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UMBF
Volume: 615.85K

UMB Financial (UMBF) Stock Forecast & Price Target

UMB Financial (UMBF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 33%
Buy 44%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

UMB Financial Corp (UMB) demonstrates a strong outlook primarily due to promising core fee income growth driven by share gains in its institutional businesses and solid performance in residential mortgage balances. The company has displayed double-digit momentum in its legacy operations, with expectations for improved growth as Heartland's contributions shift from decline to modest growth, leading to an increase in the estimated operating EPS for 2026 from $11.40 to $11.75. Additionally, UMB's anticipated enhancement of revenue quality following the HTLF acquisition, along with favorable credit quality and robust balance sheet growth, positions it well for sustainable financial performance moving forward.

Bears say

The negative outlook on UMB Financial's stock is driven by concerns over potential merger-related dis-synergies and the possibility of resurfacing credit issues, which could hinder future earnings growth. Management has indicated that core net interest margin (NIM) is expected to remain flat at 2.78% in the upcoming quarter, reflecting pressure on profitability amidst rising deposit costs and stagnant loan yields. Additionally, the downward revision of 2026 EPS estimates from $11.33 to $11.05 and integration risks associated with past acquisitions contribute to uncertainty around the company’s operational risk profile.

UMB Financial (UMBF) has been analyzed by 9 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 44% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About UMB Financial (UMBF) Forecast

Analysts have given UMB Financial (UMBF) a Buy based on their latest research and market trends.

According to 9 analysts, UMB Financial (UMBF) has a Buy consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $139.44, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $139.44, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

UMB Financial (UMBF)

Volume: 615.85K

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