Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

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Cost of revenue

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EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

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Inventory

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Net PPE

Intangibles

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Minority interest

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Net debt

Book value per share

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Funds from operations

Change in working capital

Cash from investing

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Cash from other sources

Net change in cash

Free cash flow

Regional banks are in rally-mode after a slew of solid macro data. Regions Financial sports impressive relative strength vs. its industry ETF.

Regions Financial: Shares Surge Following Strong Economic Data

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to participate in the upcoming Barclays Global Financial Services Conference.

Regions Financial Corp. Scheduled to Participate in Barclays Global Financial Services Conference

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced Tom Speir has been elevated to serve as head of Strategy and Corporate Development.

Regions Bank Names Tom Speir as Head of Strategy and Corporate Development

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Apart from robust fundamentals, the S&P 500 banks like Citigroup (C), Comerica (CMA), M&T Bank (MTB), Regions (RF) & Zions (ZION) have decent dividend yields, which will help income investors generate solid returns.

5 S&P 500 Bank Stocks With Decent Dividend Yield to Bet On

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is Regions Financial (RF) a Great Value Stock Right Now?

BIRMINGHAM, Ala.--(BUSINESS WIRE)-- #DEI22--Regions Bank is pleased to announce that it has received the highest possible score of 100 on the 2022 Disability Equality Index® (DEI), the leading nonprofit resource for business disability inclusion worldwide. Regions has been named a “Best Place to Work for Disability Inclusion” for the second year in a row. The Disability Equality Index was launched in 2015 by Disability:IN and The American Association of People with Disabilities (AAPD) and is acknowledge

Regions Bank Recognized as a “Best Place to Work for Disability Inclusion”

Regions Financial Corp. (NYSE:RF ) Q2 2022 Results Conference Call July 22, 2022 10:00 AM ET Company Participants Dana Nolan - Head, IR John Turner - CEO David Turner - CFO Conference Call Participants Peter Winter - Wedbush Ebrahim Poonawala - Bank of America Bill Carcache - Wolfe Research Gerard Cassidy - RBC Capital Markets Ryan Nash - Goldman Sachs Erika Najarian - UBS Ken Usdin - Jefferies Betsy Graseck - Morgan Stanley Vivek Juneja - JP Morgan Operator Good morning, and welcome to the Regions Financial Corporation's Quarterly Earnings Call. My name is Christine, and I will be your operator for today's call.

Regions Financial Corp. (RF) CEO John Turner on Q2 2022 Results - Earnings Call Transcript

Regions Financial's (RF) Q2 earnings witness a positive surprise on improving NII and average loan balances. Yet, a rise in expenses and higher provision for credit losses act as spoilsports.

Regions Financial (RF) Q2 Earnings Beat, Revenues Rise Y/Y

Regions Financial (RF) delivered earnings and revenue surprises of 11.32% and 4.31%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Regions Financial (RF) Q2 Earnings and Revenues Beat Estimates

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced earnings for the second quarter ended June 30, 2022.

Solid Revenue Growth. Effective Risk Management.

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An improved lending scenario is expected to have driven Regions Financial's (RF) NII in Q2. Higher fee income is expected to have acted as another tailwind.

What's in the Cards for Regions Financial's (RF) Q2 Earnings?

BIRMINGHAM, Ala.--(BUSINESS WIRE)-- #BackToSchool--Regions Bank announced the return of Share the Good, a program designed to support and uplift communities in several states.

#STG2022: Regions Bank Teams to Share the Good

Regions Financial (RF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Regions Financial (RF) Expected to Beat Earnings Estimates: Should You Buy?

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial announced the dates on which the company plans to issue its quarterly earnings results in 2023.

Regions Financial Provides Quarterly Earnings Release Dates for 2023

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Wednesday formally announced the establishment and continued business growth of a Commercial Corporate Finance (CCF) team that is connecting business leaders with specialized resources, insights, and guidance on opportunities including ownership transitions, financing alternatives, and risk management. The team is led by Coulter Warlick, who joined Regions in 2021 to develop and launch this team. “The Commercial Corporate Finance team is positi

Customized Business Support: Regions Bank Announces Commercial Corporate Finance Team

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial is scheduled to release its second quarter 2022 financial results on Friday, July 22, 2022.

Regions Financial to Announce Second Quarter 2022 Financial Results on July 22, 2022

BIRMINGHAM, Ala.--(BUSINESS WIRE)-- #ESG--Strong corporate culture. Sound risk management. Effective governance & sustainability. All are detailed in these latest reports from Regions.

A Strong Foundation: Regions Bank Releases Two Major ESG Disclosures

BIRMINGHAM, Ala.--(BUSINESS WIRE)--The Federal Reserve communicated to Regions Financial that the company exceeded all minimum capital levels under the agency's Supervisory Stress Test.

Regions Financial Corp. Receives Results of 2022 Stress Test

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced three new members have been appointed to the boards of Regions Financial and its subsidiary, Regions Bank.

Three New Members Appointed to the Boards of Regions Financial Corp. and Regions Bank

BIRMINGHAM, Ala.--(BUSINESS WIRE)--In advance of World Elder Abuse Awareness Day, Regions Next Step is providing information and advice to help protect consumers.

Keeping Seniors Safe: Regions Bank Provides Free Resources to Help Stop Financial Exploitation

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Investment Solutions is now offering InvestPath, a digital advisor that combines online convenience with personalized support.

Investment Solutions. Ready When You Are.

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Wednesday announced the results of a new homeownership survey that finds an increasing number of people are remodeling their homes in an effort to raise its value. This comes as the homebuying market remains very competitive, with some people choosing to upgrade their current homes rather than look for a new house. June is National Homeownership Month, and the survey was conducted by Regions Next Step, the bank's no-cost financial education pro

Regions Next Step Survey Finds Americans are Increasingly Prioritizing Renovations to Boost Home Value

Abercrombie & Fitch

Cleveland-Cliffs

Donald Yacktman, a well-known value investor and founder of Yacktman Asset Management (Trades, Portfolio), took the forward rate of return into account when he evaluated the attractiveness of a stock. This valuation ratio is calculated as normalized free cash flow yield plus real growth plus inflation.

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Regions Financial is a bank focusing on Alabama, Florida, and Tennessee, where it owns a substantial portfolio of commercial loans. The total amount of loans with a non-accrual status is rather low, and the existing loan loss provisions are a multiple of that number.

News for Regions Financial Stock (RF)