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TMP
Volume: 40.98K
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Tompkins Financial (TMP) Stock Forecast & Price Target

Tompkins Financial (TMP) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Tompkins Financial Corp. demonstrated robust growth in its loan portfolio, with end-of-period loans rising by 9% quarter-over-quarter in Q2, a significant increase compared to 2% in the previous quarter, indicating strong lending activity. The company's net interest income (NII) also saw a slight quarter-over-quarter increase of 0.6%, attributed to a 0.4% growth in earning assets, while the net interest margin (NIM) remained stable at 2.73%, showcasing effective asset management. Furthermore, noninterest income outperformed expectations, driven by higher other income, leading to upward revisions in projected earnings and net interest income, signaling a solid financial trajectory for the company.

Bears say

Tompkins Financial Corp faces a challenging environment in the banking sector, as net interest income pressures are impacting earnings per share estimates, particularly following the March banking crisis, evidenced by an 88% decrease in earnings in the first quarter of 2024 and a 10% decline in end-of-period deposits on a last-quarter-annualized basis. Integration risks associated with potential mergers and acquisitions could adversely affect the company's operational results and strategic outlook, while broader risks, such as a flattened yield curve and deterioration in credit quality, threaten overall financial stability. The combination of low investor sentiment, existing asset quality issues, and the inherent dangers of pursuing an M&A expansion strategy underscores a negative financial outlook for Tompkins Financial Corp.

Tompkins Financial (TMP) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Tompkins Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Tompkins Financial (TMP) Forecast

Analysts have given Tompkins Financial (TMP) a Hold based on their latest research and market trends.

According to 3 analysts, Tompkins Financial (TMP) has a Hold consensus rating as of Jun 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Tompkins Financial (TMP)

Volume: 40.98K

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