Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal stock is up 119% in 2020 and Venmo is a big part of that growth. But how much do you know about the risks Venmo faces?

PayPal Stock Is Still Worth a Look Despite Looming Risks for Venmo

PayPal stock is one of two ways to invest in the future of electronic transactions. This is not a perfect starting point, but you can nibble here.

There Are 65 Million Reasons to Buy Paypal Stock for 2021

PayPal's Xoom, an international money transfer service, has integrated with NPIL's/NPCI's Unified Payments Interface (UPI) to offer inter-bank transactions in India, according to a press release. The release stated using Xoom to send money is easier as the overseas senders only need to know a receiver's UPI identity to send the money, which can happen […]

PayPal's Xoom Adds Real-Time Payments For Remittances To India

Aflac

Jefferies Financial Group Inc

MSCI

Unum

Virtu Financial

White Mountains Insurance Group

These are the financial stocks with the best value, fastest growth, and most momentum for January 2021.

Top Financial Stocks for January 2021

The company's platform is powerful – and there are still various avenues for growth. The post 3 Reasons Why PayPal Will Continue to Gain Into the New Year appeared first on InvestorPlace.

3 Reasons Why PayPal Will Continue to Gain Into the New Year

PayPal (PYPL) pledges an additional $5 million to support black and minority-owned businesses.

PayPal (PYPL) Pledges Additional $5M to Support Racial Equity

MercadoLibre

PagSeguro Digital

SoftBank Group Corp

StoneCo

Having a large and growing ecosystem of products and services can help keep the competition at bay.

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Delta Air Lines

Disney

Marriott

Netflix

Shopify

Block

The pandemic caused seismic shifts across the retail sector, and those trends could continue well into 2021 and beyond.

These Were the 7 Biggest Consumer Trends in 2020

PayPal is extending additional support to Black-owned businesses by way of a $5 million grant that builds on the $10 million PayPal Empowerment Grant program launched in June.  "When we made our initial commitment, we understood that decisive action was needed to make progress toward economic equality and closing the racial wealth gap that has […]

PayPal Supports Black-Owned Ventures With Additional $5 Million Grant

Network effects and the growth of digital payments are among the strong, positive catalysts of PayPal stock. The post PayPal Stock Still Has a Long Way to Run appeared first on InvestorPlace.

PayPal Stock Still Has a Long Way to Run

Axon Enterprise

FUJIFILM Holdings Corp

Kratos Defense & Security Solutions

Lemonade

Ocean Power Technologies

The markets are a tricky place to navigate in this second wave of the pandemic, so your best hope could be in game-changing stocks. The post 8 Game-Changing Stocks to Buy for Upside and Innovation appeared first on InvestorPlace.

8 Game-Changing Stocks to Buy for Upside and Innovation

SAN JOSE, Calif., Dec. 18, 2020 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced an additional $5 million grant program that will further the company's support for Black-owned businesses in the U.S., which have been disproportionately affected by the economic impacts...

PayPal Announces Additional $5 Million Grant Program for Black-Owned Businesses as COVID-19 Crisis Continues

Paxos — the cryptocurrency partner of Paypal Holdings Inc (NASDAQ: PYPL) — has raised millions of dollars in a private funding round in the backdrop of Bitcoin shooting to never-seen-before highs. What Happened: New York-based Paxos said in a statement Thursday that it had closed a $142 million Series C funding round led by Declaration Partners — an investment firm backed by the family office of billionaire-philanthropist David M.

As Bitcoin Reaches Moon, PayPal Cryptocurrency Partner Paxos Bags $142M In Fresh Funding

Etsy

Jim Roppel reveals top growth stocks on his 2021 watchlist, including PayPal stock, Etsy stock and Qualcomm stock. The post Here's Why PayPal, Etsy Lead Top Growth Stocks To Watch In 2021 appeared first on Investor's Business Daily.

Here's Why PayPal, Etsy Lead Top Growth Stocks To Watch In 2021

PayPal stock continues to make new highs and outperform its big-cap tech peers. No one seems to care.

3 Reasons PayPal Stock Is a Must-Own Name for Growth Investors

Paul Tudor Jones points out that being a just company, one with a higher sense of purpose, is not at odds with behavior that prioritizes profit. PayPal is a company that has done so.

How PayPal Has Survived The Shut Down: A Larger Purpose

NEW YORK, Dec. 17, 2020 /PRNewswire/ -- The Local Initiatives Support Corporation (LISC) today announced a $175 million close of investments into its Black Economic Development Fund following two recent investments. PayPal Holdings, Inc. (NASDAQ: PYPL), invested $50 million into the fund...

LISC's Black Economic Development Fund reaches $175 million with $50 million investment from PayPal, $12.5 million from HubSpot

Advanced Micro Devices

Amazon

Clorox

Logitech

Zoom Video

These growth stocks have posted big gains in 2020, but that doesn't mean the story is over. These stocks will keep growing in value in 2021.

7 Growth Stocks You Don't Want to Sleep On

PayPal stock goes from strength to strength with its powerful free cash flow. It's worth $387.42, or 68% higher than today, based on 30% growth in its FCF over the next 3 years.

PayPal Is Worth 68% More Based on Its Powerful Free Cash Flow

CME Group

eBay

MicroStrategy Incorporated

Riot Blockchain

As bitcoin, etherium and other cryptocurrencies continue to gain in popularity, so do crypto stocks. Let's look at seven of them.

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Grayscale Bitcoin Trust

Honeywell

JPMorgan Chase & Co

NVIDIA

If you want exposure to Bitcoin, cryptocurrencies and blockchain technologies in your brokerage account, your options are limited ... but still appealing.

7 Top Bitcoin, Cryptocurrency and Blockchain Stocks

PYPL posted near triple-digit gains in 2020, but PayPal stock still has long-term growth prospects beyond the pandemic's end. The post A Stellar 2020 Was Just The Start For Still-Strong PayPal Stock appeared first on InvestorPlace.

News for PayPal Stock (PYPL)