
TFIN Stock Forecast & Price Target
TFIN Analyst Ratings
Bulls say
Triumph Financial Inc. is poised for growth, with the Payments segment, specifically TriumphPay, projected to see a revenue increase of 2.8% quarter-over-quarter to $15 million in Q1 2025, alongside a notable 6.3% rise in fee income. The Factoring segment remains strong, reporting total revenues of $35.8 million in Q4, supported by a year-over-year purchase volume increase of 7%, indicating robust demand despite slight declines in invoice size. Furthermore, the TPAY segment is demonstrating significant operational efficiency with an improved EBITDA margin of 8.6%, suggesting a positive trajectory for future profitability, especially with new product opportunities being piloted by major partners.
Bears say
The analysis indicates a negative outlook for Triumph Financial, primarily due to weaker-than-expected noninterest income and a projected decrease in total factoring revenue in the near term. The company's expenses grew by 7% in 2024, with a notable decline in noninterest earnings anticipated for the first half of 2025, exacerbated by pressures in the transportation industry and the impact of customer attrition on the Payments segment. Additionally, the firm faces significant risks from potential asset quality deterioration, increased market competition affecting pricing, and broader economic challenges that could hinder growth and profitability in its factoring operations.
This aggregate rating is based on analysts' research of Triumph Financial Inc and is not a guaranteed prediction by Public.com or investment advice.
TFIN Analyst Forecast & Price Prediction
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