Triumph Financial Inc

Triumph Financial, Inc. operates as a financial holding company which offers traditional banking and financial solutions. It operates through the following segments: Factoring, Banking and Corporate. The Factoring segment includes the operations of Triumph Business Capital which offers factoring services. The Banking segment relates to operations of TBK Bank, including loans originated under Triumph Commercial Finance, Triumph Healthcare Finance, and Triumph Premium Finance brands. The Corporate segment refers to the financing and investment activities, as well as the management and administrative expenses. The company was founded by Aaron P. Graft in November 2010 and is headquartered in Dallas, TX.

Earnings data Q1 2021

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Earnings data Q1 2024

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Triumph Financial (TFIN) reports solid Q4 performance and strategic focus

Triumph Financial's Q4 2022 earnings call highlighted strong performance, growth in network transactions, and a focus on disciplined share repurchases. Despite market challenges, the company remains optimistic about maintaining profitability and sees opportunities in operational efficiencies and revenue growth.

Triumph Financial Inc reports resilient Q1 performance and eyes market expansion

Triumph Financial Inc's Q1 2023 earnings call highlighted strong performance of TriumphPay amidst a soft freight market. The company remains profitable, with plans for strategic investments and acquisitions to strengthen its position in the industry.

Triumph Financial Inc (TFIN) addresses freight market challenges and growth opportunities

Triumph Financial Inc (TFIN) navigated challenges in the freight market while focusing on long-term growth prospects and revenue generation. The company is actively pursuing a payment from the United States Postal Service and managing its equipment finance portfolio prudently. Opportunities for future share buybacks and network expansion were highlighted.

Triumph Financial remains resilient amid market challenges, eyes growth opportunities

Despite challenges in the market, Triumph Financial remains optimistic about its long-term future. TriumphPay's strong performance and strategic insights position the company for growth amidst industry headwinds.

Triumph Financial Inc (TFIN) reports strong earnings and growth opportunities

Triumph Financial Inc (TFIN) showcased strong financial performance and strategic initiatives with TriumphPay's success and plans for international expansion.
While facing challenges from weak transportation projections, the company's focus on maintaining profitability and a strong balance sheet positions it well for the future.
Opportunities in data monetization, international expansion, and strategic investments through M&A or share repurchases offer avenues for continued growth and value creation.

Triumph Financial Inc (TFIN) navigates challenges for long-term growth

TFIN faces challenges from the soft freight market and credit noise but is strategically positioned for long-term growth. TriumphPay's potential and revenue diversification efforts indicate a focus on sustainable growth and resilience.

Triumph Financial Inc reports steady revenue growth and strategic partnerships

TFIN's Q2 2024 earnings call highlighted steady revenue growth in the TPay segment and strategic focus on long-term value creation.
Efficiency gains from factoring as a service operations and positive pipeline growth indicate promising revenue prospects.
Challenges in revenue diversification and expense management underscore the need for strategic planning and adaptability.
Opportunities in market density expansion, talent acquisition, and pricing adjustments position TFIN for future growth and profitability.

Triumph Financial Inc (TFIN) shows resilience and strategic growth focus

TFIN's Q3 performance showcased resilience and strategic focus amidst challenging market conditions.
Emphasis on cautious growth strategies and network expansion highlights a forward-looking approach.
Opportunities for revenue diversification and optimization present avenues for future growth and stability.

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Triumph Financial, Inc. is a holding company, which engages in offering traditional banking and financial solutions. It operates through the following segments: Banking, Factoring, Payments, and Corporate. The Banking segment relates to traditional banking services. The Factoring segment includes the operations of Triumph Business Capital, which offers factoring services. The Payments segment offers a payment network for the over-the-road trucking industry. The Corporate segment refers to the financing, investment activities, management and administrative expenses. The company was founded by Aaron P. Graft on November 10, 2003 and is headquartered in Dallas, TX.

DALLAS, Nov. 08, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) today announced that Aaron Graft, Vice Chairman and CEO, will present at the Stephens Annual Investment Conference on November 19, 2024, in Nashville, Tennessee. Triumph Financial, Inc.'s presentation is scheduled to begin at 2:00 p.m. CST. The presentation will be webcast live and may be accessed through this direct link, https://wsw.com/webcast/stph35/tfin/1835255 or via the Company's website at tfin.com through the News & Events, Events & Presentations links.

