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UNM
Volume: 821.49K

Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 9%
Buy 64%
Hold 27%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group operates in a improving life insurance industry, characterized by enhanced returns, reduced liability tail risk, and robust free cash flow conversion over the past decade. The current operating environment favors growth due to higher interest rates, demographic trends, and advancements in technology, all of which support Unum's strong performance. With a leading position in the group benefits market, Unum Group is achieving mid-single-digit premium growth, over 20% return on equity, and more than 90% free cash flow conversion, indicating a solid financial foundation that underpins a positive outlook.

Bears say

Unum Group has lowered its 2025 and 2026 earnings per share (EPS) estimates to $8.48 and $9.25, respectively, citing increased group disability benefit ratios of 62% and 63%, coupled with weaker earnings from its closed block segment. Furthermore, the company is experiencing higher than anticipated long-term care incidence, which introduces additional volatility and potential risks related to GAAP assumptions being reviewed in the upcoming quarter. The adjustments in financial expectations reflect ongoing challenges within its core disability insurance offerings and lingering uncertainties from pandemic-related effects.

Unum (UNM) has been analyzed by 11 analysts, with a consensus rating of Buy. 9% of analysts recommend a Strong Buy, 64% recommend Buy, 27% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 11 analysts, Unum (UNM) has a Buy consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $94.55, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $94.55, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

Volume: 821.49K

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