Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Further, at its current price of $89 per share, the stock is trading 19% below its fair value of $110 – Trefis' estimate for Capital One's valuation.

Capital One Missed The Consensus In Q1, What's Next?

Capital One's financial health is showing no signs of weakness. Deposit inflows, delinquency rate normalization, and allowance for credit loss build are continuing.

Capital One: Buy The Dip Opportunity

SoFi Technologies

Upstart Holdings

SoFi delivered an earnings beat in Q1, but the market is concerned about its balance sheet dynamics. One of Upstart's key origination partners entered into a consent order with the FDIC.

Why Shares of Capital One, Upstart, and SoFi Are Falling This Week

MCLEAN, Va. , May 3, 2023 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) has been notified of an unsolicited mini-tender offer by TRC Capital Investment Corporation (TRC) to purchase up to 1,500,000 shares of COF common stock, representing less than one percent of COF's common stock outstanding.

Capital One Recommends Stockholders Reject Mini-Tender Offer From TRC Capital Investment Corporation

There are "nascent signs of trouble brewing" in the world of consumer credit card debt, one analyst cautions.

Credit Card Delinquencies Test Multi-Year Highs As Job Market Faces 'Material' Worsening, Capital One Warns

An increase in credit costs and non-interest expenses and lower non-interest income hurt Capital One's (COF) Q1 earnings while higher NII offers some support.

Capital One (COF) Q1 Earnings Lag as Provisions Rise, Stock Down

Capital One Financial's latest results show that, like consumers, it isn't immune to the market. “We are expecting inflation to impact consumer credit by depressing real incomes, as well from an unemployment effect.

Capital One Reports Quarterly Lending Decreases Across the Board

Capital One (COF) came out with quarterly earnings of $2.31 per share, missing the Zacks Consensus Estimate of $3.80 per share. This compares to earnings of $5.62 per share a year ago.

Capital One (COF) Q1 Earnings and Revenues Lag Estimates

Consumer lender Capital One Financial Corp's first-quarter profit missed estimates on Thursday due to an increase in provisions that reduced gains from interest rate hikes.

Capital One posts worse-than-feared quarterly profit on provisions

Capital One Financial Corp. stock dropped more than 4% in the extended session Thursday after the financial company missed Wall Street expectations for its first quarter despite a rise in retail deposits. Capital One earned $960 million, or $2.31 a share, in the first quarter, compared with $2.4 billion, or $5.62 a share, in the first quarter of 2022.

Capital One's deposits rise, but quarterly results are a miss

MCLEAN, Va. , April 27, 2023 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced net income for the first quarter of 2023 of $960 million, or $2.31 per diluted common share, compared with net income of $1.2 billion, or $3.03 per diluted common share in the fourth quarter of 2022, and with net income of $2.4 billion, or $5.62 per diluted common share in the first quarter of 2022.

Capital One Reports First Quarter 2023 Net Income of $960 million, or $2.31 per share

Allison Transmission Hlds

Berry Global Group

Colony Bankcorp

Tyson Foods

As investors gear up for the 2023 GuruFocus Value Conference, which takes place in two weeks, five stocks in keynote speaker Bernard Horn (Trades, Portfolio)'s fourth-quarter equity portfolio that are undervalued based on the discounted cash flow model are Colony Bankcorp Inc. ( CBAN , Financial), Berry Global Group Inc. ( BERY , Financial), Capital One Financial Corp. ( COF , Financial), Tyson Foods Inc. ( TSN , Financial) and Allison Transmission Holdings Inc. ( ALSN , Financial).

5 Undervalued Stocks in Keynote Speaker Bernard Horn's Portfolio

Capital One (COF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Capital One (COF) Expected to Beat Earnings Estimates: What to Know Ahead of Q1 Release

Ally Financial

Citizens Financial Group

Comerica

Fifth Third Bancorp

KeyCorp

Regions Financial

U.S. Bancorp

Zions Bancorp

We're about to see how the recent banking turmoil affected regional financial institutions.

What Should Investors Watch in Regional Bank Earnings?

Walmart

Capital One Financial Corp. ( COF , Financial) has been the exclusive issuer for Walmart ( WMT , Financial) credit cards in the U.S. since 2018. However, last week, the discount retailer filed a lawsuit to end the partnership early, with the official argument that Capital One was not living up to the customer service standards stipulated in the contract.

Walmart Tensions Show Capital One's Near-Term Outlook Is Dim

Walmart Tensions Reveal Cracks in Capital One's Business

Micron Technology

Tupperware

These were the biggest moving stocks ahead of Monday's open. Gainers: Shares of Micron Technology Inc. MU, +2.91% climbed 5.6% in premarket trading, getting a boost after production cuts announced by rival Samsung Electronics Co. Ltd 005930, +1.08%.

Tupperware, Micron Technology, Capital One and other big movers ahead of Monday's stock market open

Capital One Financial COF, +0.09% fell 3.5% in premarket trades Monday after reports that Walmart Inc. WMT, +0.75% sued the credit-card giant in an effort to scrap a credit-card partnership. The Wall Street Journal reported that Walmart has filed its suit because Capital One allegedly came up short on its service obligations such as failing to replace lost cards or post some transactions to customers' accounts in a timely manner.

Capital One Financial falls in premarket after Walmart suit report

Walmart has reportedly sued Capital One to end a 4-year-old credit card partnership. According to published reports Friday (April 7), the retail giant accuses the bank of failing to live up to its customer care standards.

Walmart Suit Seeks to End Capital One Card Relationship

Big-box retailer Walmart Inc. WMT this week sued credit-card giant Capital One Financial Corp. COF in an effort to scrap a credit-card partnership between the two, according to The Wall Street Journal. Walmart's lawsuit alleged that Capital One came up short on its service obligations, failing to replace lost cards or post some transactions to customers' accounts in a timely manner — claims the credit-card provider said were “immaterial,” the Journal said.

Walmart sues Capital One in effort to end credit-card partnership: WSJ

The retailer is seeking to end the two companies' credit-card partnership early.

Walmart Sues Credit-Card Partner Capital One

Capital One is the ninth-largest bank in the country and one of the leading credit card issuers. The company reports first-quarter earnings on April 27.

Why Capital One Stock Plummeted 11.8% in March

Discover

LendingClub

For months, consumers have clamored for banks to pay out more for deposits as the Federal Reserve raised interest rates. Now analysts say after the banking crisis shook markets last month, lenders appear to be rejigging offers in an effort to keep customers' cash parked in their accounts for longer.

U.S. banks are dangling promotions to lock in customer deposits, analysts say

Siriuspoint Ltd

Warren Buffett has always been greedy when investors are fearful. Mr. Buffett's dealmaking during troubled times often involves a hefty "waiting fee."

Grab Buffett-Style Opportunities: 2 Fat Yields Up To 9%

I am buying shares of regional bank Capital One Financial as investors fear a broader meltdown of the U.S. financial system. The key reason for me to buy shares is because COF is trading at a serious discount to the bank's normalized (or average) price-to-book ratio.

News for Capital One Stock (COF)