Triumph Financial to Present at the Stephens Annual Investment Conference on November 19, in Nashville, Tennessee

Triumph Financial, Inc. (NASDAQ:TFIN ) Q3 2024 Earnings Conference Call October 17, 2024 10:30 AM ET Company Participants Luke Wyse - Senior Vice President, Head of Investor Relations Aaron Graft - Founder, Vice Chairman and Chief Executive Officer Kim Fisk - Executive Vice President and Chief Operating Officer, Factoring Division Melissa Forman - Executive Vice President and President, TriumphPay Todd Ritterbusch - President, TBK Bank Conference Call Participants Joe Yanchunis - Raymond James Matthew Olney - Stephens Gary Tenner - D.A. Davidson Timothy Switzer - KBW Hal Goetsch - B.

Triumph Financial, Inc. (TFIN) Q3 2024 Earnings Call Transcript

While the top- and bottom-line numbers for Triumph Financial (TFIN) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Triumph Financial (TFIN) Reports Q3 Earnings: What Key Metrics Have to Say

Triumph Financial (TFIN) came out with quarterly earnings of $0.19 per share, beating the Zacks Consensus Estimate of $0.17 per share. This compares to earnings of $0.51 per share a year ago.

Triumph Financial (TFIN) Surpasses Q3 Earnings Estimates

DALLAS, Oct. 16, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) has released its third quarter 2024 financial results. The 3Q 2024 financial results and shareholder letter are available on the Company's website at tfin.com through the News & Events, Events & Presentations links.

Triumph Financial Releases Third Quarter 2024 Financial Results

Beyond analysts' top -and-bottom-line estimates for Triumph Financial (TFIN), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2024.

Triumph Financial (TFIN) Q3 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Triumph Financial (TFIN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Triumph Financial (TFIN) Q3 Earnings Expected to Decline

DALLAS, Oct. 04, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) today announced that it expects to release its third quarter financial results and management commentary after the market closes on Wednesday, October 16, 2024. Upon filing, the financial results and commentary will be available on the Company's website at tfin.com.

Triumph Financial Announces Schedule for Third Quarter 2024 Earnings Release and Conference Call

DALLAS, Sept. 24, 2024 (GLOBE NEWSWIRE) -- TriumphPay announced today the addition of Ascent Global Logistics ("Ascent"), a leading global provider of expedited, time-critical logistics solutions, to the TriumphPay Network, as a full audit and payments participant.

Ascent Global Logistics Joins the TriumphPay Network to Enhance Carrier Payments

DALLAS, Aug. 30, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (the “Company”) (Nasdaq: TFIN) today announced that the Company's Board of Directors declared a quarterly cash dividend of $17.81 per share on its 7.125% Series C Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by depositary shares (NASDAQ: TFINP), each representing a 1/40th interest in a share of preferred stock. Holders of depositary shares will receive $0.44525 per depositary share. The dividend is payable on September 30, 2024, to holders of record at the close of business on September 15, 2024.

Triumph Financial Announces Dividend for 7.125% Series C Fixed-Rate Non-Cumulative Perpetual Preferred Stock

TORONTO, Aug. 26, 2024 (GLOBE NEWSWIRE) -- Flow Capital Corp. (TSXV: FW) ("Flow Capital" or the "Company"), a leading provider of growth venture debt in the form of senior secured loans to high-growth companies, is pleased to announce that it has entered into a loan agreement (the "Loan Agreement") with TBK Bank, SSB (“Triumph”), for a revolving committed credit facility in the principal amount of up to US$15 million.

Flow Capital Announces US$15 Million Credit Facility

DALLAS, Aug. 06, 2024 (GLOBE NEWSWIRE) -- TriumphPay announced today the addition of ArcBest® (Nasdaq: ARCB), a multibillion-dollar integrated logistics company offering one of the largest freight brokerages in North America, to TriumphPay as a full audit and payments network participant. ArcBest, a leader in the transportation and logistics industry, joins the network as part of its strategy to better serve carriers, improve operational efficiency and enhance payment security.

