
TCBI Stock Forecast & Price Target
TCBI Analyst Ratings
Bulls say
Texas Capital Bancshares experienced a significant increase in deposits, up approximately $1 billion quarter-over-quarter, signaling strong customer confidence and growth potential. The company's Common Equity Tier 1 (CET1) capital ratio improved to 11.4%, demonstrating robust capital strength that supports its operational stability and growth strategies. Furthermore, while non-performing assets have increased slightly, the expectation of enhanced fee income and revised expense guidance suggests a positive outlook for revenue growth, particularly in light of recent investments in key business areas.
Bears say
Texas Capital Bancshares has experienced a decline in its net interest margin (NIM), which fell by 24 basis points quarter-over-quarter to 2.95%, indicating potential challenges in earning revenue from interest-earning assets. Additionally, loan yields decreased by 44 basis points, and warehouse loan yields fell by 47 basis points, suggesting a deterioration in loan performance and profitability. The company's earnings per share (EPS) forecasts for both 2025 and 2026 have been revised downward, reflecting a negative outlook on its future financial performance.
This aggregate rating is based on analysts' research of Texas Capital Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TCBI Analyst Forecast & Price Prediction
Start investing in TCBI
Order type
Buy in
Order amount
Est. shares
0 shares