Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

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PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

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Cost of revenue

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Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

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Change in working capital

Cash from investing

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Disney

3 Top Large-Cap Growth Stocks to Buy for 2022

MercadoLibre

Shopify

These three stocks are core holdings in my portfolio, and new investors should consider doing the same.

3 Growth Stocks That New Investors Should Own for 2022

Activision Blizzard

Citrix Systems

Discovery

Discovery Communications

Fidelity National Information

FleetCor Technologies

Global Payments

IPG Photonics

Leidos Hld

Las Vegas Sands

Lamb Weston Hlds

MarketAxess Holdings

Penn Entertainment

Teleflex

Twitter

V.F.

ViacomCBS

Viatris

Wynn Resorts

Zimmer Biomet Hlds

Retail tax loss selling and institutional portfolio window dressing can artificially depress underperforming stocks in the final trading days of the calendar year. Buying a basket of underperformers, the goal is to outperform the S&P 500 by five percentage points at some point during January 2022.

A 2021 Year-End Portfolio Of Bounce Candidates Expected To Outperform In January

Coinbase

Robinhood

Block

This crypto sell-off isn't taking any prisoners.

Why Coinbase, Block, Robinhood, PayPal Are All Down 40+% From 52-Week Highs

Amazon

Alibaba

Carvana

Etsy

JD.com

Wayfair

Ecommerce stocks are a sure bet at most times. However, due to wider supply chain issues, these seven companies are trading at a discount.

7 Ecommerce Stocks That Will See a Santa Surge This Year

SoFi Technologies

Can SoFi Technologies continue its strong growth in 2022?

2 Fintech Stocks to Watch in 2022

The market's waning excitement for this digital-payments behemoth could be an investment opportunity.

Is PayPal Still a Buy After Falling 18% in 2021?

DocuSign

These beaten-down growth stocks could stage a strong comeback for patient investors.

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The sell-off in PayPal looks overdone. And that's why opportunistic investors should consider PYPL stock a solid choice as they look ahead to 2022 The post PayPal Has a Strong Story If You Look Beyond the Noise appeared first on InvestorPlace.

PayPal Has a Strong Story If You Look Beyond the Noise

Upstart Holdings

Don't be intimidated by the apparent complexity of some of these outfits.

3 Fintech Stocks With Businesses Anybody Can Understand

PayPal represents one of our favorite capital appreciation ideas out there. The high end of our fair value estimate for PayPal stands at $250 per share. Shares are trading at ~$190 each at the time of this writing.

PayPal Is One Of Our Favorite Capital Appreciation Ideas

It's been a challenging end to 2021 across Wall Street. The record-breaking rise in inflation rates around the world coupled with the emergence of the omicron Covid-19 variant and Evergrande uneasiness in Asia has led to widespread sell-offs and the dwindling value of stocks across many industries.

Wall Street's Fintech Turbulence: Will Struggling PayPal and Block Stocks Recover in Q1 2022?

SoFi is looking more and more like the super-app for financial services.

1 Growth Stock Set to Win Big in 2022

The online payment provider has had a volatile year. Will that continue into 2022?

Is PayPal a Buy?

Paypal (PYPL) closed the most recent trading day at $191.68, moving +1.34% from the previous trading session.

Paypal (PYPL) Outpaces Stock Market Gains: What You Should Know

German-based mobile fuel station payments provider PACE Telematics has joined forces with PayPal to enable mobile payments at fuel pumps with a smartphone or, in Europe, an Apple Watch or Android smartwatch, according to a Wednesday (Dec. 22) press release. The process is quick, easy and secure, according to the companies.

PayPal, PACE Telematics Bring Mobile Payments to Gas Stations

Back in 2020, we predicted that PayPal would make a number of big acquisitions this year to help enhance its offerings.

A look back at PayPal in 2021—and a prediction we got right

NEW YORK--(BUSINESS WIRE)-- #Class--Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, is investigating potential claims against PayPal Holdings, Inc. (NASDAQ: PYPL) on behalf of long-term stockholders following a class action complaint that was filed against PayPal on August 20, 2021. Our investigation concerns whether the board of directors of PayPal have breached their fiduciary duties to the company. The complaint alleges that, throughout the Class Period, Defendan

PAYPAL ALERT: Bragar Eagel & Squire, P.C. is Investigating PayPal Holdings, Inc. on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm

PayPal is down over one-third off of its peak price and looks like a bargain. PYPL stock trades well below its historical P/Sales and P/Earnings averages, as well as analysts' average price targets.

PayPal Is Down Over One-Third Off of Its Peak Price and Looks Like a Bargain

Is Sofi's growth story enough to hold its stock price up?

3 Fintech Stocks to Watch During This Decline

Teladoc

There are good reasons for Wall Street analysts to be bullish about these stocks.

News for PayPal Stock (PYPL)