Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Unlike many banks, Regions' second quarter beat was driven almost entirely by reserve releases, with core operating performance only in-line with expectations. The acquisition of EnerBank gives Regions an attractive consumer loan growth opportunity, with meaningful profit leverage from lower EnerBank's cost of funds and accelerating loan growth.

Regions Financial Continues To Put The Pieces In Place For Better Longer-Term Performance

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Dividend Increases: July 17-23, 2021

Regions Financial Corporation (RF) CEO John Turner on Q2 2021 Results - Earnings Call Transcript

Regions' (RF) Q2 earnings top estimates on higher revenues, benefits from credit losses and a robust capital position.

Regions' (RF) Q2 Earnings Beat Estimates on Stellar Revenues

Regions Financial (RF) delivered earnings and revenue surprises of 48.08% and 2.23%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

Regions Financial (RF) Tops Q2 Earnings and Revenue Estimates

Shares of Regions Financial (NYSE:RF) remained unaffected after the company reported Q2 results. Quarterly Results Earnings per share were up 408.00% over the past year to $0.77, which beat the estimate of $0.52.

Recap: Regions Financial Q2 Earnings

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corporation (NYSE:RF) announced earnings for the second quarter ended June 30, 2021.

Strategy. Momentum. Results. Regions reports second quarter 2021 earnings of $748 million, earnings per share of $0.77

Regions Financial (RF) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Should You Buy Regions Financial (RF) Ahead of Earnings?

While a rise in card fees and market-driven revenues are likely to aid Region's (RF) top-line growth, muted loan growth and yield curve flattening in Q2 are expected to have been deterrents.

Regions (RF) to Report Q2 Earnings: What's in the Offing?

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. (NYSE:RF) today announced the release of the Making Life Better: 2020 Community Engagement Report, which chronicles how Regions Bank and the Regions Foundation, along with Regions Bank associates and community partners, invested in communities during a year like no other. “At Regions Bank and the Regions Foundation, we believe we are only as strong as the communities we serve. That's why we are making targeted investments to local organ

Regions Celebrates Community Collaboration with the Release of Making Life Better: 2020 Community Engagement Report

MIAMI--(BUSINESS WIRE)--The Regions Foundation announced a grant to support people impacted by the Surfside, Fla., condominium collapse.

Supporting Surfside: Regions Foundation Announces Grant to Help Champlain Towers Residents, Families

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Monday announced the launch of a digital solution designed to make it easier and more convenient for homebuilders and developers to utilize the construction lending process. The centralized, digital solution is offered by Regions in collaboration with Built, a construction finance software and payment technology leader. The solution gives builders and developers new construction loan management options through a cloud-based platform. The app si

Regions Bank Digitizes Homebuilder Financing with Convenient, Seamless Solution

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the dates on which the company plans to issue its quarterly earnings results in 2022.

Regions Financial Provides Quarterly Earnings Release Dates for 2022

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the release of its inaugural Task Force on Climate-related Financial Disclosures (TCFD) Report.

Building a Sustainable Future: Regions Releases Task Force on Climate-related Financial Disclosures Report

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. is scheduled to release its second quarter 2021 financial results on Friday, July 23, 2021.

Regions to Announce Second Quarter 2021 Financial Results on July 23, 2021

The results could lead to a reduction in Regions' stress capital buffer, which could allow the bank to return more capital to shareholders.

Here's Why Stress Testing Results Bode Well for Regions Financial

BIRMINGHAM, Ala.--(BUSINESS WIRE)--The Federal Reserve communicated to Regions Financial that the company exceeded all minimum capital levels under the agency's Supervisory Stress Test.

Regions Financial Corp. Receives Results of Voluntary 2021 Stress Test

Regions Financial, a bank holding company which provides retail banking, commercial banking, mortgage, and other financial services, saw its stock fall by 6.7% to $20 over the last five trading days. In comparison, the broader S&P500 decreased 0.3% over the same period.

Regions Financial Stock Fell 7% In The Last Week, What To Expect?

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Joia M. Johnson has been appointed to the boards of Regions Financial Corp. and its subsidiary, Regions Bank, effective July 20, 2021.

Joia M. Johnson Appointed to Regions Board of Directors

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Going the Extra Mile for Small-Business Owners: Regions Bank Teams Share the Good

Going the Extra Mile for Small-Business Owners: Regions Bank Teams Share the Good

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Mike Branca Joins Regions Bank to Lead Total Rewards

Mike Branca Joins Regions Bank to Lead Total Rewards

The bank is buying a specialized home improvement lender with high-quality loans, but it's also spending a lot in the process.

Regions Financial's Acquisition of EnerBank USA Has Merits, But Also Gives Me Concerns

Regions' (RF) acquisition of EnerBank USA for $960 million will aid its strategy to serve as the premier lender to homeowners by offering more innovative financial solutions.

News for Regions Financial Stock (RF)