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VEL
Volume: 54.47K
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Velocity Financial (VEL) Stock Forecast & Price Target

Velocity Financial (VEL) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 67%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Velocity Financial Inc. demonstrated strong financial performance with a reported non-warrant diluted GAAP common stock book value of $16.19 per share as of March 31, reflecting a 3.1% increase from the previous quarter. The successful resolution of $76.4 million in nonperforming loans resulted in a net gain of $1.9 million, showcasing the company’s effective management of its loan portfolio and solid underwriting practices. Furthermore, the company's CECL reserve increased to 22 basis points, indicating a proactive approach to risk management amid slight fluctuations in nonperforming loans.

Bears say

Velocity Financial Inc. is experiencing a decline in net interest margin (NIM), which has dropped from 3.70% to 3.35%, indicating reduced profitability from its interest income. Additionally, the company's effective portfolio yield has decreased to 9.11%, down 23 basis points, while the blended cost of funds has increased to 6.23%, suggesting a widening gap that could pressure margins further. Furthermore, disruptions in the mortgage-backed securities (MBS) market may limit banks' willingness to extend warehouse credit, potentially leading to tighter liquidity conditions that could negatively impact Velocity Financial's operations.

Velocity Financial (VEL) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 67% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Velocity Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Velocity Financial (VEL) Forecast

Analysts have given Velocity Financial (VEL) a Buy based on their latest research and market trends.

According to 3 analysts, Velocity Financial (VEL) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Velocity Financial (VEL)

Volume: 54.47K

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