
West Bancorp (WTBA) Stock Forecast & Price Target
West Bancorp (WTBA) Analyst Ratings
Bulls say
West Bancorp is demonstrating a positive financial trajectory, evidenced by a 7% quarter-over-quarter increase in core service revenue, driven by growth in customer service activities and gains in the trust unit. The bank also experienced a significant increase in net interest income (NII), projected to rise 7% quarter-over-quarter in 4Q25 and 15% year-over-year, bolstered by ongoing moderate single-digit loan growth. Additionally, total loans increased by $43 million quarter-over-quarter, primarily fueled by commercial real estate and commercial & industrial segments, suggesting robust demand for the bank's lending services.
Bears say
West Bancorp has experienced a decline in its end-of-period loans held for investment, decreasing by 2% quarter-over-quarter and reflecting a downward trend in commercial real estate and commercial and industrial loans. The bank's allowance for loan losses (LLP) remained unchanged, yet the annual operating expense is projected to increase by 4%, which may pressure profitability in an environment of reduced loan growth. Additionally, the outlook for loan growth remains subdued, with expectations for a flat growth trajectory, attributed to macroeconomic uncertainties and a more selective lending approach, diverging from the company’s historical high levels of loan demand.
This aggregate rating is based on analysts' research of West Bancorp and is not a guaranteed prediction by Public.com or investment advice.
West Bancorp (WTBA) Analyst Forecast & Price Prediction
Start investing in West Bancorp (WTBA)
Order type
Buy in
Order amount
Est. shares
0 shares