
Wintrust Financial (WTFC) Stock Forecast & Price Target
Wintrust Financial (WTFC) Analyst Ratings
Bulls say
Wintrust Financial Corp demonstrates a robust financial outlook, supported by strong growth in net interest income (NII), which increased by 4% quarter-over-quarter to $569.8 million, aided by a significant 16% rise in average earning assets compared to the previous quarter. The company also reported a 5.4% increase in non-interest income, reaching $130.8 million, surpassing projections and indicating effective performance in its specialty finance and wealth management segments. Moreover, deposit growth of 6.4% quarter-over-quarter, driven by rising money market balances, reinforces Wintrust's strong market position and potential for continued loan and deposit growth in the upcoming periods.
Bears say
Wintrust Financial Corp's net interest margin (NIM) has decreased by 4 basis points to 3.50%, falling short of prior forecasts, which raises concerns over the company's profitability in a challenging interest rate environment. Although non-performing assets (NPAs) showed a sequential decline of 12%, this improvement may mask underlying issues, as the reduction in non-accrual loans could be influenced by higher net charge-offs (NCOs). Additionally, the firm's slowdown in loan growth and elevated noninterest expenses, combined with risks related to asset quality and mergers and acquisitions execution, contribute to a negative outlook for the stock.
This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.
Wintrust Financial (WTFC) Analyst Forecast & Price Prediction
Start investing in Wintrust Financial (WTFC)
Order type
Buy in
Order amount
Est. shares
0 shares