Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

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Cost of revenue

Gross profit

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SG&A

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Free cash flow

Capital One Financial's latest results show consumers continue to spend, but a modestly worse economic outlook has boosted allowance for credit losses. CEO Richard Fairbank said during the conference call with analysts that “consumer credit metrics remain strong — and they've been normalizing steadily through 2022 and are approaching pre-pandemic levels.

Capital One Card Spending Up 9% as Credit Loss Provisions Triple

Capital One Financial Corporation (NYSE:COF.PK ) Q4 2022 Results Conference Call January 24, 2023 5:00 PM ET Company Participants Jeff Norris - SVP, Finance Richard Fairbank - Chairman and CEO Andrew Young - CFO Conference Call Participants Mihir Bhatia - Bank of America Ryan Nash - Goldman Sachs Betsy Graseck - Morgan Stanley Bill Carcache - Wolfe Research Don Fandetti - Wells Fargo Sanjay Sakhrani - KBW Arren Cyganovich - Citi Richard Shane - JP Morgan Moshe Orenbuch - Credit Suisse John Pancari - Evercore ISI Operator Good day, and thank you for standing by. Welcome to the Fourth Quarter 2022 Capital One Financial Earnings Conference Call.

Capital One Financial Corporation (COF) Q4 2022 Earnings Call Transcript

Capital One (COF) delivered earnings and revenue surprises of -25.98% and 0.40%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Capital One (COF) Q4 Earnings Miss Estimates

Do you hold Capital One common stock? If so, please visit Capital One Financial Corporation Shareholder Investigation or contact  Peter Allocco at (212) 951-2030 or pallocco@bernlieb.com to discuss your rights.

CAPITAL ONE FINANCIAL CORPORATION (NYSE: COF) INVESTIGATION ALERT: Bernstein Liebhard is investigating Capital One Financial Corporation.

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Preferreds Weekly Review: Fixed-Rate Preferreds Finally Get Some Love

Capital One (NYSE: COF ) layoffs are a hot topic among traders today as the banking company prepares to cut jobs. According to inside sources, the financial company is going to reduce its headcount by 1,100 jobs.

Capital One Layoffs 2023: What to Know About the Latest COF Job Cuts

We expect Capital One to beat the consensus estimates of earnings but revenues will marginally miss (in line) the expectations.

Capital One Stock To Post Mixed Results In Q4?

Capital One Financial (NYSE:COF) has cut over a thousand jobs in its technology wing this week, adding to the layoffs in the wider sector. Some 1,100 positions were cut, according to a Bloomberg report, with the credit card provider claiming the move was the “natural next step,” as it “matured” and looked to incorporate the department into its wider business.

Capital One culls tech jobs

Consumer lending firm Capital One Financial Corp has cut 1,100 positions in its technology segment, a person familiar with the matter told Reuters on Thursday, a move that comes as its digital transformation matures.

Capital One scraps 1,100 tech positions - source

Seventeen U.S. companies have conducted major rounds of job cuts so far this month, as recession fears continue in the new year.

Capital One Reportedly Cutting 1,100 Employees As 2023 Layoffs Continue

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Muted consumer sentiments, recessionary fears and worsening asset quality hurt the Zacks Consumer Loans industry players. Efforts to digitize operations and the easing lending standards will aid companies like Capital One (COF) and Navient (NAVI).

2 Consumer Loan Stocks to Gain Despite Grim Industry Prospects

At a recent price of $93.98, COF trades at 4.7x its TTM earnings of $20.29 and 5.8x its expected forward earnings. COF has earned $14.84 just over the last 3 quarters.

Capital One Financial's Pessimistic Valuation Creates Opportunity

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2022 represented a challenging year for the regional banks where their price performance didn't offer a respite vs. the bear market hitting the major indices. The current wall of worry hanging over the banks will be resolved in 2023.

Bank The Dividend Yield And Look For Incremental Upside In Regional Banks In 2023

Capital One (COF) will witness growth in the top line, supported by rising interest rates and a solid card business. Elevated costs are expected to hurt profits to an extent.

Rate Hikes, Card Business Aid Capital One (COF) Amid Cost Woes

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The top net payout yield stock failed to match the total return of the S&P 500 during 2H '22 as tech stocks soared. The top net payout yield stocks averaged massive 19.6% yields to start December, as normal capital return plans returned during 2022.

Top Net Payout Yields - December 2022

MCLEAN, Va. , Dec. 19, 2022 /PRNewswire/ -- On Tuesday, January 24, 2023, at approximately 4:05 p.m.

Capital One Financial Corporation to Webcast Conference Call on Fourth Quarter 2022 Earnings

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As investors continue grappling with increased interest rate hikes, four bank stocks in Bridgewater Associates' third-quarter 13F equity portfolio with high business predictability that are trading near 52-week lows are Comerica Inc. ( CMA , Financial), Capital One Financial Group ( COF , Financial), East West Bancorp Inc. ( EWBC , Financial) and Signature Bank ( SBNY , Financial), according to current portfolio statistics, a Premium feature of GuruFocus.

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News for Capital One Stock (COF)