Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

Revenue

Cost of revenue

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Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

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Inventory

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Intangibles

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Minority interest

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Book value per share

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Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

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Change in stock

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Cash from other sources

Net change in cash

Free cash flow

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced new planning resources available to help people and small-business owners prepare for natural disasters and disruptions.

Weathering the Storm: Regions Next Step Provides Disaster Planning Resources for People and Businesses

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank is launching a scholarship contest that invites students to celebrate inspirational Black Americans through written or video essays.

Regions Bank Expands Riding Forward Scholarship Contest; Application Process Underway

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company has been named as one of America's Most JUST Companies by JUST Capital and its media partner CNBC.

Regions Financial Named One of America's Most JUST Companies

Regions is looking to make up revenue that it's forgoing due to reducing its customers' exposure to overdraft-related charge.

Regions offers a case example of an overdraft-reliant bank weaning itself off fees

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company will participate in the upcoming Credit Suisse Financial Services Forum.

Regions Financial Scheduled to Participate in Credit Suisse Financial Services Forum

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced the launch of a business development team focused on helping small businesses build customized plans for financial success.

Helping Small Businesses Thrive: Regions Bank Launches Commercial Business Development Team

Regions Financial's (RF) Q4 earnings witness a negative surprise on lower revenues and a weak capital position, offset by higher loans and deposits.

Regions' (RF) Q4 Earnings Miss Estimates, Revenues Fall

Regions Financial Corporation (RF) CEO John Turner on Q4 2021 Results - Earnings Call Transcript

Bank giants like Goldman Sachs (GS)  and Morgan Stanley (MS)  get all the high-profile headlines, but there are other financial names worth watching this earnings season.

Bank Stock Rattled by Earnings Miss

Regions Financial (RF) delivered earnings and revenue surprises of -10.20% and 0.77%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Regions Financial (RF) Q4 Earnings Lag Estimates

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Shares of Regions Financial Corp. RF, -4.68% dropped 4.2% in premarket trading Thursday, to extend its pullback from a 14-year high to a third session, after the regional bank reported fourth-quarter profit that fell below expectations, while revenue matched forecasts. Net income declined to $414 million, or 43 cents a share, from $588 million, or 61 cents a share, in the year-ago period.

Regions Financial stock extends pullback after profit falls below expectations

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced earnings for the fourth quarter and full-year ended Dec. 31, 2021.

Record Performance. Accelerating Growth.

Regions Financial Corp. said Wednesday its Regions Bank subsidiary will eliminate non-sufficient funds fees by the end of the second quarter, as the regional bank matched moves made recently by Bank of America Corp. BAC, -3.44% and Wells Fargo & Co. WFC, -2.36% . The regional bank's stock rose 0.8% in premarket trading.

Regions Bank to eliminate non-sufficient funds fees in the coming months

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced the latest steps in its commitment to make banking easier while equipping customers with helpful financial tools and services.

Regions Bank Announces New Steps to Reduce Overdraft Charges, Eliminate Non-Sufficient Funds Fees

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Earnings Season Is in Full Swing — and So Are the Buying Opportunities

Regions Financial's (RF) Q4 results are likely to reflect improving revenues and asset quality amid a recovering economic environment.

Regions Financial (RF) to Post Q4 Earnings: A Beat in Store?

Regions Financial (RF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Regions Financial (RF) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

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Regions Financial (RF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why Regions Financial (RF) is Poised to Beat Earnings Estimates Again

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced Nikki Stephenson will serve as head of Corporate Development leading the bank's mergers and acquisitions (M&A) strategy.

Regions Bank Names Nikki Stephenson as Head of Corporate Development

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--The Regions Equipment Finance Corporation (REFCO), a subsidiary of Regions Bank, is expanding to include a new Technology Solutions platform and team.

Regions Bank Equipment Finance Builds Technology Solutions Platform, Hires Veteran Banking Team

Regions Financial (RF) completes the acquisition of Clearsight. The buyout enhances its specialty capabilities and M&A advisory services, enhancing non-interest revenues.

Regions Financial (RF) Wraps Up Acquisition of Clearsight

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank is announcing the results of a new survey that finds Americans feel financially unprepared for the year ahead.

News for Regions Financial Stock (RF)