Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal users will soon be able to trade bitcoin and other digital currency directly from the PayPal app.

PayPal adds cryptocurrency buying, selling and shopping to its platform

PayPal Holdings became one of largest companies to bet on cryptocurrency as a payment option Wednesday.  What Happened: Paypal Holdings (NASDAQ: PYPL) announced it is launching a service to allow users to buy, sell and hold cryptocurrency.

PayPal Brings Bitcoin Trading To Account Holders, Merchants

Exchange-traded funds that track the price of cryptocurrencies jumped Wednesday after PayPal Holdings Inc. said it would allow customers to buy certain cryptocurrencies and hold them in PayPal Wallets. The Grayscale Bitcoin Trust was up 6.1%, and the Grayscale Ethereum Trust gained 5.6%, while PayPal stock jumped 4%.

Grayscale crypto funds rally on PayPal plans to accept them

PayPal is the latest large financial services provider to show an interest in the cryptocurrency space.

PayPal gets into crypto with new features for trading and shopping

PayPal has partnered with cryptocurrency company Paxos to launch a new service. PayPal users in the U.S. will soon be able to buy, hold and sell cryptocurrencies.

PayPal to let you buy and sell cryptocurrencies in the US

PayPal Holdings Inc. plans to allow customers to buy cryptocurrency through their accounts and use cryptocurrency for merchant payments.

PayPal will let customers buy cryptocurrencies and use them for online payments

PayPal Holdings Inc joined the cryptocurrency market on Wednesday, allowing customers to buy, sell and hold bitcoin and other virtual coins using the U.S. digital payments company's online wallets.

PayPal to allow cryptocurrency buying, selling and shopping on its network

SAN JOSE, Calif., Oct. 21, 2020 /PRNewswire/ -- The migration toward digital payments and digital representations of value continues to accelerate, driven by the COVID-19 pandemic and the increased interest in digital currencies from central banks and consumers. PayPal Holdings, Inc....

PayPal Launches New Service Enabling Users to Buy, Hold and Sell Cryptocurrency

JPMorgan Chase & Co

Block

JPMorgan is rolling out a fintech challenger called QuickAccept to give SMBs free fast funding. Paypal and Square are clearly in the big bank's sights.

JPMorgan Set To Take On Paypal, Square in Fintech for Merchant Payments

JPMorgan Chase is making a play to sell more services to millions of American small business owners, CNBC has learned.

JPMorgan Chase takes on Square and PayPal with smartphone card reader, faster deposits for merchants

Netflix

Peloton

Roku

Tesla

Zoom Video

"Earnings themselves are simply an abstraction for these thesis stocks and any disappointment is simply one more reason to buy them," CNBC's Jim Cramer said of stocks including Zoom, Roku, Peloton and Netflix.

Jim Cramer says these 7 'thesis' stocks, including Peloton and Netflix, will go higher until coronavirus is controlled

QuidelOrtho Corp

Shopify

These stay-at-home stocks are most likely to capitalize on an uptick in online traffic during a second wave of the novel coronavirus. The post 3 Stay-at-Home Stocks to Buy if a Second Wave Hits appeared first on InvestorPlace.

3 Stay-at-Home Stocks to Buy if a Second Wave Hits

The peer-to-peer payments and digital wallet app are helping PayPal stock in a big way.

What Does Venmo Mean to PayPal's Stock?

Following a 140% rise since the March 23 lows of this year, at the current price of around $203 per share we believe PayPal Holdings Stock has reached its near-term potential. PayPal Holdings, which operates a worldwide online payments system that supports online money transfers, has seen its.

PayPal Is Up 140% Since March Low, Is It Too High?

Teladoc

Each of them benefits from unstoppable trends.

3 Stocks Poised to Be Surefire Winners in the New Bull Market

With COVID-19 accelerating the shift to digital and online payments, the company's business is set to soar.

Buying PayPal Stock Could Be the Smartest Investment You Ever Make

PayPal has a lot of earnings firepower as a leader in the cashless trend.

Should You Start Your War on Cash Basket with PayPal?

Credit card issuers are looking to appeal to Gen Z at a time when travel-heavy rewards programs have lost their luster.

Venmo’s new credit card has personalized rewards — it could affect perks across the industry

PayPal and Venmo have seen a huge increase in use thanks to the pandemic, but PayPal stock was already on a growth trajectory. The post Despite Big Gains, PayPal Stock Still Has More to Offer appeared first on InvestorPlace.

Despite Big Gains, PayPal Stock Still Has More to Offer

Here's what we're watching in the financial sector today.

Venmo's New Credit Card, Square's New Investment

PayPal Holdings Inc (NASDAQ: PYPL) on Wednesday extended consumer credit facilities in the United Kingdom with its newly launched “PayPal Pay in 3” scheme. The credit facility is available on purchases of up to €2,000 at a zero interest charge and can be repaid in installments over a period of three months.

PayPal Extends 'Buy Now, Pay Later' Credit Facility To UK Shoppers

PayPal is launching a "buy now, pay later" service in the U.K. that lets shoppers finance their purchases over three interest-free monthly instalments.

PayPal takes aim at Klarna with 'Pay in 3' service for UK shoppers

Amazon

Thermo Fisher Scientific

Take-Two Interactive Software

Williams-Sonoma

Largely led by growth stocks, the markets have rallied furiously since the March bottoms were hit. These growth names have been at the forefront of the new COVID world, and have kept our world not only afloat, but growing and transitioning to the new normal.

Top Growth Stocks For October

American Express

Discover

Lemonade

Mastercard

Visa

While some fintech stocks can be rather risky, it's unfair to label all fintechs one way or the other.

Are Fintech Stocks Safe?

Pandemic accelerates the secular growth of digital payments with latest Visa's Card-Not-Present volumes data confirming ongoing growth in Q3.

News for PayPal Stock (PYPL)