
Wintrust Financial (WTFC) Stock Forecast & Price Target
Wintrust Financial (WTFC) Analyst Ratings
Bulls say
Wintrust Financial is a financial holding company that operates community banking, specialty finance, and wealth management segments. The company has a strong track record of above-peer balance sheet growth, which supports its top and bottom-line growth. The company's differentiated service-led model continues to drive market share gains and outperformance, with a focus on community development and philanthropy in its local markets. Risk factors for the company include regulatory risk and a deteriorating macroeconomy, but its strong balance sheet and disciplined lending approach provide downside protection. Our target price is $185, based on a multiple of 14x our 2027 EPS estimate, which is a premium to peers due to the company's strong growth prospects and unique position in the Chicago market.
Bears say
Wintrust Financial is expected to see stable net interest margin and balance sheet growth, alongside mid- to high- single-digit loan growth for the remainder of the year. Additionally, expense growth is projected to be mid-single-digit, with steady mortgage banking revenue and normalized wealth management revenue. However, the industry's highly competitive nature, credit risk, and interest rate risk, as well as potential issues with employee retention and stability of deposit bases, pose significant risks for the company’s earnings and capital ratios.
This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.
Wintrust Financial (WTFC) Analyst Forecast & Price Prediction
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