Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

eBay

QUALCOMM

While Qualcomm (QCOM) dropped 7% on its revenue miss, both eBay (EBAY) and PayPal (PYPL) are trading higher.

Qualcomm Drops on Mixed Q1; eBay Higher on Q4 Beat; PYPL Beats

Paypal (PYPL) delivered earnings and revenue surprises of 8.00% and 0.89%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Paypal (PYPL) Q4 Earnings and Revenues Top Estimates

PayPal said it reported its strongest quarterly growth in total payment volume in its fourth-quarter earnings with $277 billion, a 36% increase from Q4 2019. PayPal CFO John Rainey made the comment in a Wednesday earnings call after the company posted its Q4 results, with revenue of $6.12 billion and earnings-per-share of $1.32.

PayPal reported its strongest-ever quarterly growth in payment volume in Q4 with $277 billion as the pandemic fueled online transactions (PYPL)

Align Technology

The broader market was largely flat, but earnings are moving stocks in a big way.

PayPal, Align Light Up the Stock Market After Hours

The payments company posted better-than-expected fourth-quarter results, topping off an already strong year.

PayPal Crushed Earnings Expectations. Here's What Its Stock Is Doing.

PayPal Holdings Inc. (NASDAQ: PYPL) said on Wednesday that its profit in the fiscal fourth quarter posted a 200% annualised growth as the COVID-19 pandemic fuelled a shift to digital payments. PayPal shares, that you can learn to buy online here, gained roughly 2.5% in after-hours trading on Wednesday.

PayPal says its profit jumped 200% in the fiscal fourth quarter

Shares of PayPal Holdings (NASDAQ:PYPL) moved higher in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share were up 25.58% over the past year to $1.08, which beat the estimate of $1.00.

PayPal Holdings: Q4 Earnings Insights

Payments processor PayPal Holdings Inc reported a 209% jump in fourth-quarter profit on Wednesday, driven by a surge in online spending from consumers staying indoors due to the COVID-19 pandemic.

PayPal quarterly profit jumps on spending boost

PayPal Holdings Inc.'s profit tripled in the fourth quarter as the company capped off what it called the strongest quarter in its history fueled by accelerated adoption of digital payments during the pandemic.

Earnings Results: PayPal profit triples as pandemic drives continued surge in online payments

SAN JOSE, Calif., Feb. 3, 2021 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced its fourth quarter and full year 2020 results for the period ended December 31, 2020. The earnings release and related materials discussing these results can be found on its investor...

PayPal Reports Fourth Quarter and Full Year 2020 Results

Foley Trasimene Acquisition Corp. II

Everi

Shift4 Payments

Mastercard

Repay Holdings Corp

Shopify

Block

Visa

Cash is irreplaceable, cash is clunky, cash is slow ... and therefore our cash-based society will be replaced by a cashless one.

9 Stocks to Buy for the Cashless Revolution

PayPal is expected to provide initial 2021 guidance on its Q4 earnings call late Wednesday. Long-term financial targets for PayPal stock will be on the agenda at an analyst day slated for Feb. 11.

PayPal Stock: Will Earnings, Guidance, Analyst Day Impress Investors?

After a big rally, PayPal stock trades at a huge valuation. But with plenty of growth still left for PayPal, the rally doesn't have to end The post PayPal Stock Remains a Solid Pick for Growth Investors appeared first on InvestorPlace.

PayPal Stock Remains a Solid Pick for Growth Investors

Nokia

Vista Outdoor

This month is the heart of the current earnings season, and Wednesday is no exception.

Earnings Previews: eBay, PayPal, Qualcomm, Nokia, Vista Outdoors

PayPal stock is a highly rated stock that recently bounced off the 50-day moving average which also placed the stock in a new buy area. Yesterday, call buyers outpaced put buyers.

PYPL Stock: Bull Call Spread Option Idea

With so many business environment changes benefitting PayPal stock, the fundamental case is very positive. However, there is one headwind you may wish to consider before proceeding too heavily.

While PayPal Stock Is Awesome, Don't buy Until After the Correction

Amazon

Peloton

Don't miss what these three companies have to say.

The 3 Most Important Earnings Reports in February

PayPal stock has quietly become a technology and payments juggernaut. With added growth streams, this one has a long runway left.

Why PayPal Stock Is a Must-Own Name

Can this fintech company continue to impress Wall Street?

PayPal Earnings: Active Accounts and 2 Other Metrics Investors Should Watch

Alibaba

Ford Motor Company

Alphabet

Activision Blizzard

Chipotle

Pinterest

Snap

Exxon Mobil

Here, 24/7 Wall St. has put together a preview of a few of the most anticipated quarterly reports due this week.

Alibaba, Alphabet, Amazon, Ford, Peloton, Qualcomm, Snap, and More Major Earnings Coming This Week

HEXO Corp

Tesla

All three are trading at absurdly high multiples.

3 Top Robinhood Stocks You Shouldn't Buy Until After the Next Market Crash

PayPal's (PYPL) fourth-quarter results are likely to reflect growing user engagement, solid P2P momentum and portfolio strength.

PayPal (PYPL) to Report Q4 Earnings: What's in the Cards?

CrowdStrike

Disney

Spotify

While some pandemic trends may be fleeting, others are here to stay. Here's a look at the top 7 hot stocks to buy for 2021.

The Top 7 Hot Stocks to Buy for 2021's Biggest Trends

Top digital payments stock PayPal is one of the leading growth stocks in the current stock market. But is it a buy right now?

Is PayPal Stock A Buy Right Now Amid Bitcoin Boost? Here's What Earnings, Charts Show

Advanced Micro Devices

Salesforce

NVIDIA

FAANG is a household name for stock investors. However, there's another group of well-known tech stocks that could become giants too.

News for PayPal Stock (PYPL)