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FSBC
Volume: 34.84K
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FSBC Stock Forecast & Price Target

FSBC Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 50%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Five Star Bancorp has experienced significant growth in deposits, with a remarkable 18.6% increase quarter-over-quarter, primarily fueled by a rise in certificates of deposit. While there was organic loan growth of 6.3%, mainly within the commercial loan sector, the overall performance remains strong, as evidenced by a 10% increase in net interest income and stable net interest margin. Additionally, the company's ability to maintain a low level of non-performing assets at $1.8 million reinforces its solid credit quality and operational efficacy, contributing to a positive financial outlook.

Bears say

The negative outlook on Five Star Bancorp's stock is primarily driven by a decrease in net interest margin (NIM), which fell by one basis point to 3.36%, missing both internal and market forecasts, and is expected to face ongoing pressure from a prolonged low interest rate environment. Additionally, the bank's tangible common equity (TCE) ratio decreased to 9.8% due to asset growth, indicating a decline in financial stability. Furthermore, Five Star's heavy concentration in commercial real estate loans, coupled with potential risks from a sluggish economic recovery and below-average liquidity, raises concerns about asset quality and the potential for increased defaults.

FSBC has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 50% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Five Star Bancorp (FSBC) Forecast

Analysts have given FSBC a Buy based on their latest research and market trends.

According to 4 analysts, FSBC has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Five Star Bancorp (FSBC)

Volume: 34.84K

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