
Capital One (COF) Stock Forecast & Price Target
Capital One (COF) Analyst Ratings
Bulls say
Capital One Financial has demonstrated a solid upward trajectory in its financial performance, with total revenues and purchase volume both increasing by 6.5% year-over-year, excluding Discover. Additionally, loan growth, also excluding Discover, rose by 3.5% year-over-year, which reflects strong demand in its core lending segments. The company's third quarter results highlight its resilience, as earnings per share exceeded consensus estimates by 35%, driven by better-than-expected revenue growth, indicating a robust outlook for future financial performance.
Bears say
Capital One Financial's fourth-quarter 2025 results indicated a significant earnings miss, with adjusted earnings per share falling short of consensus estimates by 7%. The company's decision to reduce its long-term target for Common Equity Tier 1 (CET1) ratio from 14.4% to 11% raises concerns regarding its capital adequacy, especially in light of a substantial $16 billion share repurchase authorization. Additionally, potential increases in expenses and lower synergies related to the Discover acquisition, compounded by regulatory challenges faced by Discover, contribute to a negative outlook for Capital One's financial stability and future earnings performance.
This aggregate rating is based on analysts' research of Capital One and is not a guaranteed prediction by Public.com or investment advice.
Capital One (COF) Analyst Forecast & Price Prediction
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