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UNM
Volume: 1.1M
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Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 13 analyst ratings
Buy
Strong Buy 23%
Buy 54%
Hold 23%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group operates in a strengthening life insurance industry that has seen improvements over the past decade, including reduced liability tail risk and enhanced returns, positioning the company favorably for future growth. The company benefits from a constructive operating environment characterized by higher interest rates, demographic shifts, and advancements in technology, which are contributing to its resilient performance. Unum Group's leading group benefits franchise is reflected in its impressive financial metrics, including mid-single-digit premium growth, return on equity exceeding 20%, and a free cash flow conversion rate above 90%.

Bears say

Unum Group faces a downward revision in its earnings per share (EPS) estimates for 2025 and 2026, with projections lowered to $8.48 and $9.25, respectively, due to increased group disability benefit ratios and weaker earnings from the Closed Block segment. The projected benefit ratios are estimated at 62% and 63% for 2025 and 2026, indicating pressure on profitability despite still being categorized as strong. Additionally, ongoing concerns regarding higher than expected long-term care (LTC) incidence rates and potential risks related to GAAP assumptions could further complicate the company’s financial outlook.

Unum (UNM) has been analyzed by 13 analysts, with a consensus rating of Buy. 23% of analysts recommend a Strong Buy, 54% recommend Buy, 23% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 13 analysts, Unum (UNM) has a Buy consensus rating as of Oct 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $93.23, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $93.23, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

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