
TWFG Inc (TWFG) Stock Forecast & Price Target
TWFG Inc (TWFG) Analyst Ratings
Bulls say
TWFG Inc. demonstrated strong financial performance in Q3, reporting total revenue of $54.6 million, which reflects a year-over-year increase of 14.5%. Total written premiums also rose by 13% year-over-year, reaching $400.1 million, indicating sustained demand and effective business strategies. Despite an increase in salaries and employee benefits associated with branch conversions, the overall organic revenue growth of 7.6%—with a near 13% growth rate when excluding one MGA program impact—signals a robust outlook for continued revenue expansion in the future.
Bears say
The analysis indicates concerns regarding TWFG Inc.'s potential for weaker-than-anticipated EBITDA margins, attributed to less operating leverage and a scarcity of accretive merger and acquisition opportunities. Additionally, the company's premium retention rate has shown a notable decline to 88%, down from above 90% in the first half of 2024, signaling challenges in customer loyalty and retention. Key risks associated with slowing organic growth, dependency on a limited number of carrier partners, and margin pressures further contribute to the negative outlook for the company's financial performance.
This aggregate rating is based on analysts' research of TWFG Inc and is not a guaranteed prediction by Public.com or investment advice.
TWFG Inc (TWFG) Analyst Forecast & Price Prediction
Start investing in TWFG Inc (TWFG)
Order type
Buy in
Order amount
Est. shares
0 shares