ArcBest Joins the TriumphPay Network to Enhance Carrier Payments

DALLAS, July 30, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) is pleased to announce today the appointment of Mitchell Lee as chief risk and compliance officer. In his new role, Lee will be responsible for providing strategic oversight of the company's enterprise risk and compliance efforts.

Triumph Financial Appoints Mitchell Lee as Chief Risk & Compliance Officer

Triumph Financial, Inc. (NASDAQ:TFIN ) Q2 2024 Earnings Conference Call July 18, 2024 10:00 AM ET Company Participants Luke Wyse - Senior Vice President, Head of Investor Relations Aaron Graft - Founder, Vice Chairman and Chief Executive Officer Melissa Forman - President, TriumphPay Tim Valdez - President, Factoring Division Conference Call Participants Tim Switzer - KBW Gary Tenner - D.A. Davidson Jordan Ghent - Stephens Hal Goetsch - B.

Triumph Financial, Inc. (TFIN) Q2 2024 Earnings Call Transcript

While the top- and bottom-line numbers for Triumph Financial (TFIN) give a sense of how the business performed in the quarter ended June 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Triumph Financial (TFIN) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Triumph Financial (TFIN) came out with quarterly earnings of $0.08 per share, missing the Zacks Consensus Estimate of $0.21 per share. This compares to earnings of $0.29 per share a year ago.

Triumph Financial (TFIN) Misses Q2 Earnings Estimates

DALLAS, July 17, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) has released its second quarter 2024 financial results. The 2Q 2024 financial results and shareholder letter are available on the Company's website at tfin.com through the News & Events, Events & Presentations links.

Triumph Financial Releases Second Quarter 2024 Financial Results

Evaluate the expected performance of Triumph Financial (TFIN) for the quarter ended June 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Unlocking Q2 Potential of Triumph Financial (TFIN): Exploring Wall Street Estimates for Key Metrics

Analysts Estimate Triumph Financial (TFIN) to Report a Decline in Earnings: What to Look Out for

DALLAS, July 05, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) today announced that it expects to release its second quarter financial results and management commentary after the market closes on Wednesday, July 17, 2024. Upon filing, the financial results and commentary will be available on the Company's website at tfin.com.

Triumph Financial Announces Schedule for Second Quarter 2024 Earnings Release and Conference Call

Triumph Financial struggled as interest rates rose, but has shown improvement since last year. Despite some challenges, Triumph Financial has managed to maintain a healthy net interest income and strong asset yields. The bank's deposit growth has improved, reducing concerns about its loan to deposit ratio, making the preferred shares a buy.

Triumph Financial: Upgrading 8.3% Yielding Preferred Shares To A Buy

DALLAS, June 17, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) and global logistics provider C.H. Robinson (Nasdaq: CHRW) announced today a strategic relationship focused on delivering innovative payment solutions to the transportation industry.

Triumph Financial and C.H. Robinson Announce Strategic Relationship

DALLAS, April 30, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (Nasdaq: TFIN) announced today the appointment of Jamie Paterson as the executive vice president, chief operating officer – banking operations of its TBK Bank, SSB subsidiary. In his role, Paterson will be responsible for overseeing operational excellence for the bank.

TBK Bank Appoints Jamie Paterson as EVP, Chief Operating Officer - Banking Operations

DALLAS, April 22, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (NASDAQ:TFIN) (“the Company”) will be holding its Annual Meeting of Stockholders on April 23, 2024 at 8:30 AM central time.  The Company will host a live webcast of the annual meeting.

Triumph Financial to Live Stream Annual Meeting

Triumph Financial, Inc. (NASDAQ:TFIN ) Q1 2024 Earnings Conference Call April 18, 2024 10:30 AM ET Company Participants Luke Wyse - Senior Vice President, Head of Investor Relations Aaron Graft - Founder, Vice Chairman and Chief Executive Officer Melissa Forman - President, TriumphPay Todd Ritterbusch - President, TBK Bank Tim Valdez - President, Factoring Division Brad Voss - Executive Vice President and Chief Financial Officer Conference Call Participants Joseph Yanchunis - Raymond James Thomas Wendler - Stephens Tim Switzer - KBW Hal Goetsch - B. Riley Securities Frank Schiraldi - Piper Sandler Gary Tenner - D.A.

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