcome PayPal's Collapse?

NCR Corporation

Block

Could these fintech stocks fit the bill for investors looking to bolster their tech portfolios?

Cheap Stocks To Buy Now 2022? 3 Fintech Stocks To Watch

Rocket Pharma

Silver Spike Investment Corp

US stock futures traded higher this morning, with the Dow futures adding more than 200 points this morning. Investors, meanwhile, focused on some notable insider trades.

Executives Buy Around $64M Of 3 Stocks

PayPal is adding several new members to its cross-disciplinary advisory council on Blockchain, Crypto and Digital Currencies (BCDC).

PayPal Creates Advisory Panel for Crypto

Affirm

Fidelity National Information

Mastercard

Visa

The digital payments market is one of the largest and fastest-growing businesses within the finance and tech sectors. Adoption of digital payments over traditional cash and credit cards accelerated during the pandemic in 2020 and 2021.

5 Best Digital Payments Stocks To Buy Right Now

Bakkt Holdings

Fiserv

Intuit

JPMorgan Chase & Co

Paysafe

SoFi Technologies

Upstart Holdings

Western Union

While falling out of favor for now, in the long-term the 'digitalization of money' trend could send these 10 fintech stocks higher. The post 10 Fintech Stocks To Own Until 2032 and Beyond appeared first on InvestorPlace.

10 Fintech Stocks To Own Until 2032 and Beyond

PayPal Holdings, Inc PYPL was falling to a new 52-week low on Tuesday, dropping 1.75% to 119.28 by the afternoon. The move comes after the stock lost over 25% of its value on Feb. 1 due to a bearish reaction to its mixed fourth-quarter earnings print.

Beaten Down PayPal Stock Looks Set To Reverse Course: Is The Bottom Finally In?

General Motors

NVIDIA

Several Club stocks were making news as we headed into the opening bell.

What the Investing Club is watching Tuesday — Nvidia loses deal, GM gets downgraded, PayPal shows sign of life

The e-commerce boom that started with the Covid-19 pandemic shows little sign of slowing down, and today a company called Shopware, which provides a set of open source tools to power online shopping experiences for some 100,000 mid-sized and larger brands, is announcing $100 million in funding to capture the opportunity. The money is notable […]

Shopware, an e-commerce platform that powers 100K brands, raises its first outside funding: $100M from PayPal and Carlyle

The company still looks promising for the next five years.

426 Million Reasons to Love PayPal Stock Right Now

PayPal stock tumbled roughly 25% on the back of slowing user expansion and other setbacks.

Bear of the Day: PayPal Holdings Inc. (PYPL)

U.S. indices had a mixed day of trading Monday. Tech stocks mostly rebounded after falling recently due to rising yields and worse-than-expected earnings from Meta Platforms Inc (NASDAQ: FB).

Meta Platforms, PayPal Lead S&P 500 Lower In A Mixed Day Of Trading

Alphabet

Spotify

Which Big Tech Stock to Buy on the Dip

Management seemed confident that growth will return toward the end of the year.

Is PayPal's 25% Crash an Opportunity to Buy?

There's a lot to unpack with this fintech behemoth's latest financial results.

PayPal Sell-Off: Here's What You Need to Know

PayPal stock crashed to a new 52-week after revelation of its 2022 guidance.

PayPal: I Was Horribly Wrong

Near-term macroeconomic headwinds and competitive pressures may make for a challenging 2022, but this period will ultimately be looked back upon as a great time to buy PayPal stock.

PayPal Selloff Creates a Stock Worth Paying For

PayPal: New Strategy, Same 2025 Earnings Target - No Need To Panic

After a disappointing Q4 earnings release, shares in this fintech pioneer look a lot more attractive.

3 Reasons to Buy PayPal Stock

PayPal Holdings, Inc. (NASDAQ:PYPL) is the world's most popular digital money transfer platform. In today's stock market, the fast-growing company remains one of the most well-known equities.

Is PayPal stock a buy after fourth-quarter earnings?

Hello and happy weekend from the Equity crew! We had a busy week, including a Twitter Space with Natasha and Alex taking to the mics to dig into some tasty public-market news.

Equity Shot: Making sense of the Paypal and Alphabet earnings

If we accept today's PayPal price as fair, then we must agree that the company is growing linearly. But this is clearly not the case.

News for PayPal Stock (PYPL)