
UWMC Stock Forecast & Price Target
UWMC Analyst Ratings
Bulls say
UWM Holdings Corp has demonstrated significant growth in the broker channel, increasing its market share within this segment despite broader market fluctuations. The company has been adept at capitalizing on higher purchase volumes and has notably increased its refinance share, evidenced by a remarkable 26% quarter-over-quarter and 356% year-over-year growth in refinancing originations following recent rate decreases. Furthermore, the increase in its servicing portfolio, now valued at $242 billion, alongside favorable industry trends anticipated through 2025, positions UWM Holdings positively for continued financial performance and expansion.
Bears say
UWM Holdings Corp has experienced a decline of 9.9% since the end of 2023, which mirrors the performance of its peer group while significantly lagging behind the broader market gains of the S&P 500 and the Russell 3000. The company reported fourth-quarter loan production income of $407 million, falling short of the projected $437 million due to reduced volume and lower gain-on-sale margins, raising concerns about its profitability. Furthermore, the downward revision of the 2025 adjusted EPS estimate to $0.35 from $0.40, alongside a significant cut in servicing income expectations, indicates a challenging outlook driven by persistent high mortgage rates and a reduction in mortgage origination forecasts.
This aggregate rating is based on analysts' research of United Wholesale Mortgage and is not a guaranteed prediction by Public.com or investment advice.
UWMC Analyst Forecast & Price Prediction
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