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TCBI
Volume: 458.05K

TCBI Stock Forecast & Price Target

TCBI Analyst Ratings

Based on 9 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 33%
Sell 22%
Strong Sell 11%

Bulls say

Texas Capital Bancshares, Inc. has demonstrated significant gains in core noninterest income, which increased by $12.6 million (or 23%) quarter-over-quarter to reach $68.6 million in the third quarter of 2025, driven primarily by a robust investment banking sector. The company's net interest margin rose by 12 basis points due to lower total deposit costs and higher securities yields, coupled with a strategic investment in its treasury management platform that enhances client onboarding efficiency. Furthermore, Texas Capital’s disciplined approach to managing expenses, with core expenses rising only 1% quarter-over-quarter while core revenue grew by 10%, underscores its commitment to sustainable profitability and organic growth amidst a healthy increase in average deposits of 5.6% year-to-date.

Bears say

Texas Capital Bancshares faces a negative outlook primarily due to a deterioration in asset quality and competitive pressures that are affecting loan and deposit pricing, which could further compress net interest margins. The bank's average deposits declined to $23.2 billion in the second quarter of 2023, indicating sluggish loan demand and a contraction in its balance sheet that may limit profitability moving forward. Additionally, while management reports no immediate credit stress, there are growing concerns regarding consumer-facing sectors, which may lead to further margin contraction as the economic environment remains challenging.

TCBI has been analyzed by 9 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 22% advise Selling, and 11% predict a Strong Sell.

This aggregate rating is based on analysts' research of Texas Capital Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Texas Capital Bancshares (TCBI) Forecast

Analysts have given TCBI a Hold based on their latest research and market trends.

According to 9 analysts, TCBI has a Hold consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $91.78, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $91.78, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Texas Capital Bancshares (TCBI)

Volume: 458.05K

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