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UNTY
Volume: 49
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Unity Bancorp (UNTY) Stock Forecast & Price Target

Unity Bancorp (UNTY) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Unity Bancorp Inc. demonstrates a positive financial outlook as it projects significant growth in both Small Business Administration (SBA) and residential loan sale gains, expected to accelerate from current levels through 2026. The bank's net interest margin (NIM) is forecasted to rise by 17 basis points and 8 basis points over the next two years, contributing to an increase in net interest income (NII) projections by 3.4% in 2025 and 1.5% in 2026. Additionally, the company has shown robust capital levels with tangible common equity (TCE) ratio strengthening to 11.1%, while tangible book value per share (TBVPS) increased at an annualized rate of 14%, positioning Unity Bancorp strongly within its peer group.

Bears say

Unity Bancorp's loan-to-deposit ratio declined to 107% in Q3 from 108% in the previous quarter, indicating a tightening lending environment that could affect future profitability. Despite maintaining consistent profitability and tangible book value growth, the company’s shares are trading at a valuation discount compared to peers, presenting concerns about market perception and growth potential. Furthermore, the bank faces significant risks, including potential misses in growth targets, asset quality deterioration, and overall weakness in bank stock valuations, which could hinder its ability to maintain or improve its financial standing.

Unity Bancorp (UNTY) has been analyzed by 4 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unity Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unity Bancorp (UNTY) Forecast

Analysts have given Unity Bancorp (UNTY) a Buy based on their latest research and market trends.

According to 4 analysts, Unity Bancorp (UNTY) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unity Bancorp (UNTY)

Volume: 49

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