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UNTY
Volume: 130.82K
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Unity Bancorp (UNTY) Stock Forecast & Price Target

Unity Bancorp (UNTY) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Unity Bancorp Inc. demonstrates a positive financial outlook driven by a projected increase in loan sale gains from both Small Business Administration and residential loans, supported by a stronger than expected Q4 performance. The company's net interest margin (NIM) is anticipated to rise by 17 basis points in 2025 and 8 basis points in 2026, correlating with an upward adjustment in net interest income (NII) projections to $112.1 million for 2025 and $121.4 million for 2026. Additionally, robust capital levels are reflected in a tangible common equity (TCE) ratio of 11.1% and a tangible book value per share (TBVPS) growth of 14% annually, positioning the company competitively within its peer group.

Bears say

Unity Bancorp's loan-to-deposit ratio has declined to 107% from previous quarters, indicating potential challenges in loan generation compared to deposits. Although the company maintains better-than-peer profitability and tangible book value growth, its shares are trading at a discount relative to peers, raising concerns about market sentiment. Furthermore, risks such as missed growth targets, asset quality deterioration, and potential dilutive mergers could negatively impact future performance amid an expected slowdown in net interest margin expansion.

Unity Bancorp (UNTY) has been analyzed by 4 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unity Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unity Bancorp (UNTY) Forecast

Analysts have given Unity Bancorp (UNTY) a Buy based on their latest research and market trends.

According to 4 analysts, Unity Bancorp (UNTY) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unity Bancorp (UNTY)

Volume: 130.82K

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