
FSBC Stock Forecast & Price Target
FSBC Analyst Ratings
Bulls say
Five Star Bancorp has demonstrated robust growth with a notable increase in pre-provision net revenue (PPNR) return on assets (ROA), which rose to 2.13% from 2.01%. The bank achieved a significant enhancement in net interest margin (NIM), which increased by 8 basis points to 3.53%, exceeding prior estimates. Additionally, the institution has experienced strong trends in both loans and deposits, with loans rising 15% and deposits increasing 17% on a last quarter annualized basis (LQA).
Bears say
Five Star Bancorp is facing multiple risks that could adversely impact its earnings, including the potential for faster-than-expected increases in deposit betas, which may compress its net interest margin (NIM). Additionally, there is concern about weakening loan demand, specifically due to rising interest rates, which could further strain financial performance. The company’s expansion into the San Francisco market may also incur higher expenses than anticipated, compounding existing financial pressures.
This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.
FSBC Analyst Forecast & Price Prediction
Start investing in FSBC
Order type
Buy in
Order amount
Est. shares
0 shares