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Upstart Holdings (UPST)

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About Upstart Holdings (UPST)

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. It operates through the following segments: Personal Lending, Auto Lending, and Other. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. The Auto Lending segment is involved in auto refinance and auto retail loans. The Other segment refers to HELOCs and ...read more
Market cap$7.19B
Yesterday's volume5.38M
Revenue (TTM)$722.11M
Avg. daily volume6.23M
EBITDA (TTM)-$88.57M
Open$78.18
Price / earnings ratio-101.26x
Yesterday's range$75.43 - $80.45
Debt / equity215.45x
52 week range$20.6 - $96.43
5 year debt / equity143.34x
Beta (LTM)2.67x
Interest coverage—
Dividend & yield$0.00 (0.00%)
Current ratio5.25x
Ex-dividend date—
Next earningsAug 5, 2025
Dividend payable date—

Upstart Holdings Stock Rating

What analysts recommend for UPST stock, on a scale from 1(buy) to 5(sell).
Hold
Strong Buy 25%
Buy 20%
Hold 30%
Sell 10%
Strong Sell 15%

Frequently Asked Questions (FAQ)

As of Jul 11, 2025, the market cap for UPST stock is $7.2B

The current P/E ratio for UPST stock is -101.26

The 52-week high for UPST stock is $96.43. The current UPST stock price $undefined is 100.00% below its 52-week high

The 52-week low for UPST stock is $20.60. The current UPST stock price $undefined has increased 100.00% from its 52-week low

No, the UPST stock does not pay dividends to its shareholders

The target price for UPST stock is $58.38 based on the average of what a group of analyst think UPST stock could be worth at a future date. This is not a prediction by Public.com

How to buy UPST stock on Public

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    Add funds to your Public account

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    Choose how much you'd like to invest in UPST stock

    Navigate to the Explore page. Then, type UPST into the search bar. When you see UPST stock appear in the results, tap it to open up the purchase screen.

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    Manage your investments in one place

    You can find your newly purchased UPST stock in your portfolio—alongside the rest of your stocks, ETFs, crypto, treasuries, and alternative assets.

Upstart Holdings Stock Earnings

The value each UPST share was expected to gain vs. the value that each UPST share actually gained.

Upstart Holdings (UPST) reported Q1 2025 earnings per share (EPS) of $0.30, beating estimates of $0.17 by 76.47%. In the same quarter last year, Upstart Holdings's earnings per share (EPS) was -$0.31. Upstart Holdings is expected to release next earnings on 08/05/2025, with an earnings per share (EPS) estimate of $0.12.

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