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UCB
Volume: 767.57K

UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 20%
Buy 20%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks Inc has demonstrated a strong performance, marked by a net interest margin (NIM) expansion of 14 basis points quarter-over-quarter to 3.50%, surpassing initial estimates due to favorable funding costs and an advantageous shift towards loans in the earning asset mix. Additionally, net interest income (NII) saw a notable increase of 6.3% from the previous quarter, bolstered by contributions from the onboarded ANB, which added $2.2 million to NII. This positive trend in both margins and income indicates a solid financial foundation and growth potential for the bank.

Bears say

United Community Banks Inc experienced a miss in fee revenues this quarter, which were down 1% compared to the previous quarter, indicating potential challenges in generating income from its service offerings. Despite beating provision estimates by $0.05, the provision was still down 23.4% from last quarter, suggesting a decline in the overall financial health or an adverse trend in loan performance. Furthermore, while the bank maintains multiples in line with its peers, its return on assets (ROA) is lagging slightly at 1.14%, pointing to weaker profitability and operational efficiency compared to competitors.

UCB has been analyzed by 5 analysts, with a consensus rating of Buy. 20% of analysts recommend a Strong Buy, 20% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Buy based on their latest research and market trends.

According to 5 analysts, UCB has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 767.57K

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