
Capital One (COF) Stock Forecast & Price Target
Capital One (COF) Analyst Ratings
Bulls say
Capital One Financial demonstrated robust financial performance, with total revenues increasing by 6.5% year-over-year, driven primarily by a similar rise in purchase volume and a 3.5% growth in loans, excluding the contributions from Discover. The company's ability to exceed EPS consensus estimates by 35% in the third quarter of 2025 reflects its underlying resiliency and stronger-than-expected revenue growth. Furthermore, the faster-than-anticipated realization of synergies from the Discover acquisition and improvements in delinquencies and losses suggest a positive trajectory for the firm's financial health moving forward.
Bears say
Capital One Financial recently reported a disappointing 4Q25 adjusted EPS that fell short of consensus expectations by 7%, raising concerns about its operational efficiency. Additionally, the firm's decision to lower its long-term target for Common Equity Tier 1 (CET1) ratio from 14.4% to 11% signals a potential weakening of its capital position, which may negatively impact its financial strength. Furthermore, the complexities and anticipated higher expenses related to the integration of Discover, which has faced regulatory challenges, could further hinder synergies and overall profitability for Capital One.
This aggregate rating is based on analysts' research of Capital One and is not a guaranteed prediction by Public.com or investment advice.
Capital One (COF) Analyst Forecast & Price Prediction
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