Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Management sees lots of opportunities, and it's going after all of them.

PayPal's Doubling Down On New Products

Block

Loop Capital's bullish call on PayPal and Square highlights the payment plays' potential, and one name in particular stands out, two traders told CNBC.

PayPal and Square get buy ratings from Loop Capital. Here's the one two traders prefer

Advanced Micro Devices

Amazon

Carrier Global

DexCom

FedEx

Landbridge Co LLC

ServiceNow

NVIDIA

West Pharmaceutical Services

The S&P 500 index is up slightly less than 2% this year, after a spring collapse and remarkable rebound.

These Are the 10 Best-Performing Stocks of 2020

Mastercard

SAN JOSE, Calif. and BRUSSELS, Sept. 23, 2020 /PRNewswire/ -- Today, PayPal (Nasdaq: PYPL) and Mastercard (NYSE: MA) announced that they are continuing the global expansion of the popular PayPal Business Debit Mastercard. The debit card makes it easier for small businesses to have instant...

PayPal and Mastercard Expand Debit Card Offering to More European Businesses

Investors need to pay close attention to PayPal Holdings (PYPL) stock based on the movements in the options market lately.

Are Options Traders Betting on a Big Move in PayPal Holdings (PYPL) Stock?

Apple

Alphabet

Norwegian Cruise Line

Apple, Alphabet, PayPal and Norwegian Cruise were our top stock trades for Monday. So, let's have a look at the charts to see what's new.

4 Top Stock Trades for Monday: AAPL, GOOGL, NCLH, PYPL

Disney

DraftKings

Johnson & Johnson

Starbucks

Buying and holding long-term stocks is not as popular as zero commission trading in 2020, but it remains the best way to make money in the market.
The post 6 Long-Term Stocks to See You Through the Bad Times appeared first on InvestorPlace.

6 Long-Term Stocks to See You Through the Bad Times

Activision Blizzard

Here are three safe growth stocks that can power your investment returns for years to come.

3 Stocks to Start Investing in Right Now

Paypal is pointing towards solid growth rates ahead, with 20% plus revenues expected.

PayPal: Not Slowing Down, Picking Up Speed, Cheaply Valued

Dollar General

These 2 stocks have been stronger than ever through the downturn.

2 Recession-Ready Stocks to Buy Right Now

Deutsche Bank

PayPal Holdings, Inc. (PYPL) Management Presents at Deutsche Bank Technology Conference (Transcript)

The fintech executive, raised in a family of civil rights activists, is finding ways to make capitalism work for everyone—starting with his 21,000 employees. 
Capitalism used to be a powerful economic engine capable of increasing prosperity for all.

Webinar: Turning values into actions with PayPal CEO Dan Schulman

Visa

Holders of cards with Visa Direct eligibility will have several means of effecting near-instantaneous payments.

Visa and PayPal Partnership Deal Extension Promises More Instant Pay Options for Users

Seattle-based retailer Archie McPhee‘s slogan, “we make weird,” usually applies to the products they sell, such as mac & cheese-flavored candy canes or their internet-famous horse head mask, but in recent weeks they ran into an especially weird tech issue: Payment processor PayPal blocked sales of their tardigrade-themed products, such as the glittery glass Christmas ornament above, shaped like one of the microscopic organisms also known as “water bears.

Weird Seattle retailer Archie McPhee hit with even weirder PayPal security glitch

Peloton

The benchmark didn't go into the weekend with strong momentum.

Nasdaq Falls Again; Peloton Gives Up Post-Earnings Gains; PayPal Moves Lower

Visa (V) extends its existing contract with PayPal to help the latter provide its instant money transfer services to the global markets, thereby speeding up domestic and cross-border digital payments.

Visa (V) and PayPal Deepen Ties for Instant Money Transfer

PYPL stock is a long-term winner. Its recent weakness doesn't change that.

The Recent Weakness of PayPal Stock Has Created a Golden Opportunity

A dual tailwind could carry this fintech giant for years to come -- come hell or high water.

Worried About Another Crash? Buy PayPal

Microsoft

“Buy now, pay later” is becoming increasingly popular for merchants and payment companies such as PayPal and Microsoft.

'Pay later' products take off this year as PayPal, Microsoft allow customers to delay the bill

The COVID-19 pandemic continues to put huge stress on people’s and businesses’ finances, and in an effort to meet some of the crunch, today PayPal and Visa announced an expansion of a service to get cash into people’s hands faster. Instant Transfer — a service where PayPal lets people and businesses quickly access transferred funds […]

PayPal, Visa expand Instant Transfers for fast payouts globally on all PayPal’s networks

SAN FRANCISCO--(BUSINESS WIRE)--Whether sending money to a family member in another country or obtaining same-day access to earnings, fast and secure digital payments have become an essential part of how the world pays and gets paid in the wake of COVID-19. Visa Inc. (NYSE:V) and PayPal (NASDAQ: PYPL) today shared details about an extension of their global partnership, which will expand real-time access to funds for consumers and small businesses that are sending or receiving money via PayPal,

Visa and PayPal Expand Partnership, Powering Faster Access to Funds Around the Globe

Global Payments

The coronavirus pandemic has seen the conventional mode of cash transactions being replaced by digital payments.

5 Stocks to Watch as Contactless Payments Gain Traction

PayPal Powering Pandemic Purchases For Cyber 5

Mastercard Inc (NYSE: MA) recently announced a partnership with TSYS, a global payments company, that will allow customers to use their Mastercard to split transactions into installments before, during or after checkout.

What Credit Companies Offering Installment Payments Means For Investors

Shopify

The stock market's September swoon took down these former highfliers.

News for PayPal Stock (PYPL)