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UNM
Volume: 4
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Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 17%
Buy 58%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group operates in an improving life insurance industry characterized by reduced liability tail risk and enhanced returns, alongside the capability to generate strong free cash flow. The company benefits from a favorable operating environment marked by higher interest rates, demographic trends, and technological advancements, positioning it for robust growth. With a leading position in the group benefits market, Unum Group showcases mid-single-digit premium growth, returns on equity exceeding 20%, and impressive free cash flow conversion rates above 90%.

Bears say

Unum Group's stock outlook is negatively influenced by revised earnings per share (EPS) estimates for 2025 and 2026, which have been lowered to $8.48 and $9.25, respectively, due to increased group disability benefit ratios expected to reach 62% and 63% in those years. Additionally, there are concerns regarding higher-than-anticipated long-term care incidence rates that could impact profitability, compounded by the risk of GAAP assumption reviews in the third quarter of 2025. These factors contribute to the overall financial challenges facing the company, despite maintaining adequate capital reserves for potential risks.

Unum (UNM) has been analyzed by 12 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 58% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 12 analysts, Unum (UNM) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $94.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $94.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

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