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VEL
Volume: 57.38K
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Velocity Financial (VEL) Stock Forecast & Price Target

Velocity Financial (VEL) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 75%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Velocity Financial Inc. reported a non-warrant diluted GAAP common stock book value of $16.19 per share as of March 31, reflecting a 3.1% increase from the previous quarter, with an adjusted book value of $18.50 per share. Additionally, the company demonstrated effective management of nonperforming loans, resolving $76.4 million during the first quarter with a net gain of $1.9 million, amounting to 102.4% of the underlying unpaid principal balance (UPB). Although there was a slight increase in nonperforming loans to 10.8% from 10.7% of the total portfolio, the slight increase in the CECL reserve to 22 basis points indicates prudent risk management.

Bears say

Velocity Financial's stock outlook is negatively impacted by a decline in net interest margin (NIM), which fell to 3.35% from 3.70% as of December 31, indicating a reduction in profitability from interest income. Additionally, the blended cost of funds has increased to 6.23%, while the effective portfolio yield has decreased to 9.11%, resulting in a narrower spread that may pressure overall financial performance. Furthermore, disruptions in the mortgage-backed securities (MBS) market could impede the company's ability to secure warehouse credit, potentially limiting its operational flexibility and growth prospects.

Velocity Financial (VEL) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 75% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Velocity Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Velocity Financial (VEL) Forecast

Analysts have given Velocity Financial (VEL) a Buy based on their latest research and market trends.

According to 4 analysts, Velocity Financial (VEL) has a Buy consensus rating as of Nov 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Velocity Financial (VEL)

Volume: 57.38K

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