
UMB Financial (UMBF) Stock Forecast & Price Target
UMB Financial (UMBF) Analyst Ratings
Bulls say
UMB Financial Corp is positioned for robust growth, driven by strong core fee income prospects stemming from market share gains in its differentiated institutional services, which include fund services and corporate trust. The company's recent geographic expansion and enhanced deposit base from the HTLF acquisition are expected to improve revenue quality, contributing to a forecasted growth in operating earnings per share (EPS) to $11.75 for 2026, reflecting a shift in the Heartland segment from contraction to modest growth. Additionally, the anticipated improvement in credit quality and strong balance sheet growth potential, particularly through successful penetration into new regions, further solidifies the positive outlook for UMB Financial's stock.
Bears say
UMB Financial Corp faces several fundamental challenges contributing to a negative outlook on its stock. Management indicates that the core net interest margin (NIM) is projected to remain flat, reflecting potential pressures on profitability amidst rising deposit costs and stagnant loan yields. Furthermore, expected headwinds related to variable rate loans and operational risks stemming from integration issues, coupled with the possibility of misjudged credit risk in acquisitions, may weigh heavily on future earnings and growth potential.
This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.
UMB Financial (UMBF) Analyst Forecast & Price Prediction
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