Unum

Unum Group is engaged in providing financial protection benefits. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block and Corporate. The Unum US segment consists of group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products and the Poland business, which includes insurance for individual and group life with accident and health riders. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business and interest expense on corporate debt other than non-recourse debt. The company was founded in 1848 and is headquartered in Chattanooga, TN.

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Unum reports strong Q4 earnings, capital strength, growth opportunities

Unum delivered strong financial performance in Q4 2022, marked by increased net income and after-tax adjusted operating income, supported by healthy margins and sales growth.
The company's robust capital metrics, proactive risk management strategies, and stable profitability position it well for sustained success and resilience in the face of challenges.
While facing challenges such as claim size volatility and regulatory complexities, Unum can leverage growth opportunities in group insurance, sales drivers, and capital deployment to drive future profitability.
Overall, Unum's strategic focus on operational efficiency, profitability, and prudent risk management underscores its resilience and potential for long-term value creation for stakeholders.

Unum reports robust Q1 earnings, eyes growth amid challenges

Unum Group delivered a strong financial performance in Q1 2023, with significant increases in net income and adjusted operating income across key business segments.
The company showcased operational strengths in core business lines, competitive positioning, and sales momentum, positioning itself for future growth.
Challenges related to external factors, pricing dynamics, and risk management require strategic focus to sustain profitability and market leadership.
Opportunities in rising demand post-pandemic, overperformance in group disability, and technology investments offer avenues for growth and market expansion.

Unum reports robust Q2 earnings, focuses on growth strategies

Unum's Q2 2023 earnings call highlighted strong financial performance, strategic capital deployment plans, and a focus on addressing challenges in the long-term care segment. The company's robust sales growth, solid capital position, and investments in technology underscore its commitment to sustainable growth and shareholder value. Unum's proactive approach to managing risks and exploring growth opportunities positions it well for future success.

Unum reports mixed Q3 earnings, focuses on growth opportunities

Unum's Q3 2023 performance saw a decrease in net income but an increase in adjusted operating income, with strong premium growth and improved performance in key segments.
The company's capital position remained robust, and it aims to maintain shareholder value through efficient capital deployment and strategic adjustments.
While facing challenges in certain areas like group disability loss ratio and large case sales, Unum is optimistic about growth opportunities and accelerating momentum across all business lines.

Unum Group excels in Q4 2023, poised for growth

Unum Group's Q4 2023 performance reflected exceptional results, strong sales growth, and strategic focus on capital management and shareholder value enhancement.
While facing challenges in competitive markets and risk management, Unum's prudent strategies and customer-centric approach position it well for future growth and stability.
Opportunities in M&A, market transactions, and product innovation present avenues for Unum to further strengthen its market presence and drive sustainable long-term success.

Unum Group's Q1 2024 performance reflects strong earnings growth, operational resilience, and strategic focus on competitive pricing and business persistency.
While facing challenges in long-term care and group disability pricing, the company remains optimistic about future opportunities, supported by positive economic trends and diversified revenue streams.
Analysts' inquiries underscore areas of scrutiny, but Unum's disciplined underwriting, capital management, and growth strategies position it well for continued success in 2024.

Unum Group reports robust Q3 earnings, focuses on growth strategies

Unum Group's Q3 2024 earnings call showcased strong financial performance driven by adjusted EPS growth and robust premium increases across key business segments. While facing challenges in sales growth, the company's focus on operational efficiency and capital deployment highlights a path for sustained progress. With a strategic outlook towards organic growth and shareholder value enhancement, Unum remains positioned for future success.

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Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business. The company was founded in 1848 and is headquartered in Chattanooga, TN.

Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026.

Unum Group: Revisiting Quant's Strong-Buy Insurer

Unum Group - 6.25% NT REDEEM 15/06/2058 USD 25

Unum Group (NYSE:UNM ) Q3 2024 Earnings Conference Call October 30, 2024 8:00 AM ET Company Participants Matt Royal - SVP, Head of IR and Treasury Rick McKenney - President and CEO Steve Zabel - CFO Chris Pyne - EVP, Group Benefits Tim Arnold - EVP, Voluntary Benefits & President-Colonial Life Mark Till - CEO, Unum International Conference Call Participants Alex Scott - Barclays Wes Carmichael - Autonomous Research Tom Gallagher - Evercore ISI Ryan Krueger - KBW Joel Hurwitz - Dowling & Partners Suneet Kamath - Jeffries John Barnidge - Piper Sandler Mark Hughes - Truist Securities Jimmy Bhullar - JPMorgan Operator Good morning. My name is Mark and I will be your conference operator today.

Unum Group (UNM) Q3 2024 Earnings Call Transcript

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Here's Why Unum (UNM) is a Strong Momentum Stock

UNM's Q3 results reflect continued strong operating performance, favorable benefit experience, premium growth, increased sales in the Unum U.K. and lower expenses.

Unum Group Q3 Earnings Top Estimates, Revenues & Premium Rise Y/Y

Although the revenue and EPS for Unum (UNM) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Unum (UNM) Reports Q3 Earnings: What Key Metrics Have to Say

Unum (UNM) came out with quarterly earnings of $2.13 per share, beating the Zacks Consensus Estimate of $2.09 per share. This compares to earnings of $1.94 per share a year ago.

Unum (UNM) Beats Q3 Earnings Estimates

CHATTANOOGA, Tenn.--(BUSINESS WIRE)--Unum Group (NYSE: UNM) today reported net income of $645.7 million ($3.46 per diluted common share) for the third quarter of 2024, compared to net income of $202.0 million ($1.02 per diluted common share) for the third quarter of 2023. Included in net income for the third quarter of 2024 are the after-tax amortization of the cost of reinsurance of $8.2 million ($0.04 per diluted common share), the after-tax impact of non-contemporaneous reinsurance of $4.8 m.

Unum Group Reports Third Quarter 2024 Results

Unum (UNM) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why Unum (UNM) is Poised to Beat Earnings Estimates Again

UNM's Q3 results are likely to reflect solid persistency, higher level of invested assets, favorable benefit experience and higher sales across business segments.

Is a Beat in the Cards for Unum Group This Earnings Season?

Unum (UNM) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Unum (UNM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

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Why Unum (UNM) is a Great Dividend Stock Right Now

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Why Unum (UNM) is a Top Momentum Stock for the Long-Term

CHATTANOOGA, Tenn.--(BUSINESS WIRE)--Effective October 11, 2024, the Unum Group (NYSE: UNM) Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid November 15, 2024, to stockholders of record as of October 25, 2024. About Unum Group Unum Group (NYSE: UNM), a leading international provider of workplace benefits and services, has been helping workers and their families thrive for more than 175 years. Through its Unum and Colonial Life brands, the compa.

Unum Group Declares Quarterly Dividend of $0.420 Per Share of its Common Stock

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UNM Stock Trading at Discount to Industry at 1.07X: Time to Hold?

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CHATTANOOGA, Tenn. , Sept. 30, 2024 /PRNewswire/ -- Unum Group (NYSE: UNM) will release its third quarter 2024 results on October 29, 2024, at approximately 4:15 p.m.

Unum Group to release third quarter 2024 results and host conference call

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