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UBSI
Volume: 649.25K
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United Bankshares (UBSI) Stock Forecast & Price Target

United Bankshares (UBSI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 0%
Buy 14%
Hold 86%
Sell 0%
Strong Sell 0%

Bulls say

United Bankshares Inc. displays a robust financial outlook, highlighted by strong loan pipelines which increased quarter-over-quarter, with projected organic loan growth of 5.0% for both 2025 and 2026. The company's end-of-period deposits rose by 2% quarter-over-quarter, reflecting its capacity to attract and retain customer funds, while also maintaining a low non-performing asset ratio of 0.43% of loans and other real estate owned. Furthermore, United Bankshares has a solid dividend record, achieving its 51st consecutive year of increased dividends, which enhances its appeal to dividend-focused investors and signals strong operational performance within a favorable regulatory environment.

Bears say

The analysis of United Bankshares Inc. indicates a decline in core loan yields, which fell 18 basis points to 5.98%, undershooting expectations, thereby reflecting potential challenges in loan performance. The company's reported net interest margin (NIM) of 3.49% also decreased by 3 basis points quarter-over-quarter, which was below both the analyst estimates and the lower end of management’s expectations, suggesting pressure on profitability. Additionally, concerns regarding cybersecurity threats and regulatory delays underline significant risks that could further impact earnings and contribute to stock price volatility.

United Bankshares (UBSI) has been analyzed by 7 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 14% recommend Buy, 86% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Bankshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Bankshares (UBSI) Forecast

Analysts have given United Bankshares (UBSI) a Hold based on their latest research and market trends.

According to 7 analysts, United Bankshares (UBSI) has a Hold consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.07, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.07, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Bankshares (UBSI)

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