USCB Financial Holdings

USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Miami, FL.

Earnings data Q2 2021

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Earnings data Q2 2023

Earnings data Q3 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

USCB Financial Holdings reports robust Q4 performance and eyes growth

USCB Financial Holdings' Q4 2022 performance reflects a strong financial position and strategic focus on growth and profitability.
The bank's proactive measures, diversified business lines, and confidence in achieving financial targets underscore its resilience and potential for success.
While challenges exist in the current economic landscape, USCB's cautious approach and focus on opportunities position it well for sustainable growth.

USCB Financial Holdings excels in Q1 2023, eyes profitability through diversification

USCB Financial Holdings demonstrated resilience and growth in Q1 2023, with improved financial metrics and a strategic focus on enhancing client relationships. While facing challenges in reducing uninsured deposits and achieving optimal loan-to-deposit ratios, the company's strong performance and prudent strategies position it well for future opportunities.

USCB Financial Holdings reports stable Q2 performance amidst market challenges

USCB Financial Holdings navigated challenges from recent bank failures, focusing on sound, profitable growth with a goal of achieving higher ROAA and NIM.
Strong credit metrics and a diversified loan portfolio position the company well for sustainable growth and value creation for shareholders.
Management changes and strategic initiatives underscore a commitment to enhancing performance and capitalizing on growth opportunities.
Despite market uncertainties, USCB Financial Holdings remains resilient, with a solid financial foundation and a clear roadmap for future success.

USCB Financial Holdings excels in Q3 with strategic partnerships and growth focus

USCB Financial Holdings delivered a robust performance in Q3, focusing on loan growth diversification and operational efficiency. Strategic partnerships and a commitment to enhancing margins position the company for future success. While challenges like expense control and security losses exist, opportunities in partnerships and interest rate management offer avenues for growth.

USCB Financial Holdings excels in Q4 2023 amidst industry challenges

USCB Financial Holdings delivered a strong performance in Q4 2023, showcasing growth in assets, loans, and deposits.
The company's leadership transition was smooth, with a new Chief Credit Officer appointed and key legal matters resolved.
While facing challenges like uninsured deposits and regulatory scrutiny, USCB remains well-positioned to capitalize on opportunities.
Strategic initiatives, including new business verticals and client-focused conversations, are driving the bank's success.

USCB Financial Holdings excels in Q1, eyes SBA growth

USCB Financial Holdings reported strong Q1 results with growth across key financial metrics, supported by prudent financial management. While facing competition for deposits and challenges in a competitive market, the bank remains well-positioned to capitalize on growth opportunities in the SBA segment and improve net interest margin.

USCB Financial Holdings achieves record profits and eyes sustainable growth

USCB Financial Holdings reported strong financial performance in Q2 2024, marked by record profits, robust asset growth, and strategic revenue diversification.
The company's focus on capital strength, asset quality, and operational efficiency positions it well for sustained growth and value creation for shareholders.
While facing challenges in cost management and market competition, USCB has opportunities to capitalize on continued loan and deposit growth and revenue enhancement strategies.
By balancing growth objectives with risk management and operational excellence, USCB is poised to navigate market dynamics and drive long-term success.

USCB Financial Holdings reports record earnings and solid asset quality

USCB Financial Holdings delivered robust financial performance with record earnings and strong deposit and loan growth.
Despite challenges in sustaining loan growth and competitive pressures, the bank's solid asset quality and profitability are key strengths.
Opportunities lie in expanding loan portfolio growth, exploring new markets, and enhancing operational efficiency.
Investors should take note of USCB's strong performance, solid fundamentals, and strategic growth opportunities.

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USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Doral, FL.

USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q3 2024 Earnings Conference Call November 1, 2024 8:30 AM ET Company Participants Luis de la Aguilera - Chairman, President & CEO Rob Anderson - CFO Bill Turner - CCO Conference Call Participants Woody Lay - KBW Michael Rose - Raymond James Stephen Scouten - Piper Sandler Operator Good day, and welcome to the Third Quarter 2024 USCB Financial Holdings Inc. Earnings Conference Call. All participants will be in listen-only mode.

USCB Financial Holdings, Inc. (USCB) Q3 2024 Earnings Call Transcript

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.19 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Beats Q3 Earnings and Revenue Estimates

MIAMI, Oct. 31, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $6.9 million or $0.35 per fully diluted share for the three months ended September 30, 2024, compared with net income of $3.8 million or $0.19 per fully diluted share for the same period in 2023.

USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS of $0.35 for Q3 2024; ROAA of 1.11% and ROAE of 13.38%

MIAMI, Oct. 28, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.05 per share of Class A common stock, payable on December 5, 2024, to shareholders of record as of the close of business on November 15, 2024. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock

MIAMI, Oct. 07, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2024 after the market closes on Thursday, October 31, 2024.

USCB Financial Holdings, Inc. To Announce Third Quarter 2024 Results

Shares of USCB Financial Holdings Inc (USCB, Financial) surged 3.68% in mid-day trading on Oct 2. The stock reached an intraday high of $15.37, before settling at $15.20, up from its previous close of $14.66.

