
UMB Financial (UMBF) Stock Forecast & Price Target
UMB Financial (UMBF) Analyst Ratings
Bulls say
UMB Financial Corp demonstrated solid financial performance, highlighted by an 11 basis point sequential increase in net interest margin to 2.57% and a notable 8.7% rise in net interest income, amounting to $269 million, compared to both the previous quarter and the same period last year. Additionally, the company experienced a sequential 2.6% growth in end-of-period loan balances, reaching $25.6 billion, driven by strong increases in commercial and industrial (C&I) and commercial real estate (CRE) loans. Furthermore, UMBF's end-of-period deposits surged 8.7% to $43.1 billion, reflecting robust average balance growth of 7.7%, which positions the company favorably for continued expansion in its diversified fee revenue businesses.
Bears say
The financial outlook for UMB Financial Corp (UMBF) appears negative due to potential macroeconomic deterioration, which could lead to increased credit costs and slowing loan growth, adversely impacting revenue generation. The reliance on spread income makes the company vulnerable to unexpected shifts in the interest rate environment, putting additional downward pressure on the net interest margin. Furthermore, challenges to fee income sources could arise from fluctuations in economic activity, contributing to an overall bleak financial forecast for the company.
This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.
UMB Financial (UMBF) Analyst Forecast & Price Prediction
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