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FSBC
Volume: 56.76K

FSBC Stock Forecast & Price Target

FSBC Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 40%
Hold 20%
Sell 0%
Strong Sell 0%

Bulls say

Five Star Bancorp has demonstrated substantial financial momentum, with a notable increase in its PPNR ROA, which rose to 2.13% from the previous 2.01%. Additionally, the company's net interest margin (NIM) expanded by 8 basis points quarter-over-quarter to 3.53%, surpassing estimates. Furthermore, both loan and deposit growth were pronounced, with loans increasing by 15% and deposits by 17% on a last quarter annualized basis, indicating robust operational performance.

Bears say

Five Star Bancorp faces significant challenges that contribute to a negative outlook on its stock, primarily stemming from potential declines in profitability due to a new tax law reducing its statutory tax rate to 26.8%. The company is also exposed to economic risks, with a potential economic slowdown threatening asset quality through increased non-performing assets (NPAs) and net charge-offs (NCOs), which could adversely impact net income and earnings per share (EPS) estimates. Additionally, Five Star's reliance on commercial real estate lending and high-concentration customer relationships presents risks concerning deposit stability and competitive pressures, particularly in a rapidly changing interest rate environment that could pressure net interest margins.

FSBC has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 40% recommend Buy, 20% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Five Star Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Five Star Bancorp (FSBC) Forecast

Analysts have given FSBC a Buy based on their latest research and market trends.

According to 5 analysts, FSBC has a Buy consensus rating as of Jan 11, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Five Star Bancorp (FSBC)

Volume: 56.76K

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