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VBTX
Volume: 188.1K
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Veritex Hld (VBTX) Stock Forecast & Price Target

Veritex Hld (VBTX) Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 29%
Buy 29%
Hold 43%
Sell 0%
Strong Sell 0%

Bulls say

Veritex Holdings Inc. has demonstrated substantial growth in loan production, with a 44% increase projected from 2023 to year-end 2024, highlighting robust demand for its lending services. The company's loan/deposit ratio has risen to 89.3%, indicating effective management of its interest-earning assets, while anticipations of approximately 10% growth in earnings per share (EPS) and pre-provision net revenue (PPNR) for 2026 suggest a strengthening financial position driven by improved balance sheet growth. Additionally, the increase in the allowance for credit losses (ACL) from 1.01% to 1.26% over two years, coupled with low net charge-offs (NCOs) of 0.26% in 2023 and 0.22% in 2024, further supports a favorable outlook on the company's risk management and overall financial health.

Bears say

Veritex Holdings Inc. is facing a negative outlook primarily due to a notable decline in non-interest-bearing deposits, which decreased by 3.5% quarter-over-quarter, alongside a drop in loan yields by 33 basis points. The bank's non-interest-bearing mix has fallen from 24.0% to 20.4%, reflecting adverse seasonal fluctuations and the termination of an ECR relationship, indicating potential pressures on liquidity and revenue growth. Additionally, the projected lower loan growth for 2025 is expected to negatively impact the income statement and provision for loan losses, leading to a stagnant earnings per share outlook.

Veritex Hld (VBTX) has been analyzed by 7 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 29% recommend Buy, 43% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Veritex Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Veritex Hld (VBTX) Forecast

Analysts have given Veritex Hld (VBTX) a Buy based on their latest research and market trends.

According to 7 analysts, Veritex Hld (VBTX) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.71, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.71, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Veritex Hld (VBTX)

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