
UWMC Stock Forecast & Price Target
UWMC Analyst Ratings
Bulls say
UWM Holdings Corp has effectively increased its market share within the growing broker channel of the residential mortgage market, positioning the company favorably to capture higher purchase volumes and adapt to fluctuating market conditions. The company has experienced significant growth in refinance originations, with a remarkable increase of 26% quarter-over-quarter and 356% year-over-year, largely attributable to favorable shifts in interest rates. Additionally, the servicing portfolio has expanded to $242 billion, up from $212 billion in the previous quarter, leading to enhanced income estimates and a positive outlook for servicing revenue in the near future.
Bears say
UWM Holdings Corp's financial outlook is negatively impacted by lower than anticipated loan production income of $407 million for F4Q24, which fell short of the forecasted $437 million due to reduced volumes and a decline in gains on sale margins. Consequently, the company has revised its production growth rate to 18% for FY25 and lowered its EPS estimates for 2025 to $0.31 from $0.36, reflecting reduced expectations for originations and higher operating expenses. Additionally, the adjusted origination estimates for F1Q25 and future years indicate a cautious approach to margins, with overall growth prospects appearing constrained in a challenging origination environment.
This aggregate rating is based on analysts' research of United Wholesale Mortgage and is not a guaranteed prediction by Public.com or investment advice.
UWMC Analyst Forecast & Price Prediction
Start investing in UWMC
Order type
Buy in
Order amount
Est. shares
0 shares