USCB Financial Holdings Inc (USCB) Shares Up 3.68% on Oct 2

USCB Financial (USCB) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances the stock's potential for a turnaround in the near term.

Bears are Losing Control Over USCB Financial (USCB), Here's Why It's a 'Buy' Now

USCB Financial (USCB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Earnings Estimates Rising for USCB Financial (USCB): Will It Gain?

USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q2 2024 Earnings Conference Call July 26, 2024 11:00 AM ET Company Participants Luis de la Aguilera - Chairman, President & CEO Rob Anderson - CFO Bill Turner - CCO Conference Call Participants Woody Lay - KBW Michael Rose - Raymond James Christopher Marinac - Janney Operator Good morning, and welcome to the USCB Financial Holdings, Inc. Second Quarter of 2024 Earnings Conference Call. All participants will be in a listen-only mode.

USCB Financial Holdings, Inc. (USCB) Q2 2024 Earnings Call Transcript

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.31 per share, beating the Zacks Consensus Estimate of $0.24 per share. This compares to earnings of $0.21 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Q2 Earnings and Revenues Top Estimates

MIAMI, July 25, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $6.2 million or $0.31 per fully diluted share for the three months ended June 30, 2024, compared with net income of $4.2 million or $0.21 per fully diluted share for the same period in 2023.

USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS Since Going Public of $0.31 for Q2 2024

USCB Financial (USCB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Strength Seen in USCB Financial (USCB): Can Its 7.3% Jump Turn into More Strength?

MIAMI, July 08, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2024 after the market closes on Thursday, July 25, 2024.

USCB Financial Holdings, Inc. to Announce Second Quarter 2024 Results

CORAL GABLES, Fla., June 03, 2024 (GLOBE NEWSWIRE) -- Axxes Capital , a private markets asset management firm dedicated to providing wealth advisors and their clients exclusive access to private equity and private credit investment solutions, today announced it has appointed Maria C. Alonso to its Board of Directors.

Axxes Capital Appoints Maria C. Alonso to Board of Directors

Why USCB Financial (USCB) Might be Well Poised for a Surge

USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q1 2024 Results Conference Call April 26, 2024 11:00 AM ET Company Participants Luis de la Aguilera - President and CEO Rob Anderson - CFO Sergio Garrido - Director of Credit Conference Call Participants Michael Rose - Raymond James Woody Lay - KBW Feddie Strickland - Janney Montgomery Scott Operator Good day. And welcome to the First Quarter 2024 USCB Financial Holdings, Incorporated Earnings Conference Call.

USCB Financial Holdings, Inc. (USCB) Q1 2024 Earnings Call Transcript

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.23 per share, beating the Zacks Consensus Estimate of $0.21 per share. This compares to earnings of $0.29 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Q1 Earnings and Revenues Top Estimates

MIAMI, April 25, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.6 million or $0.23 per diluted share for the three months ended March 31, 2024, compared with net income of $5.8 million or $0.29 per diluted share for the same period in 2023.

USCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase Program

MIAMI, April 05, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended March 31, 2024 after the market closes on Thursday, April 25, 2024.

USCB Financial Holdings, Inc. to Announce First Quarter 2024 Results

MIAMI, Jan. 29, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), announced today that its Board of Directors approved a cash dividend program under which the Company intends to pay quarterly cash dividends. The inaugural quarterly dividend for the first quarter of 2024 will be $0.05 per share of Class A common stock, payable on March 5, 2024, to shareholders of record as of the close of business on February 15, 2024. Future dividend payments are subject to quarterly review and approval by the Board of Directors and will be targeted to be paid in the third month of the quarter.

USCB Financial Holdings, Inc. Initiates Quarterly Cash Dividend Program and Announces Declaration of First Cash Dividend

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.17 per share, missing the Zacks Consensus Estimate of $0.22 per share. This compares to earnings of $0.29 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Misses Q4 Earnings and Revenue Estimates

MIAMI, Jan. 25, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $2.7 million or $0.14 per diluted share for the three months ended December 31, 2023, compared to net income of $4.4 million or $0.22 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports Diluted EPS of $0.14 for Q4 2023

MIAMI, Jan. 05, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2023 after the market closes on Thursday, January 25, 2024.

USCB Financial Holdings, Inc. To Announce Fourth Quarter 2023 Results

MIAMI, Dec. 07, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB ), the holding company for U.S. Century Bank (the “Bank”), announced today that William “Bill” Turner, a bank executive with more than 35 years of credit experience, has been named the Bank's new executive vice president and chief credit officer. Turner succeeds Benigno Pazos, who recently announced his retirement.

U.S. Century Bank Names William Turner New Executive Vice President and Chief Credit Officer

MIAMI, Nov. 02, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB ), the holding company for U.S. Century Bank (the “Bank”), announced today key transitions and promotion of new chief risk and compliance officer.

USCB Financial Holdings, Inc. Announces Retirement of Chief Credit Officer, Benigno Pazos; Announces the Departure of Jay Shehadeh, General Counsel; Promotes Maricarmen Logroño to Chief Risk Officer

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