Five Star Bancorp

Five Star Bancorp operates as a bank holding company. It provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through its subsidiary. The company was founded in 1999 and is headquartered in Rancho Cordova, CA.

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Earnings data Q1 2023

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Earnings data Q3 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Five Star Bancorp posts strong Q4 results, eyes growth opportunities

Five Star Bancorp's Q4 2022 performance reflects a solid financial foundation with growth in key areas and strong profitability metrics.
While facing challenges in non-interest income and expenses, the company's strategic focus on shareholder value and growth opportunities bode well for the future.
By addressing challenges and leveraging opportunities, Five Star Bancorp is poised to sustain its growth trajectory and enhance shareholder value in 2023.

Five Star Bancorp posts robust Q1 results, eyes growth strategies

Five Star Bancorp's Q1 2023 performance reflects strong financial metrics, efficient operations, and a commitment to maintaining asset quality.
While facing challenges such as a decrease in non-interest income and rising expenses, FSBC's focus on customer experience and shareholder value sets a positive trajectory for growth.
Opportunities for FSBC include further market expansion, strategic partnerships, and innovation in financial services to drive sustainable growth and profitability.

Five Star Bancorp reports robust Q2 earnings amidst strategic growth

Five Star Bancorp's Q2 2023 performance reflects solid financial health, strategic market expansion, and a focus on shareholder value through dividends.
While facing challenges in managing expenses and interest rate dynamics, the company is well-positioned to capitalize on growth opportunities and strengthen its market presence.
Investors can be optimistic about Five Star Bancorp's performance and growth prospects, supported by prudent risk management practices and a commitment to profitability.

Five Star Bancorp reports solid Q3 performance and eyes growth

Five Star Bancorp's Q3 performance reflects steady growth in key financial metrics, supported by a strong asset quality and strategic focus on deposit and loan expansion.
While facing challenges with non-interest income and expenses, the company remains committed to enhancing shareholder value and operational efficiency.
Anticipated deposit and loan growth, coupled with margin optimization strategies, position Five Star Bancorp for continued success and market expansion.

Five Star Bancorp posts solid Q4 results amidst growth plans

Five Star Bancorp delivered a strong performance in Q4 2023, marked by solid financial metrics and strategic growth initiatives.
While maintaining strong asset quality and capital position, the company faces challenges related to expenses and economic uncertainties.
Opportunities lie in planned business expansion, margin optimization, and strategic hires to drive growth and enhance shareholder value.
Overall, Five Star Bancorp's focus on organic growth and market presence positions it well to navigate challenges and capitalize on opportunities in 2024.

Five Star Bancorp reports strong Q1 earnings, eyes San Francisco expansion

Five Star Bancorp's Q1 2024 performance reflects solid financial results, strategic focus on growth, and commitment to shareholder value. While facing challenges in deposit fluctuations, the company's emphasis on organic growth and expansion in key markets signals a positive outlook for future growth and development.

Five Star Bancorp posts strong Q2 results, focuses on growth

Five Star Bancorp delivered solid financial performance in Q2 2024, driven by strong loan growth and improved capital ratios.
While facing challenges in managing expenses and noninterest income, the company's strategic focus on growth and shareholder value remains a key strength.
With a clear emphasis on organic growth and recognition in the industry, Five Star Bancorp is well-positioned to leverage opportunities for future expansion and value creation.

Five Star Bancorp reports solid Q3 performance amidst strategic challenges

Five Star Bancorp's Q3 2024 performance reflects steady growth, operational efficiency, and a commitment to shareholder value through dividends.
While facing challenges in noninterest income and expenses, the company's strengths in underwriting, expansion, and profitability position it well for future opportunities.
By addressing inquiries and capitalizing on strategic opportunities, Five Star Bancorp can enhance transparency, revenue streams, and operational effectiveness.

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Five Star Bancorp (NASDAQ:FSBC ) Q3 2024 Earnings Call October 29, 2024 1:00 PM ET Company Participants James Beckwith - President and Chief Executive Officer Heather Luck - Senior Vice President and Chief Financial Officer Conference Call Participants Woody Lay - KBW Andrew Terrell - Stephens Gary Tenner - D.A. Davidson Operator Good day, everyone, and welcome to the Five Star Bancorp Third Quarter Earnings Webcast.

Five Star Bancorp (FSBC) Q3 2024 Earnings Call Transcript

RANCHO CORDOVA, Calif., Oct. 28, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.9 million for the three months ended September 30, 2024, as compared to $10.8 million for the three months ended June 30, 2024 and $11.0 million for the three months ended September 30, 2023.

Five Star Bancorp Announces Third Quarter 2024 Results

RANCHO CORDOVA, Calif., Oct. 18, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on November 12, 2024, to shareholders of record as of November 4, 2024.

Five Star Bancorp Declares Third Quarter Cash Dividend

RANCHO CORDOVA, Calif., Oct. 15, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), expects to report its financial results for the quarter ended September 30, 2024, after the stock market closes on Monday, October 28, 2024.

Five Star Bancorp Announces Third Quarter 2024 Earnings Release Date and Webcast

Five Star Bank is committed to restoring high-tech, high-touch banking in the San Francisco Bay Area Five Star Bank is committed to restoring high-tech, high-touch banking in the San Francisco Bay Area

Five Star Bancorp opens San Francisco office, bringing personalized, concierge banking services to the San Francisco Bay Area

Five Star Bancorp (NASDAQ:FSBC ) Q2 2024 Results Conference Call July 25, 2024 1:00 PM ET Company Participants James Beckwith - President, CEO & Director Heather Luck - CFO & SVP Conference Call Participants Andrew Terrell - Stephens Gary Tenner - D.A. Davidson Woody Lay - KBW Operator Good afternoon, everyone, and welcome to the Five Star Bancorp's Second Quarter 2024 Earnings Webcast.

