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FSBC
Volume: 45.75K
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FSBC Stock Forecast & Price Target

FSBC Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 50%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Five Star Bancorp has demonstrated a solid growth trajectory, with end-of-period (EOP) deposits increasing by 18.6% quarter-over-quarter, primarily fueled by a significant rise in certificates of deposit (CDs). The company's held-for-investment (HFI) loans also grew organically by $55.1 million, reflecting a 6.3% increase, largely attributed to commercial lending. Additionally, the total net interest income (NII) experienced a robust 10% growth, supported by stable net interest margins (NIM) and improved asset quality, which collectively bolster the positive outlook for Five Star's financial performance.

Bears say

Five Star Bancorp's negative outlook can be attributed to several key financial indicators. The company's net interest margin (NIM) decreased by 1 basis point to 3.36%, falling short of investor expectations, while its total equity fell to 9.8% amidst asset growth, signaling potential vulnerability. Additionally, the bank's concentration in commercial real estate (CRE) loans and its significant exposure to California's economic fluctuations raise concerns over asset quality and default risks in a potentially slowing market.

FSBC has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 50% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Five Star Bancorp (FSBC) Forecast

Analysts have given FSBC a Buy based on their latest research and market trends.

According to 4 analysts, FSBC has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Five Star Bancorp (FSBC)

Volume: 45.75K

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