Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal's stock has been shattered over the past several weeks. However, last week there was a noteworthy options bet suggesting the shares rally by the middle of February.

PayPal's Oversold Stock May Be Due For A Short-Term Rebound

Floor & Decor Holdings

Magnite

With growth prospects like these, there's no reason to believe you've missed the boat.

These 3 Stocks Have Doubled Over 3 Years -- Can They Do It Again?

Johnson & Johnson

Lockheed Martin

Mastercard

Pfizer

Procter & Gamble

Visa

These seven companies either have no exposure to inflation or have strong branding and customer loyalty, enabling them to pass higher costs. The post 7 Stocks to Buy for Their Resistance to the 6.2% Monthly Inflation appeared first on InvestorPlace.

7 Stocks to Buy for Their Resistance to the 6.2% Monthly Inflation

In under 24 months, we've witnessed the astonishing success of buy now, pay later (BNPL), the meteoric rise of cryptocurrencies and the effects of a devastating pandemic that sped up payments tech by a factor of years, forcing consumers and businesses to reimagine commerce as they knew it. As headwinds and tailwinds shift in a […]

PayPal's Peggy Alford On Buy Now Pay Later, Crypto and the Super App Future

Amazon

Activision Blizzard

Alibaba

Five Overrated Growth Stocks to Avoid Now

PayPal has fallen over 30% since its ATH due to poor guidance and increased competition concerns.

PayPal: Time To Go All In

Robinhood

Peloton

Fresh lows have shareholders running scared in these three companies. As a result, for traders, they are all prime stocks to sell.

3 Sinking Stocks to Sell as They Notch New Lows

Disney

DraftKings

Roku

AT&T

Twitter

Upstart Holdings

While the broader indices are hovering close to all-time highs, the rising tide has not lifted all boats this year. We recently put together a screener to find the most "oversold" and "beaten down" stocks in our coverage universe.

10 Oversold Stocks That Could Explode Higher At Any Moment

Fiserv

Block

Our theme of Fintech Stocks - which includes digital payments and lending players, card networks, and insurance technology players - remains down by about 1% year-to-date on an equally weighted basis, compared to the broader S&P 500 which has gained around 25% over the same period.

Fiserv, PayPal, Square: Fintech Stocks Remain Depressed. Should You Buy?

Apple

Bitcoin, PayPal, Apple and Alibaba are our top stock trades for Friday. Let's look at how the charts are setting up now.

4 Top Stock Trades for Friday: Bitcoin, AAPL, PYPL, BABA

As more companies jump into the eCommerce payments ring, PayPal is facing competitive pressures, a Wednesday (Nov. 17) MarketWatch report suggests. Wealth management firm Bernstein's analyst Harshita Rawat has lowered its grade from outperform to market perform, and Rawat reportedly worries of more aggression from rivals that are adopting similar services, including Amazon and Shopify.

Analyst Downgrades PayPal, Cites Competition

PayPal isn't dead yet, but it's certainly suffering a thousand cuts.

Why PayPal Stock Slumped Today

Increased e-commerce aggregation and accelerating innovation in buy now pay later puts PayPal at risk of disruption, the analysts wrote.

PayPal shares drop after Bernstein downgrades stock amid rising competition

AMC Entertainment

Advanced Micro Devices

Ford Motor Company

GameStop

NVIDIA

Palantir Technologies

Tilray Brands

Tesla

United States Steel

Meme stocks are central to the retail investor revolution. However, only some of the top-mentioned picks on Reddit are actually worth buying.

The Top 10 Meme Stocks on Reddit: Should You Buy, Sell or Hold?

FuboTV

Shopify

T-Mobile US

Consumer tech stocks to consider given the rising momentum in consumer markets today.

5 Trending Consumer Tech Stocks To Watch Today

PayPal Holdings Inc. has a reputation for disrupting the payments ecosystem, but it “now risks getting disrupted” itself, according to an analyst.

The Ratings Game: PayPal ‘now risks getting disrupted' by competitors, analyst says in downgrade

The market is 30% overvalued, interest rates are near zero, and inflation is sky-high. It's a perfect storm of negative headwinds for those hoping for a comfortable or even rich retirement. Fortunately, high yield/fast growth dividend investing offers a low-risk way for you to beat inflation, retire rich, and stay rich in retirement.

How To Turn Square And PayPal Into 3.2%-Yielding Rich Retirement Dream Stocks

I repeatedly mention in my articles to be married to the process, not brand names.  Whether in profit or loss, exiting and letting go of assets is arguably the most challenging part of sound investing.

DIS and PYPL Tank On Earnings. Lesser Known Stock Soaring!

With the stock down ~30% from recent highs, PayPal is starting to look attractive at current levels. That said, the stock will probably not move higher in a straight line from here (i.e., volatility will likely remain).

PayPal Stock: It's Time For The Triple Play Trade

PayPal shares fell 10.5% the day after Q3 results last week and, at $212.54, is down 32% from its July peak - a great bargain in our view. Q3 volume was flat from Q2, revenues and EBIT were both lower, the 2021 guidance was cut, and new 2022 expectations disappointed.

PayPal: 32% Down From Peak After Q3 Results, With Potential To Double

PayPal's Q3 results and free cash flow make it a good bet to rise higher. PYPL stock is likely worth 32% more at $274 per share based on its consistent and powerful FCF production.

PayPal's Q3 Results and Free Cash Flow Make It a Good Bet to Rise Higher

PayPal Holdings, Inc (NASDAQ: PYPL) gapped up slightly on Monday after reacting bullishly to a triple bottom pattern Benzinga called out on Nov. 12. The stock then traded down to almost completely fill the gap, which should give bulls more confidence going forward.

News for PayPal Stock (PYPL)