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UCB
Volume: 628.76K
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UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 6 analyst ratings
Hold
Strong Buy 17%
Buy 17%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks Inc. has demonstrated strong financial performance, evidenced by a net interest margin (NIM) expansion of 14 basis points quarter-over-quarter to 3.50%, exceeding initial estimates due to improved funding costs and a favorable shift toward loans in its earning asset mix. Additionally, net interest income (NII) increased by 6.3% from the previous quarter, with the recent acquisition of ANB contributing $2.2 million, representing 1% of total NII. This positive financial trajectory reflects the bank's effective strategies in enhancing profitability and managing its asset portfolio.

Bears say

The financial excerpts indicate that United Community Banks Inc. experienced a decline in fees, missing expectations by $0.01 and reflecting a 1% decrease from the previous quarter. Additionally, while the provision for credit losses surpassed estimates by $0.05, it also represented a significant decrease of 23.4% compared to the last quarter. Furthermore, despite having multiples comparable to peers, the bank's profitability appears to be lagging, with a return on assets (ROA) of 1.14%, suggesting underlying financial challenges.

UCB has been analyzed by 6 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 17% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Hold based on their latest research and market trends.

According to 6 analysts, UCB has a Hold consensus rating as of Oct 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $33.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $33.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 628.76K

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