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UBSI
Volume: 103
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United Bankshares (UBSI) Stock Forecast & Price Target

United Bankshares (UBSI) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

United Bankshares Inc. demonstrated a strong financial performance with a notable beat in pre-provision net revenue (PPNR) by $0.15, driven by lower expenses and increased net interest income (NII). The net interest margin (NIM) improved by 20 basis points quarter-over-quarter to 3.69%, surpassing estimates and indicating robust profitability in its community banking segment. Additionally, the performance projections suggest continued growth in NII, with an estimated increase to $1.062 billion and a slight NIM rise anticipated in the upcoming quarter, supporting a positive outlook for the company's financial health.

Bears say

United Bankshares Inc. has revised its loan and deposit growth guidance downward to low to mid-single digits, attributing this change to ongoing elevated payoffs that are impacting growth negatively. Despite a slight decline in non-performing assets (NPAs) to 0.38% and net charge-offs (NCOs) at 0.14%, these credit quality metrics may not sufficiently offset the anticipated sluggish growth in loans and deposits. The sensitivity of tangible book value (TBV) estimates suggests that fluctuations in this metric can significantly impact stock valuation, indicating underlying volatility and potential challenges for the company's financial outlook.

United Bankshares (UBSI) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Bankshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Bankshares (UBSI) Forecast

Analysts have given United Bankshares (UBSI) a Hold based on their latest research and market trends.

According to 3 analysts, United Bankshares (UBSI) has a Hold consensus rating as of Oct 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $40.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $40.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Bankshares (UBSI)

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