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COF
Volume: 3.85M

Capital One (COF) Stock Forecast & Price Target

Capital One (COF) Analyst Ratings

Based on 15 analyst ratings
Buy
Strong Buy 40%
Buy 47%
Hold 13%
Sell 0%
Strong Sell 0%

Bulls say

Capital One Financial's total revenues increased by 6.5% year-over-year, with a corresponding rise in purchase volume and loan growth, both up by the same margin when excluding the Discover acquisition. The company's robust performance is illustrated by a significant earnings per share (EPS) beat of 35% in the third quarter of 2025, supported by improved revenues and a positive outlook for 2026 and 2027 EPS growth. Additionally, despite initial concerns regarding integration costs from the Discover acquisition, management remains optimistic about achieving substantial synergies, indicating a resilient business model bolstered by strong loan growth and favorable credit metrics.

Bears say

Capital One Financial's recent announcement of a $16 billion share repurchase authorization and the reduction of its long-term CET1 target from 14.4% to 11% indicates potential financial strain, which is expected to negatively affect the bank's net interest margin (NIM) in the near term. Additionally, there are concerns surrounding the merger with Discover, particularly that unexpected regulatory remedies could lead to increased expenses and lower-than-anticipated synergies, thereby impacting overall financial performance. Furthermore, Discover's history of regulatory missteps adds further uncertainty to the integration process, potentially exacerbating Capital One's challenges.

Capital One (COF) has been analyzed by 15 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 47% recommend Buy, 13% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Capital One and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Capital One (COF) Forecast

Analysts have given Capital One (COF) a Buy based on their latest research and market trends.

According to 15 analysts, Capital One (COF) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $270, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $270, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Capital One (COF)

Volume: 3.85M

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