
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares has demonstrated a robust growth trajectory, highlighted by an 8% increase in ending loans held for investment (HFI) on a last quarter annualized (LQA) basis, driven by a substantial 28% rise in originations. The company's revenue generation is further supported by a 6.3% increase in core fees, reaching $17.1 million, attributed to improved service charges, indicating strong customer engagement. Additionally, upward revisions in earnings per share (EPS) estimates for 2025 and 2026 reflect strengthened net interest income and fees, alongside a reduction in noninterest expense, reinforcing a positive financial outlook for the company.
Bears say
TriCo Bancshares faces a negative outlook due to the potential impact of an economic slowdown or prolonged recession, which may lead to increased nonperforming assets and net charge-offs, thereby affecting net income and earnings per share estimates. Additionally, a decrease in interest rates could result in a compressed net interest margin, negatively influencing net interest income and overall financial performance. The company's operational and financial risks may also be heightened through acquisition activities, coupled with challenges in certain Northern and Central California markets that have been disproportionately affected by economic downturns.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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