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UNM
Volume: 1.08M
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Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 23 analyst ratings
Buy
Strong Buy 26%
Buy 22%
Hold 52%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group's positive outlook is bolstered by the anticipated improvement in free cash flow generation attributed to higher interest rates impacting its long-term care insurance business favorably. The successful internal reinsurance transaction that released approximately $630 million in capital enhances the firm's financial flexibility and positions it more favorably compared to competitors, allowing for stronger support of its diverse product offerings. Additionally, the healthy employment market is expected to further drive growth and margins within Unum's group benefits operations, reinforcing the company's competitive standing in the insurance sector.

Bears say

Unum Group faces a challenging outlook due to a combination of factors that are expected to negatively impact its earnings and growth potential. A projected decline in earnings per share (EPS) estimates by approximately 2% for 2025, influenced by economic conditions such as potential recessions and rising unemployment, threatens both the company's growth trajectory and margin stability. Furthermore, increased mortality and morbidity rates could further strain core business margins, while the impacts from ceded blocks related to individual disability insurance are anticipated to contribute to a long-term decrease in earnings power, intensifying concerns about the firm's overall valuation.

Unum (UNM) has been analyzed by 23 analysts, with a consensus rating of Buy. 26% of analysts recommend a Strong Buy, 22% recommend Buy, 52% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 23 analysts, Unum (UNM) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $69.48, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $69.48, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

Volume: 1.08M

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