Five Star Bancorp (FSBC) Q2 2024 Earnings Call Transcript

RANCHO CORDOVA, Calif., July 24, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.8 million for the three months ended June 30, 2024, as compared to $10.6 million for the three months ended March 31, 2024 and $12.7 million for the three months ended June 30, 2023.

Five Star Bancorp Announces Second Quarter 2024 Results

RANCHO CORDOVA, Calif., July 19, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on August 12, 2024, to shareholders of record as of August 5, 2024.

Five Star Bancorp Declares Second Quarter Cash Dividend

Five Star Bancorp seeks to fill a San Francisco Bay Area gap in high-tech and high-touch, personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures Five Star Bancorp seeks to fill a San Francisco Bay Area gap in high-tech and high-touch, personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures

Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring and promoting seasoned talent

RANCHO CORDOVA, Calif., July 11, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), expects to report its financial results for the quarter ended June 30, 2024, after the stock market closes on Wednesday, July 24, 2024.

Five Star Bancorp Announces Second Quarter 2024 Earnings Release Date and Webcast

Five Star Bancorp seeks to fill a San Francisco Bay Area gap in personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures Five Star Bancorp seeks to fill a San Francisco Bay Area gap in personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures

Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring three commercial banking professionals, and receives eight new awards

Five Star Bancorp (NASDAQ:FSBC ) Q1 2024 Earnings Conference Call April 30, 2024 1:00 PM ET Company Participants James Beckwith - President, CEO & Director Heather Luck - CFO & SVP Conference Call Participants Andrew Terrell - Stephens Inc. Gary Tenner - D.A. Davidson & Company Operator Welcome to the Five Star Bancorp First Quarter Earnings Webcast.

Five Star Bancorp (FSBC) Q1 2024 Earnings Call Transcript

RANCHO CORDOVA, Calif., April 29, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.6 million for the three months ended March 31, 2024, as compared to $10.8 million for the three months ended December 31, 2023 and $13.2 million for the three months ended March 31, 2023.

Five Star Bancorp Announces First Quarter 2024 Results

RANCHO CORDOVA, Calif., April 19, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on May 13, 2024, to shareholders of record as of May 6, 2024.

Five Star Bancorp Declares First Quarter Cash Dividend

RANCHO CORDOVA, Calif., April 16, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), expects to report its financial results for the quarter ended March 31, 2024, after the stock market closes on Monday, April 29, 2024.

Five Star Bancorp Announces First Quarter 2024 Earnings Release Date and Webcast

RANCHO CORDOVA, Calif., April 10, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today the addition of Casey Grafeld, Senior Vice President / Managing Director, to Five Star Bank. Grafeld will help advance Five Star Bank's expansion strategy in the San Francisco Bay Area with personalized, concierge commercial banking service in Marin County.

Five Star Bancorp Announces the Hiring of San Francisco Bay Area Banking Professional and the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering

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Insiders Scoop Up Shares of These 5 Stocks for the Second Quarter

RANCHO CORDOVA, Calif., March 28, 2024 (GLOBE NEWSWIRE) -- (March 28, 2024) – Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today the pricing of the previously announced underwritten public offering of 3,450,000 shares of its common stock at a public offering price of $21.75 per share. The expected proceeds to the Company, after deducting underwriting discounts and commissions but before deducting offering expenses payable by the Company, are approximately $70.9 million. In addition, the Company has granted the underwriters a 30-day option to purchase up to an additional 517,500 shares of Company common stock at the public offering price, less underwriting discounts and commissions.

Five Star Bancorp Announces Pricing of Common Stock Offering

RANCHO CORDOVA, Calif., March 27, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today that it has launched an underwritten public offering of shares of its common stock. The Company intends to grant the underwriters a 30-day option to purchase additional shares of its common stock.

Five Star Bancorp Announces Launch of Common Stock Offering

Five Star Bancorp seeks to fill a San Francisco Bay Area gap in high-tech, personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures Five Star Bancorp seeks to fill a San Francisco Bay Area gap in high-tech, personalized concierge banking left by Silicon Valley Bank and First Republic Bank failures

Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring five commercial banking professionals and planning full-service office in San Francisco

Five Star Bancorp (FSBC) Q4 2023 Earnings Call Transcript

RANCHO CORDOVA, Calif., Jan. 29, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (the “Company” or “Five Star”), the holding company for Five Star Bank, today reported net income of $10.8 million for the three months ended December 31, 2023, as compared to $11.0 million for the three months ended September 30, 2023 and $13.3 million for the three months ended December 31, 2022. Net income for the year ended December 31, 2023 was $47.7 million, as compared to $44.8 million for the year ended December 31, 2022.

Five Star Bancorp Announces Quarterly and Annual Results

RANCHO CORDOVA, Calif., Jan. 19, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on February 12, 2024, to shareholders of record as of February 5, 2024.

Five Star Bancorp Declares Fourth Quarter 2023 Cash Dividend

RANCHO CORDOVA, Calif., Jan. 16, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”) expects to report its financial results for the quarter and year ended December 31, 2023, after the stock market closes on Monday, January 29, 2024.

Five Star Bancorp Announces Fourth Quarter 2023 Earnings Release Date and Webcast

Five Star Bancorp (NASDAQ:FSBC ) Q3 2023 Earnings Conference Call October 31, 2023 1:00 PM ET Company Participants James Beckwith - President & CEO Heather Luck - SVP, Chief Financial Officer Conference Call Participants Gary Tenner - D.A. Davidson Andrew Terrell - Stephens, Inc. Operator Welcome to the Five Star Bancorp Third Quarter Earnings Webcast.

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