
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares demonstrated a robust financial performance, with spread income increasing by 3.0% quarter-over-quarter to reach $92.2 million, surpassing forecast expectations. Net Interest Margin (NIM) expansion to 4.02% indicates a positive trend in profitability, driven by increased loan production and improved margins, particularly within commercial real estate loans. Despite anticipated expense growth in 2026, management remains optimistic about achieving positive operating leverage, supported by ongoing improvements in net interest income and loan growth across all major segments.
Bears say
TriCo Bancshares's stock outlook is negatively impacted by concerns over an anticipated economic slowdown, which may lead to increased nonperforming assets and net charge-offs, thus resulting in potential shortfalls in net income. In addition, the company reported a 2.6% decline in noninterest income quarter-over-quarter, with expectations for fee income remaining at or below current levels in the upcoming year, affecting revenue stability. Furthermore, a 3.4% decrease in deposits signals potential liquidity issues, while the threat of reduced interest rates could further compress net interest margins, intensifying financial vulnerabilities.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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