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UCB
Volume: 587.9K
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UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 20%
Buy 20%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks Inc. has demonstrated a positive financial trajectory with a notable expansion in Net Interest Margin (NIM), which increased by 14 basis points quarter-over-quarter to 3.50%, surpassing expectations due to improved funding costs and a favorable shift in the earning asset mix. Additionally, net interest income (NII) showed a robust rise of 6.3% from the prior quarter, with contributions from the recent onboarding of ANB adding to overall performance. This trend indicates that United Community Banks is effectively leveraging its asset management strategies and new acquisitions to enhance profitability.

Bears say

United Community Banks Inc. reported a 1% decline in fees this quarter, missing expectations by $0.01, which raises concerns about revenue generation capabilities. Additionally, while provisions for credit losses beat estimates by $0.05, they are down 23.4% from the previous quarter, indicating potential issues with loan performance and risk management. Furthermore, the bank's return on assets (ROA) stands at 1.14%, which is lower than its peers, highlighting a lag in overall profitability and operational efficiency.

UCB has been analyzed by 5 analysts, with a consensus rating of Buy. 20% of analysts recommend a Strong Buy, 20% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Buy based on their latest research and market trends.

According to 5 analysts, UCB has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 587.9K

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