
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares demonstrated a significant uptick in loans held for investment (HFI) growth, achieving an impressive 8% quarter-over-quarter increase, fueled by robust originations and draws that rose by 28%. The company also reported a 6.3% increase in core fees, highlighting improved service charges that contribute positively to the revenue stream. Furthermore, the raised earnings per share estimates for 2025 and 2026 reflect stronger net interest income and better fee performance, indicating a favorable financial outlook for the bank.
Bears say
TriCo Bancshares faces several fundamental challenges that contribute to a negative outlook on its stock. The potential for an economic slowdown or recession could lead to increased nonperforming assets and net charge-offs, adversely impacting net income and overall financial performance. Additionally, the company's reliance on net interest income means that a decrease in interest rates could further compress margins, while acquisition activities pose risks related to operational integration and asset quality, particularly in the already vulnerable Northern and Central California markets.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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