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UNM
Volume: 1.73M
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Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 17%
Buy 58%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group has demonstrated a strong market position within the life insurance industry, characterized by mid-single-digit premium growth and return on equity (ROE) exceeding 20%. The company's operational performance benefits from a favorable environment marked by higher interest rates, demographic trends, and technological advancements, which collectively enhance growth prospects. Additionally, Unum Group maintains an impressive free cash flow conversion rate of over 90%, highlighting its efficiency and ability to generate cash from its operations.

Bears say

Unum Group's earnings per share (EPS) estimates for 2025 and 2026 have been revised downward to $8.48 and $9.25, respectively, from previous projections of $8.79 and $9.55, primarily due to increased group disability benefit ratios expected to reach 62% and 63% in those years, alongside slightly weaker earnings from the Closed Block segment. There are also indications that long-term care (LTC) incidence rates are exceeding prior expectations, presenting a risk that could misalign with GAAP assumptions in the upcoming third quarter. These factors contribute to a negative outlook for Unum Group, highlighting concerns over profitability and the company's ability to manage increasing insurance claims amid a volatile economic environment.

Unum (UNM) has been analyzed by 12 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 58% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 12 analysts, Unum (UNM) has a Buy consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $94.42, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $94.42, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

Volume: 1.73M

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