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TFC
Volume: 6.8M

Truist Financial (TFC) Stock Forecast & Price Target

Truist Financial (TFC) Analyst Ratings

Based on 16 analyst ratings
Hold
Strong Buy 6%
Buy 25%
Hold 50%
Sell 19%
Strong Sell 0%

Bulls say

Truist Financial is appealing because it paired a 2Q26 EPS beat of $1.23 with broad fee-income strength, including $352 million of investment banking and trading revenue and a raised 2026 fee-growth guide to +10%, showing that earnings are becoming less dependent on spread income. Its diversified franchise, anchored in the Southeast and mid-Atlantic, is benefiting from solid commercial loan momentum, 4.2% year-over-year loan growth in one segment, strong digital activity, and a capital-efficient revenue mix that should support low double-digit EPS growth in 2026. Credit remains manageable with a 10.8% CET1 ratio, strong buyback capacity, and management’s focus on lifting ROTCE toward 16-18%, while 2027 forecasts still point to further EPS growth.

Bears say

Truist Financial is facing a fundamentally cautious setup because loan growth is modest, with EOP HFI loans rising just 0.7% LQA versus an expected 2.3%, while runoff in indirect auto and the planned exit from RV/marine finance offset stronger CRE and other consumer lending. Management’s updated FY26 outlook also signals pressure on NIM/NII from more conservative deposit pricing and mix, lower loan spreads, balance sheet optimization, and an assumed Sep rate hike, while the market remains focused on whether the incoming CEO alters the strategy or the 16-18% long-term ROTCE target. Credit quality and profitability add to the negative view, as provision for credit losses rose to $105 million, nonperforming asset inflows are trending higher, and segment NII has weakened from 1Q25 as deposit mix and funding costs deteriorate.

Truist Financial (TFC) has been analyzed by 16 analysts, with a consensus rating of Hold. 6% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 19% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Truist Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Truist Financial (TFC) Forecast

Analysts have given Truist Financial (TFC) a Hold based on their latest research and market trends.

According to 16 analysts, Truist Financial (TFC) has a Hold consensus rating as of Oct 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $53.09, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $53.09, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Truist Financial (TFC)

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