Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The payments firm introduced its new crypto service that lets its users buy, sell, and hold cryptocurrencies last month. PayPal rolled it out to all US customers on Friday—and to meet high demand, it also increased the weekly cryptocurrency purchase limit from $10,000 to $20,000, per TechCrunch.

PayPal's crypto service officially debuts in the US

CVS Health

Customers at 8,200 CVS Pharmacy locations can use PayPal and Venmo to pay for purchases contact-free starting Monday (Nov. 16), the retailer announced in a press release emailed to PYMNTS. The purchase process will involve scanning QR codes on mobile devices, CVS stated in the release.

CVS Pharmacy Unveils Contactless Payments Via PayPal, Venmo

After an impressive 2020 performance, PayPal has pulled back from recent highs. The pullback is in part due to PayPal being lumped together with other 'stay at home' tech stocks that have sold off since Monday's COVID vaccine news.

Long-Term Digital Payments Tailwind More Powerful Than Any Vaccine 'Headwind' For PayPal

PayPal Holdings Inc (NASDAQ: PYPL) cryptocurrency partner Paxos's itBit exchange trading volume surged a whopping 500% to $26.57 million on Nov. 13 from $4.41 million a month ago, according to CoinGecko data. What Happened: Meanwhile, 24-hour volume for Bitcoin stood at $31.59 billion on Friday.

PayPal's Cryptocurrency Partner Sees 500% Surge In Trading Volume In A Month

PayPal Holdings Inc (NASDAQ: PYPL) has made its new cryptocurrency service available to all eligible users in the United States, the company informed customers in an email. What Happened: Last week, during the quarterly earnings release call, PayPal disclosed that only 10% of its users in the U.S. could access digital assets services at the time.

PayPal Cryptocurrency Service Now Available For All Eligible US Users

Qualified account holders can now buy up to $20,000 in cryptocurrencies every week.

PayPal Makes Cryptocurrency Service Available to All Users

Through this feature, all eligible PayPal users in the U.S. will be able to buy, hold and sell cryptocurrency within the PayPal app. The company is offering initial support for bitcoin, Ethereum, Bitcoin Cash and Litecoin.

PayPal opens up cryptocurrency platform to all U.S. users

PayPal announced in a press release Thursday (Nov. 12) that all PayPal users can officially hold, buy and sell cryptocurrencies on the app, a feature that previously had been waitlisted for many users. The feature was first introduced on Oct. 21 after PayPal was approved for a BitLicense from the New York Department of Financial […]

Cryptocurrency Trading On PayPal Now Active For All Users

PayPal sought to improve the financial conditions of its lower level employees by lowering healthcare costs and providing financial education.

PayPal CEO says investing in low-level employees will drive shareholder returns

PayPal announced today it's dropping the waitlist to buy, hold and sell cryptocurrency in the U.S. With the move, all customers in the U.S. will be able to purchase cryptocurrency directly from within their PayPal accounts. U.S. customers will also be alerted to the new feature through both an email and a push notification in […]

PayPal says all users in U.S. can now buy, hold and sell cryptocurrencies

Block

These two well-known companies will profit mightily from the rise of cryptocurrencies.

2 Stocks to Ride the Crypto Wave

MercadoLibre

Wix.com

Why PayPal, MercadoLibre, Wix.com, and Other E-Commerce Stocks Jumped Today

JPMorgan Chase & Co

Visa

The Justice Department has filed a lawsuit against Visa, Inc., in Visa's acquisition of Plaid, a data network company, and shows how out-of-date regulation can be.

Who Needs 'Cards' To Make Payments

A new leader in digital payments is emerging, and it would be a good fit in the Berkshire Hathaway portfolio.

Should Warren Buffett Invest in PayPal?

Intercontinental Exchange

KeyCorp

Northrop Grumman

Shades of 2000 are hanging over the market, as the “hanging chads” did then. The presidential election results are being disputed, and this could go on into next year. The Bush/Gore battle took an additional 37 days when the election results were disputed in Florida, and ultimately it was decided by the U.S. Supreme Court. While that seems unlikely this time, the litigation at various state and local levels could drag on for some time.

4 Growth Stocks to Buy for 2021, Regardless of Who Is President

Amazon

CrowdStrike

Invesco QQQ

SPDR S&P 500 ETF Trust

Zoom Video

The news about the Pfizer/BioNTech vaccine caused some heavy losses among growth stocks on Monday.

Growth Stocks Getting Hammered: Buying Opportunity

Bank of America

Mastercard

The financial sector is a big market laggard this year, but will banks rebound in a postpandemic world?

Will Bank Stocks Bounce Back After the COVID-19 Pandemic Ends?

Shopify

Investors are selling shares of online retail and digital payments companies on news of a potential coronavirus vaccine. But should they?

Why Amazon, Square, PayPal, Shopify, and Other E-Commerce Stocks Fell Today

Netflix

Peloton

Small gains for the Nasdaq Composite paled in comparison to what the rest of the market achieved on news of a COVID-19 vaccine success.

Blame These 4 Stocks for the Nasdaq's Disappointing Monday

The fast-growing fintechs want to disrupt the banking industry -- but not that much.

Here's Why PayPal and Square Don't Want Traditional Banks to Fail

Trulieve Cannabis Corp.

Got $5,000? Buy These Top 2 Growth Stocks Today

Alibaba

From post-election market moves to the faltering BABA IPO and soaring bitcoin, these are the biggest investing stories of the week. The post The 3 Big Market Events From This Week appeared first on InvestorPlace.

The 3 Big Market Events From This Week

PayPal shares gained about 13.8% in the past two days (as of Nov 3, 2020) after the company reported non-GAAP earnings of $1.07 per share in third-quarter 2020, which surpassed the Zacks Consensus Estimate by 13.8%.

PayPal Q3 Earnings Impress Investors: ETFs to Win

Arista Networks

Magnite

Skechers U.S.A.

Teladoc

Some consumer-facing companies have yet to fully recover from 2020, and new tech trends remain in place no matter the election results.

Buy These 5 Stocks Before Another Market Rally

If the cryptocurrency can't take advantage of this extraordinary set of current events, then it'll have lost a golden opportunity.

News for PayPal Stock (PYPL)