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VEL
Volume: 43.34K
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Velocity Financial (VEL) Stock Forecast & Price Target

Velocity Financial (VEL) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 50%
Hold 17%
Sell 17%
Strong Sell 0%

Bulls say

Velocity Financial Inc. demonstrated a solid growth trajectory with a total loan portfolio of $5.1 billion as of December 31, reflecting a 6.4% increase since September 30. The company’s strategic focus on retaining after-tax earnings to expand its loan portfolio is expected to enhance long-term shareholder value, supported by the successful raise of $7.3 million in new common equity capital. Additionally, the reported growth in diluted GAAP common stock book value to $15.70 per share, alongside an adjusted book value of $18.73 per share, indicates a resilient financial position, strengthening the positive outlook for the company's stock.

Bears say

Velocity Financial's financial outlook appears negative based on several key concerns, including a slight decrease in the CECL reserve as a percentage of the total portfolio, which may indicate potential issues with risk management. The company also experienced an increase in charge-offs in the fourth quarter, rising to $699K from $320K in the previous quarter, signaling deteriorating credit quality. Additionally, the exposure to operational risks related to real estate valuation and the potential impacts of government policies and regulations raises significant concerns about the company's financial stability moving forward.

Velocity Financial (VEL) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Velocity Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Velocity Financial (VEL) Forecast

Analysts have given Velocity Financial (VEL) a Buy based on their latest research and market trends.

According to 6 analysts, Velocity Financial (VEL) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Velocity Financial (VEL)

Volume: 43.34K

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