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TCBI
Volume: 75.48K
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TCBI Stock Forecast & Price Target

TCBI Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 0%
Buy 25%
Hold 50%
Sell 17%
Strong Sell 8%

Bulls say

Texas Capital Bancshares demonstrated strong financial performance, with total deposits increasing by $813 million quarter-over-quarter and 18% year-over-year, driven by record new account growth focused on full banking relationships. The company's net interest income rose by 2.8% quarter-over-quarter to $236 million, exceeding forecasts due to margin expansion, which improved by 26 basis points to 3.19%. Additionally, the CET1 ratio strengthened by 25 basis points to 11.63%, indicating improved capital adequacy and stability.

Bears say

Texas Capital Bancshares Inc. has experienced a notable decline in key financial metrics, including a decrease in mortgage finance loans by 27% quarter-over-quarter and a $9.6 million shortfall in fee income, which further declined to $44.4 million compared to a forecast of $58.7 million. Additionally, the TCE ratio, while still leading among peers at 9.97%, reflects a marginal reduction, coupled with an increase in criticized loans to 3.41% of total loans held for investment. Lastly, the significant underperformance in fee income, which was initially guided at approximately $270 million but came in much weaker, raises concerns about the bank's overall revenue generation capabilities amidst a challenging capital markets environment.

TCBI has been analyzed by 12 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 17% advise Selling, and 8% predict a Strong Sell.

This aggregate rating is based on analysts' research of Texas Capital Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Texas Capital Bancshares (TCBI) Forecast

Analysts have given TCBI a Hold based on their latest research and market trends.

According to 12 analysts, TCBI has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $83.08, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $83.08, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Texas Capital Bancshares (TCBI)

Volume: 75.48K

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