Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Amazon

Amazon is finally offering 'Buy with Prime' to other online platforms, combining its Amazon Pay with in-house fulfillment capabilities. As a result, Amazon could be looking to gain some of PayPal's current market share in the payment gateway.

PayPal Vs Amazon's Buy With Prime: Which Will Emerge As The Winner?

Alibaba

JD.com

Kirkland's

Netflix

UiPath

Timing the equity market is not an easy task. Oversold stocks are good buying opportunities for long-term gains.

7 Oversold Stocks to Buy Before They Rebound

DocuSign

Zoom Video

Tech stocks experienced a boom over the last few years, especially during the pandemic, but many are feeling the bust in 2022, down more than 60% over the last year. With market volatility, war in Europe, ballooning inflation, and a rising interest rate environment, several tech companies do not possess the fundamentals to endure this climate.

3 Tormented Tech Stocks To Avoid

MercadoLibre

Trade Desk

Earnings season will be telling for these three companies.

3 Stocks I Have a Close Eye on Right Now

PayPal stock has lost close to 75% of its value from its 2021 highs. The market seems keen to force the sell-down to its COVID bottom. PayPal could also be facing more competition moving forward.

PayPal: Forcing The COVID Bottom Just Before Q1 Earnings

Cerence

Enphase Energy

This article will highlight three tech stocks you should dump because they exemplify the worst stocks in a bear market.

Three Bearish Tech Stocks To Dump Overnight

SoFi Technologies

Block

These three fintech stocks have all fallen more than 50% this past year.

3 Fintech Stocks to Buy While They're Down

PayPal has dipped well below $100 a share. It's time to buckle up and buy the world's premier fintech company.

The Market Is Treating PayPal Unfairly

Shares of PayPal Holdings Inc. ( PYPL , Financial) have been in freefall for the past year, declining by more than 60%. While some investors may be tempted to buy the dip, the stock still has a long way to drop before it reaches an investable level.

PayPal Still Has a Long Way to Fall

PayPal's Beaten-Down Stock May Be Ready To Soar

PayPal ( PYPL , Financial) is the legacy fintech giant which saw its share price increase by 147% in 2020, but has now crashed down by 68% and trades at the same price as in 2019.

PayPal: Can the Stock Bounce Back?

PayPal has announced plans to change the fees related to its Instant Transfer offerings for U.S. consumers and merchants on PayPal and Venmo, according to a Thursday (April 21) press release. Personal accounts on PayPal and consumer and business profiles on Venmo will pay 1.75% of the transfer amount with a minimum fee of 25 […]

PayPal, Venmo to Change Instant Transfer Fees

ARK Innovation ETF

Palantir Technologies

Here are three stocks to buy from Cathie's Ark, which has been sinking for 14 months. The business opportunities suggest long term successes.

3 Stocks to Buy as Cathie Wood's Ark Sinks

PayPal was one of the leading growth stocks before its current weakness. But is it a buy right now?

Is PayPal Stock A Buy Right Now As CFO Leaves To Join Walmart?

PayPal is scheduled to report its Q1 FY22 results next week. Its revenue can come in at $6.6 billion and beat the Street's estimates.

PayPal: Brace For Impact

PayPal and Venmo are increasing their instant transfer fees for both consumers and merchants in the United States in the coming weeks, PayPal announced on Thursday. Instant transfers allow customers to transfer their money instantly to a bank account or debit card for a fee.

PayPal and Venmo to increase instant transfer fees in the US

A dream investment is a business that shows both scale and perfect scalability – the ability to grow big without diminishing return on capital. The article shows that PayPal still enjoys both rare traits at its current stage, indicating sustainable and even improving profit ahead.

PayPal's Bull Thesis On 2 Pillars: Scale And Scalability

These two industry leaders are down over 50% in the past six months.

PayPal vs. Block: The Battle of Fintechs

PayPal continues to grow its payments business, but its new focus on profit has growth investors abandoning the PYPL stock ship. The post Is It Time to Buy the Dip In PayPal Stock?

Is It Time to Buy the Dip In PayPal Stock?

Disney

Tesla

Disney, Tesla, PayPal and PepsiCo were our top stock trades for Thursday. Let's look at how the charts are setting up right now.

4 Top Stock Trades for Thursday: DIS, TSLA, PYPL, PEP

PayPal Holdings Inc (NASDAQ: PYPL) shares are trading lower Wednesday alongside several stocks in the broader technology sector amid weakness in tech giant Netflix Inc (NASDAQ: NFLX).  Netflix reported an unexpected decline in its subscriber base during the first quarter and.

PayPal Stock Is Approaching 52-Week Lows: What's Going On?

A Wall Street analyst maintained an "underweight" rating for the company.

Why PayPal Plunged Today

PayPal Holdings Inc (PYPL) is trending today, as the stock sinks from yesterday's rebound.

Underperforming PayPal Stock Moves Toward Lows

We believe that there is a 61% chance of a rise in PayPal stock over the next month (21 trading days) based on our machine-learning analysis of trends in the stock price over the last seven years.

PayPal Stock Lost 10% In One Week, Where Is It Headed?

Moderna

Select analysts believe these well-known, high-growth stocks could soar.

News for PayPal Stock (PYPL)