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WTFC
Volume: 348.89K
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Wintrust Financial (WTFC) Stock Forecast & Price Target

Wintrust Financial (WTFC) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 55%
Buy 36%
Hold 9%
Sell 0%
Strong Sell 0%

Bulls say

Wintrust Financial Corp exhibits a strong financial outlook, bolstered by robust loan and deposit pipelines and solid net interest income (NII) growth of 4% quarter-over-quarter, reaching $569.8 million, while also witnessing a notable 5.4% increase in non-interest income to $130.8 million. The company maintains a positive trajectory with forecasted loan and deposit growth of 5%-9% quarter-over-quarter and is expected to achieve further increases of 6%-7% in both areas, contributing to enhanced NII in 4Q25 and 2026. Additionally, the growth in total revenue sources is supported by a 6.4% increase in deposits, primarily attributed to rising money market balances, underscoring Wintrust's effective market strategy and operational strength.

Bears say

Wintrust Financial Corp experienced a 12% decline in non-performing assets (NPAs) sequentially, contributing to a reduction in non-accrual loans but suggesting potential issues with asset quality as evidenced by increased net charge-offs. The company's net interest margin (NIM) decreased by 4 basis points to 3.50%, along with challenges in loan yield and rising costs associated with interest-bearing deposits, indicating potential pressure on profitability. Additionally, while tangible book value (TBV) grew by 4%, the drop in tangible common equity (TCE) and the overall risks related to slow growth in loans, deposits, and fee income underscore concerns about the company's financial stability moving forward.

Wintrust Financial (WTFC) has been analyzed by 11 analysts, with a consensus rating of Buy. 55% of analysts recommend a Strong Buy, 36% recommend Buy, 9% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Wintrust Financial (WTFC) Forecast

Analysts have given Wintrust Financial (WTFC) a Buy based on their latest research and market trends.

According to 11 analysts, Wintrust Financial (WTFC) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $155.18, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $155.18, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Wintrust Financial (WTFC)

Volume: 348.89K

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